Grow your savings with Citi

Grow your savings with Citi

Choose from a variety of deposit options designed to help you achieve your financial goals.

New to Citi and ready to make your savings work harder for you?

Our deposit account options offer competitive interest rates and flexible terms.

For New Customers

Citi Wealth First Account

High-interest savings with wealth-tier benefits
Earn up to 7.51%^ p.a.
Global wealth insights
Stay informed with market insights from 350+ analysts worldwide
Access exclusive banking privileges
Enjoy banking and lifestyle privileges, including invites to exclusive events

Deposit Accounts

Discover the deposit account that best fits your needs

Client Type : All
Client Type : Singapore
Client Type : Singapore IPB
All
Local Currency
Foreign Currency
Time Deposit

 Singapore

wealth

Citi Wealth First Account

UP TO
7.51%^p.a.

Relationship-Based rewards

Enjoy up to 7.51%^ p.a. interest on your savings. Grow your wealth and be rewarded for your banking and wealth relationship.

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Eligibility

For New & Existing Customers

 Singapore

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Citi Interest Booster Account

UP TO
4.0%#p.a.

Relationship-Based Rewards

Earn interest as you grow and engage your banking relationship across deposits, investments and transactions.

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Eligibility

For New & Existing Customers

 Singapore

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Citi MaxiGain Account

UP TO
3.01%*p.a.

Step Up Interest Savings

Earn bonus interest that steps up monthly to a maximum of 3.01%* p.a. interest after 12 months.

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Eligibility

For Existing Customers

 Singapore

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MaxiSave Account

Grow your savings

Enjoy checking convenience along with instant access to funds and payments.

 

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Eligibility

For Existing Customers

 Singapore

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Step-Up Interest Account

Step up Interest Savings

Grow your savings monthly and earn interest that steps up to 0.13% p.a. over a 12-month period.

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Eligibility

For Existing Customers

 Singapore

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Tap & Save Account

Step Up Interest Savings

Earn interest on your savings and enjoy 1% Cash Rebate on your eligible daily spends with the Citibank SMRT Debit Mastercard.

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Eligibility

For Existing Customers

 Singapore

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Global Foreign Currency Account

Multi-Currency Holding

Manage and transact in multiple currencies seamlessly.

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Eligibility

For Existing Customers

 Singapore

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CitiAccess Account

Liquidity & Access

Access and manage your US$ funds with ease and flexibility.

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Eligibility

For Existing Customers

 Singapore

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US$ Savings Account

Grow your savings

Grow your savings in US Dollars and manage your transactions conveniently.

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Eligibility

For Existing Customers

 Singapore

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US$ Checking Account

Liquidity & Access

Manage and transact in US Dollars seamlessly with easy access for payments, transfers, and everyday international usage.

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Eligibility

For Existing Customers

 International

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US$ Interest Checking Account

Liquidity & Access

Manage and transact in US Dollars seamlessly with easy access for payments, transfers, and everyday international usage.

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Eligibility

For New & Existing Customers

 International

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MaxiSave Acccunt

Grow your savings

Enjoy checking convenience along with instant access to funds and payments.

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Eligibility

For New & Existing Customers

 International

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Foreign Currency Account

Multi-Currency Holding

Access a range of foreign currency accounts designed for holding, transacting, and managing multiple currencies based on your global banking needs.

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Eligibility

For New & Existing Customers

 International

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Checking Account

For Global Banking

Explore a range of foreign currency checking accounts designed for seamless transactions, payments, and everyday banking needs.

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Eligibility

For New & Existing Customers

 International

saving

Savings Account

Grow your savings

Explore a range of savings accounts to access your funds in multiple currencies. 

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Eligibility

For New & Existing Customers

 Singapore

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Citibank Junior Savings Account

Grow your savings

Earn interest as your child grows his/her savings.

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Eligibility

For Existing Customers

 Singapore

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Money Market Account

Grow your savings

Enjoy instant access to funds and payments and earn interest daily.

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Eligibility

For Existing Customers

 Singapore

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InterestPlus Savings Account

Grow your savings

Enjoy instant access to funds and payments and earn interest daily.

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Eligibility

For Existing Customers

 Singapore

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Basic Banking Account

Grow your savings

Enjoy instant access to funds and payments and earn interest daily with no minimum balance requirement.

 

 

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Eligibility

For Existing Customers

Boost your savings with Time Deposits

Earn interest with flexible tenors that align with your wealth goals.

Key Benefits

  • Predictable Returns
    Fixed interest rates ensure you know your earnings upfront
  • Flexibility
    Multiple tenor options to match your needs
What are Time Deposits?

Exclusive Wealth Offers for You

Exclusively for New-to-Brokerage clients

Exclusively for New-to-Brokerage clients

Enjoy 0% commission fee1 for buy trades online in U.S. and Hong Kong markets. T&Cs apply.

 

Refer a friend to Citi

Refer a friend to Citi

Invite your loved ones to start a wealth relationship with Citi and be rewarded with up to S$2,8882. T&Cs apply.

 

Citi Top-Up Promotion

Start Your Wealth Journey with up to S$60,6763 in Welcome Rewards

Become an Accredited Investor with Citigold or Citigold Private Client to access tailored solutions, premium banking and global reach3. T&Cs apply.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit www.sdic.org.sg.

Disclaimer

The promotions, products and services mentioned in the referenced document are not offered to individuals resident in certain countries/jurisdictions. For the comprehensive list of these countries/jurisdictions, please refer to the "Privacy" section in the footer of our Citibank Website. The referenced document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.

Important Investment Information

Investment products are: Not Bank Deposits. Not Bank Guaranteed. May Lose Value. Not Insured By Any Government Agency. Investment products are not available to U.S. Persons.

Important Insurance Disclosures

The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA") and distributed by Citibank Singapore Limited. All insurance applications are subject to AIA’s underwriting and acceptance. This is only general product information provided and is not a contract of insurance. The information provided must be read with, and is subject to, all the terms and conditions and exclusions contained in the policy contract. Protected up to specified limits by SDIC. Please refer to full disclosures applicable to relevant product(s) and/or service(s).

Citibank full disclaimers, terms and conditions apply to individual products and banking services.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Terms and Conditions

^Click here to view Citi Wealth First Account terms and conditions.

#Click here to view Citi Interest Booster Account terms and conditions.

*Click here to view Citi MaxiGain Account terms and conditions.

1Citibank Online Brokerage Promotion applicable for a period of 180 days starting from day of brokerage account opening. Read full terms and conditions here.

2Click here for Citi Client Referral Programme terms and conditions.

3Click here for Citi New-to-Bank Welcome Programme 2026 terms and conditions.

Important Information

You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?
Citi is not responsible for the products, services or facilities provided and/or owned by other companies.