Start your bespoke wealth experience now
and enjoy up to S$16,855^ welcome rewards

You are new to Citigold if you do not have an existing current/savings account with us.

Click to see how your rewards add up

Join Citigold and let us partner you on
your wealth journey

Be rewarded with a welcome offer#

when you deposit fresh funds, complete your Investment Risk Profile and Fact Find report with your relationship manager

S$450 fund in amount of ≥ S$250,000
S$700 fund in amount of ≥ S$350,000
S$1,050 fund in amount of ≥ S$500,000
S$1,600 fund in amount of ≥ S$750,000

#minimum of S$250,000 fresh funds


Enjoy preferential time deposit rates

Exclusive rates on 3-month SGD time deposits with minimum fresh funds of S$10,000

3.30% p.a.+ On fresh funds amount S$10,000 to
< S$250,000
3.40% p.a.+ On fresh funds amount S$250,000 to S$3,000,000

+Terms and Conditions apply. Insured up to S$75K by SDIC.
Click here for full terms and conditions.

Citigold Digital Promotion 2023

Join Citigold and enjoy S$200* GrabGift Voucher when you complete and submit an application for a Citigold or Citigold Private Client online* during the Promotion Period.

Promotion period: 8 - 30 September 2023

~T&Cs apply.

What's More, Earn Additional Rewards

Cash rewards
$300 Cash Reward+

with a Citi Credit Card

$500 Cash Reward+

with a Citibank Mortgage

+Terms and Conditions apply.

Bonus rewards

When you invest and/or insure with Citi

S$650 Total investment/insurance purchases S$70,000
S$2,500 Total investment/insurance purchases S$250,000
S$5,400 Total investment/insurance purchases S$500,000
S$11,000 Total investment/insurance purchases S$1,000,000
S$24,000 Total investment/insurance purchases S$2,000,000
S$37,000 Total investment/insurance purchases S$3,000,000

Savings made even more rewarding
with up to 7.51% p.a.* interest

The Citi Wealth First Account helps you grow your wealth by rewarding you for your banking and
wealth relationship. Boost your savings with bonus interest on your usual banking activities, as
well as when you insure and invest to achieve your wealth goals.

Earn higher interest and save more with every action

Spend and earn
1.5% p.a.
Invest and earn
1.5% p.a.
Insure and earn
1.5% p.a.
Borrow and earn
1.5% p.a.
Save and earn
1.5% p.a.
Base interest
0.01% p.a.
Tap find out more

Benefit from our holistic advisory at every stage
of your wealth journey

Supporting team
of experts

Partner with a dedicated Relationship Manager over the long term, supported by our wider team of experts to assist you to reach your goals.

Personalised Wealth
Solutions and Tools

Grow and protect what you love, with our full suite of investment and insurance solutions, tailored to suit you and your family. Our Total Wealth Advisor offers end-to-end solutions that will always keep you in control

Global market

Make better informed decisions with an in-depth understanding of markets, trends and opportunities, with round-the-clock market insights from 350+ analysts worldwide

Talk to us today

Frequently Asked Questions
Terms and Conditions

*Terms and Conditions apply. Click here for full terms and conditions.

^To be eligible for the S$16,855 welcome rewards, you will need to fulfil all of the following criteria:

- Successfully establish a Citigold relationship with S$850,000 in Fresh Funds (excluding time deposits), and complete Investment Risk Profile and Fact Find Report

- Of the S$850,000 in Fresh Funds, invest S$500,000 and take up an insurance of S$250,000, from Enrolment Month to end of Qualifying Period

- Maintain S$100,000 in Citi Wealth First Account, spend S$250 monthly on your Citibank Debit Mastercard and save S$3,000 monthly for 12 months from time of establishing Citigold relationship

- Hold a valid Primary/main Citi Credit Card

- Take up a new home loan with Citi of at least S$800,000

- Maintain the Citigold relationship for 12 months

Find out more about Citi New-to-Bank Base Reward Promotion,Citi New-to-Bank Additional Base Reward Promotion,Citi New-to-Bank Bonus Reward Promotion, and the Citi-AIA Booster Rewards Promotion.

The products and services mentioned in this document are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK, Brazil and New Zealand. This webpage is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. This advertisement has not been reviewed by the Monetary Authority of Singapore

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit

Citibank full disclaimers, terms and conditions apply to individual products and banking services.

Enjoy up to S$16,855^ rewards and an additional S$200~ GrabGift Voucher when you join Citigold. T&Cs apply.