- Covers your outstanding balance in the event of Death, Total & Permanent Disablement and/or upon diagnosis of 30 Critical Illness.
- Pay only as you use.
- Pays off 4 times your Citibank Ready Credit and/or Credit Card balance (up to S$80,000 or 2.4 times your credit limit, whichever is lower) in the event of Death and/or diagnosis of Heart Attack of Specified Severity, Major Cancers and Stroke (defined under Critical Illness).*
- Pays you or your estate, the remainder (if any) of the insurance payout after deducting your outstanding balance, as a Benefit!
- Pays off your Citibank Ready Credit and/or Credit Card balance up to S$3,000 in the event of Hospitalization of at least 7 consecutive days.
$0.42 for every $100 of the outstanding balance (which is the sum of the closing balance including unbilled installments) on your Ready Credit and/or Credit Card statement. There is no charge if there is no closing balance for that month.
- Call our 24-hour CitiPhone Hotline at 6225 5225, or
- SMS "CitiCS<space> Your Name" to 72484. An officer will contact you within 3 working days.
Download claims form:
Please fill in the applicable claims form and submit directly to Manulife together with the required documents as indicated in the claims form.
Important InformationImportant Information
- For further details on CreditShield Gold, please read the CreditShield Gold Information Sheet. Please refer to the CreditShield Gold Specimen Certificate of Nomination for the full terms, conditions and exclusions.
- For a table comparing the key features of CreditShield and CreditShield Gold, please click here.
CreditShield Gold is an insurance policy underwritten by Manulife (Singapore) Pte Ltd (Reg. No. 198002116D). Insurance products are obligations only of the insurance companies. They are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited, Citibank, N.A., Citigroup Inc. or any of its affiliates or subsidiaries.
CreditShield Gold is a group insurance policy between Manulife and Citibank and are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage under the respective policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit Manulife or visit the LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
CreditShield Gold comes with no surrender value and the coverage will lapse if the premium is not paid. This is only general product information provided by us and is not a contract of insurance. The precise terms and conditions of this plan, including exclusions, are specified in the Certificate of Nomination which you are advised to read.