Forex trading at your fingertips

by  Nicholas Tan | December 2025 | 4 min read

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Key Takeaways at a Glance

  • Forex trading is accessible through your mobile banking app.
  • Digital platforms provide 24/5 market access, ideal for investors with flexible schedules.
  • Singapore’s regulatory framework ensures investor protection.
  • Online tools help track trends, set limits, and automate trades.
  • Self-service trading still requires risk awareness and strategy.
  • Manage multiple currencies easily with the Citi Global Foreign Currency Account and unlock higher earning opportunities with Dual Currency Investments through the Premium Account.

Introduction

Forex trading has evolved dramatically — from being institution-led to being fully investor-accessible. Today, high-net-worth and emerging affluent investors can place trades, monitor rates, and manage FX strategies directly from their smartphones. Whether you're hedging currency risk or speculating on global trends, it’s all now available at your fingertips.

What does 'forex trading at your fingertips' really mean?

Digital FX trading means using your bank’s app or online platform to trade directly in the forex markets. You no longer need a separate brokerage account — everything from execution to monitoring is consolidated into one login.

'At your fingertips' translates into continuous 24/5 access, whether you're in Singapore, London, or New York. That means you're not missing out when markets move overnight or across regions.

What features make these digital forex trading platforms accessible 24/5?

Today’s FX platforms offer:

  • Dynamic FX rate tracking across key pairs.
  • Pre-set trade instructions (limit orders, stop-loss).
  • Automated alerts on price movements.
  • Custom dashboards to track positions.
  • Portfolio integration to reflect FX impact.
  • Multi-currency wallets for seamless transactions.

This 24/5 access enables you to react to geopolitical events, economic releases, and market shifts in real time — without depending on branch hours or needing to speak to a dealer.

The FX market is not traded on a regulated exchange like stocks and commodities, but rather a network of financial institutions and retail brokers. The FX market is available for trading 24 hours a day, five days per week.

What are the risks of forex trading despite its convenience?

Forex remains one of the most volatile asset classes. Considerations include:

  • Always use a platform from a regulated broker or bank (e.g., MAS-regulated).
  • Understand how leverage can amplify both gains and losses.
  • Expect volatility from macroeconomic and political events.
  • Avoiding emotionally-driven trades during periods of uncertainty.
  • Build a clear strategy: define entry/exit rules, limits, and review periods.
  • Use demo tools or paper trading if you’re new.

Without proper risk management, quick access can lead to fast losses.

 The Citi Advantage

Citi Singapore offers FX trading via Citibank Online and the Citi Mobile® App. You can:

  • Trade major and emerging market currencies 24/5.
  • Use FX Order Watch to automate trades at your preferred rates.
  • Access real-time rate alerts and portfolio views.
  • The Citi Global Foreign Currency Account lets you hold, pay and withdraw in multiple currencies from one account, streamlining global transactions.
  • The Citi Premium Account offers Dual Currency Investments that can deliver enhanced yield opportunities while allowing you to select both your currency and investment period.

Does digital forex trading fit into your global portfolio strategy?

With flexibility and global access, mobile FX trading can be a powerful tool. But ensure your approach is supported by strategy and risk awareness.

Nicholas Tan

 Nicholas Tan | Digital Product Manager, Platforms and Chanels

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