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PERSONAL LOAN

Enjoy Low interest rates with
Citi Quick Cash

Count on your Citi Credit Card and Citibank Ready Credit to get the cash you need, anytime.

Citi Quick Cash Benefits at a glance

Enjoy low interest rates and affordable monthly repayments

Get big things done in an instant

Get big things done in an instant

Convert your unused credit limit to cash in 60 seconds*.

Cash on your terms

Cash on your terms

Receive cash on-the-go via the Citi Mobile app and repay with plans up to 60 months.

Simple and hassle-free

Simple and hassle-free

No documents required and no hidden fees.

*All applications for Citi Quick Cash are subject to approval. Instant disbursement is available only for approved applications and where the designated disbursement account is a Citi Deposit Account.

 

Citi Quick Cash allows you to convert your Citi Credit Card / Citi Ready Credit available credit limit into cash, payable in monthly instalments along with your monthly payment.

Right from big ticket purchases to home renovations, you can avail a Citi Quick Cash for any type of expenses. On the other hand, you can also apply for a Citi Quick Cash to pay for urgent expenses such as medical bills, business expenses, unexpected repairs and much more. With Citi Quick Cash, the possibilities are endless.

You can check the interest rates and repayment amount of Citi Quick Cash during your loan booking application.

You can select repayment plans options ranging from 12 to 60 months at attractive rates.

Minimal annual income for main applicant to qualify for personal loans:

  • S$30,000 for Singaporeans and PRs
  • S$42,000 for foreigners

Existing Citi Credit Card / Citibank Ready Credit customers

Existing Citi Credit Card/ Citibank Ready Credit customers need not furnish any documents to apply for Citi Quick Cash.

Existing Citi Credit Card/ Citibank Ready Credit customers

 

Existing Citi Credit Card/ Citibank Ready Credit customers can apply for the Citi Quick Cash by logging onto Citi Mobile® App or Citibank Online.

 

Tap on the Apply Now button below.

For any enquiries on your applications online, you can reach out to our Citiphone officers at +65 6225 5225.

The instalments from this Program are billed to the Citi Credit Card (CC)/Citibank Ready Credit (RC) account monthly similar to a normal retail purchase.

 

If you pay or had paid less than the total amount due indicated on your credit card current or previous monthly statements of account on or before the payment due date OR did not pay the full minimum payment amount within 30 days from the relevant payment due date indicated on the Citi Ready Credit account, the instalments will be subject to the usual finance charges (fees or APR interest).

 

Please note that this Program will take more than the scheduled term to pay off in full if only minimum amount due is paid on your CC and less than minimum amount is paid on your RC.

How others are using Citi Quick Cash

Medical expenses

Medical expenses

Citi Quick Cash covers your medical bills so you can focus on your recovery with ease.

home-renovation

Home Renovation

Citi Quick Cash finances your renovation costs so you can build your ideal home.

kids-education

Education

Citi Quick Cash funds your education so you can further your studies anywhere.

Click here to view Citi Quick Cash Program Terms & Conditions

All applications for Citi Quick Cash are subject to approval. Instant disbursement is available only for approved applications and where the designated disbursement account is a Citi Deposit Account.

Disclaimer

  • Citi Quick Cash loan is drawn on your available credit limit in respect of your Citi Credit Card or Citibank Ready Credit account. You are required to have a Citi Credit Card or Citibank Ready Credit account to be offered a Citi Quick Cash loan.
  • To find out more about Citibank Ready Credit account and its related fees and charges, please click here.
  • The instalments from this Program are billed to the Citi Credit Card (CC)/Citibank Ready Credit (RC) account monthly similar to a normal retail purchase.

If you pay or had paid less than the total amount due indicated on your credit card current or previous monthly statements of account on or before the payment due date OR did not pay the full minimum payment amount within 30 days from the relevant payment due date indicated on the Citi Ready Credit account, the instalments will be subject to the usual finance charges (fees or APR interest).

Please note that this Program will take more than the scheduled term to pay off in full if only minimum amount due is paid on your CC and less than minimum amount is paid on your RC

Apply for Citi Quick Cash via the Citi Mobile® App

For Existing Citi Credit Card / Citibank Ready Credit Customers

Apply Now

Accelerated Rewards

Disclaimer

  • Citi Quick Cash loan is drawn on your available credit limit in respect of your Citi Credit Card or Citibank Ready Credit account. You are required to have a Citi Credit Card or Citibank Ready Credit account to be offered a Citi Quick Cash loan.
  • By clicking on ‘Apply Now’, you will be applying for a Citibank Ready Credit account and for Citi Quick Cash loan on such account. Minimum annual income to apply: S$30,000 for Singaporeans/PRs, S$42,000 for foreigners
  • To find out more about Citibank Ready Credit account and its related fees and charges, please clickhere.
  • The instalments from this Program are billed to the Citi Credit Card (CC)/Citibank Ready Credit (RC) account monthly similar to a normal retail purchase.

If you pay or had paid less than the total amount due indicated on your credit card current or previous monthly statements of account on or before the payment due date OR did not pay the full minimum payment amount within 30 days from the relevant payment due date indicated on the Citi Ready Credit account, the instalments will be subject to the usual finance charges (fees or APR interest).

Please note that this Program will take more than the scheduled term to pay off in full if only minimum amount due is paid on your CC and less than minimum amount is paid on your RC

Apply now >

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