The only card you need.

Global access and convenience.

Debit Card

Citibank Debit Card brings you banking convenience locally and globally. From cash withdrawals to your daily purchases and bill payments, all you need is your Citibank Debit Card. What's more, you will experience exclusive lifestyle privileges when you make purchases with your Card.


Access Cash Anytime

You can get access to over 1,500 touchpoints islandwide, through any of our Citibank Branches, and ATMs at Instant Banking Centres, SMRT stations, Cold Storage supermarkets and Esso petrol stations.

What's more, you can make free cash withdrawals from Citibank ATMs globally.

Shop Conveniently

Your Citibank Debit Card allows you to make cashless transactions at millions of Visa merchants globally. Simply present your Citibank Debit Card and sign for your purchase.

No Late Fees or Interest Charges

Your Citibank Debit Card is linked to your bank account. Whenever you use the card for payment, funds are directly debited from your account. So you don't have to worry about late fees, bill payments or interest charges.

Bill Payment Islandwide

Make bill payments islandwide via any AXS Station. It's quick, easy and available 24/7.

Transact Securely

Citibank Debit Card offers a comprehensive range of security features for your added security.

  • Activation and deactivation can be done instantly and conveniently at any time of the day via on-demand SMS, internet banking, self-service phone banking, CitiPhone hotline and other touchpoints including branches.
  • A missing card can be quickly deactivated, with a replacement card sent almost immediately upon request.
  • The EMV-Dynamic Data Authentication Smart Chip makes the card more secure and protects you from potential identity theft and fraudulent activity.
  • Citi Alerts: Get SMS or email alerts anytime there is a transaction on your card. To enroll, login to Citibank Online.
  • Citibank Online and Citi Mobile: Track your account balances and transactions easily.

The Most Privileges Around Every Day:

Gourmet Pleasures

Enjoy the best dining deals at over 1,000 preferred restaurants island-wide

Esso Fuel Savings

Savings up to 14% at all Esso stations island-wide

Citibank World Privileges

Great discounts on dining, travel, shopping, wellness and more at over 40,000 establishments world-wide.

How to Apply


  • Individuals 18 years and above
  • Singaporeans or foreigners
  • Non-profit organisations

List of deposit accounts which can be linked to a Citibank Debit Card

Citibank MaxiSave Account

An interest bearing checking account that comes with a Citibank Debit Card that offers you a host of exciting features.

Learn more

Citibank Interest Plus Savings Account

Earn up to 2.5% p.a. more on your savings.

Learn more

Citibank Step-Up Interest Account

Step up to higher interests rates with our superior salary account.

Learn more

Citibank Tap & Save Account

  • Earn 2% cash rebate with every EZ-Reload transaction and 1% cash rebate on everything else when you shop with Visa.
  • For this account, a Citibank SMRT Debit Card will be issued.

Learn more


Click on    to expand and on    to minimise the details.

The Citibank Debit Card comes without fees and charges.

The Citibank Debit Card lets you withdraw cash from ATMs and can be used to make purchases at Visa accepting merchant locations. What's more, you get to enjoy Citibank's signature suite of worldwide privileges whenever you use your Citibank Debit Card.

With the Citibank Debit Card, you get to enjoy shopping at millions of Visa merchants globally, simply by signing for your purchases at places like restaurants, bars, groceries and daily needs, fashion apparels, pharmacies etc.

You may visit any of our Branches to apply for the Citibank Debit Card. Alternatively, you may contact our 24 Hour CitiPhone Banking at 6225 52256225 5225 or apply online.

Your liability for all unauthorized transactions on your Citibank Debit Card which are effected prior to our receipt of your notification shall be limited to S$100 provided:

  • you have immediately notified us of the loss, theft or unauthorised disclosure/use;
  • you assist us in the recovery of the unauthorised charges incurred;
  • at our request you furnish us with a statutory declaration and/or police report accompanied by written confirmation of the loss, theft or unauthorised disclosure and any other information that we may require;
  • we are satisfied that such loss, theft or unauthorised disclosure is not due to your negligence or default

Important NotesImportant Notes

Your use of the Citibank ATM and Citibank Debit Card is governed by the Citibank Debit Card Terms and Conditions as set out in the Citibank Singapore Global Consumer Banking Terms and Conditions. For the Citibank ATM or Citibank Debit Card Terms and Conditions, please visit

If you choose to make a point-of-sale debit payment via the Visa network, you will be bound by the Visa rules governing debit card transactions including but not limited to rules governing chargeback and dispute resolution.

With effect from 15 November 2014, the EPINS direct debit payment service will be discontinued and you will no longer be able to make EPINS point-of-sale debit payment transactions on your Citibank ATM or ATM/Debit Card. Please note that the EPINS service is offered by Card Alliance Pte Ltd.

Please note that your privileges, rewards and/or services will differ depending on your choice of debit network.