Citi Rewards Card.

Enjoy 10X Rewards* on your shopping all year long.


Citi Rewards Card

Citi Rewards Card

Earn 10X Rewards* on your shopping all year long. Shopping is more rewarding with the Citi Rewards Card!

  • Earn 10X Rewards* when you shop for shoes, bags and clothes at online or retail stores, or department stores, locally and overseas.
  • Redeem your Points from an amazing range of merchandise from across the globe or for the perfect holiday through Citi ThankYousm Rewards.

Get up to 30,000 Citi ThankYousm Points+

Don't have a Citi Rewards Card yet?
Apply now and get up to 30,000 Citi ThankYousm Points+ as you spend. Enjoy more shopping privileges with Citi Rewards Card.

+T&Cs apply. Eligible for new cardmembers only.

Already a Citi Rewards Cardmember? Refer a friend and be rewarded with S$50 Cash Cash Back!

10X Rewards

When do you earn
10X Rewards*

Earn 10X Rewards* (10 Points or 4 Miles for every S$1 spent) whenever you shop for clothes, bags or shoes or at department stores or online shopping websites. Valid for both local and overseas shopping.

Validity of Points is 5 years.

Purchase of shoes, clothes or bags
(local and overseas)

10 Points
S$1 Spend

Spend at departmental store
(local and overseas)

S$1 Spend

Online shopping merchants*

*Shopping websites whose main business activity is shoes, bags, clothes as determined by Merchant Category Codes (MCC). Excludes all (but not limited to) food & beverage, travel, airline, government, brokerage/securities, cinema, insurance, tuition and online gaming websites.
S$1 Spend

All other spend

S$1 Spend

Click here to see how your Points add up!

How do you redeem your Points?

Track your Points earned and have the flexibility to redeem them however you like.

Pay with Points

Transact using Samsung Pay or your Citi Credit Cards to offset your purchases easily with your Points!

Instant Rewards

Use your Points to offset your purchases on the spot, or redeem for shopping vouchers at our participating merchants islandwide.

Redeem for Cash Rebate via SMS

Redeem for cash rebate using your Points with just a simple SMS.

Citi ThankYouSM Rewards

Choose to redeem from over 300,000 hotels and 900 airlines with no blackout dates,

or select from an amazing range of merchandise from across the globe.

Click here to learn more about how to redeem your Rewards points!



  • Get exclusive discounts online with your Citi Rewards Card.


Citi Privileges

Travel Privileges

  • Exclusive offers from Agoda, Emirates, and more.

Learn more

Citibank Gourmet Pleasures

  • Indulge in gastronomic adventures with great dining deals. It´s a treat on every plate.

Learn more

Best Petrol Deals

  • Save up to 14% on fuel at Esso and Shell.

Learn more

Citi Rebate

  • Up to 10% Citi Rebate at over 300 locations, including Starbucks, Subway and Sheng Siong.

Learn more

Free Travel Insurance

  • Enjoy complimentary travel insurance and hence peace of mind for you and your loved ones when you charge your airfare to your Citi Rewards Card.

Click here for summary of benefits, how to activate and applicable Terms and Conditions.

With effect from 1 April 2019, complimentary travel insurance will only be offered to customers who charge their airfare to the Citi Rewards Visa Signature Card.

Learn more



  • Age: 21 years old and above
  • For Singaporeans and PRs, minimum annual income of S$30,000
  • For foreigners, minimum annual income to qualify is S$42,000

Salaried employee:

  • A copy of your NRIC/passport; and
  • Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statement.
  • Click here to submit your CPF statement online.


  • A copy of your NRIC/passport;
  • Last 2 years' Income Tax Notice of Assessment; and
  • Last 3 months' bank statements.


  • A copy of your passport and work permit (with minimum 6 months validity);
  • A copy of utility/telephone bill or bank statement with your name and address; and
  • Income Tax Notice of Assessment and latest original computerized payslip.

Annual Fee:

  • Basic Card annual fee: S$192.60 (inclusive of GST)
  • Supplementary Card annual fee: S$96.30 (inclusive of GST)

Waiver: First year annual fee for Basic and two (2) Supplementary Cards

Interest, Other Fees and Charges:

Click here to view the other fees and charges .

+Get up to 30,000 Citi ThankYousm Points Terms & Conditions

Click here to view the Cardmember's Agreement.

*Click here to view the Citi Rewards Card - 10X Rewards Terms and Conditions.

Please note that 10X Rewards is capped at 10,000 Points per statement month on Qualifying Charges made at Eligible Merchants (as defined in the Citi Rewards Card - 10X Rewards Terms and Conditions)

Click here to view the Information Sheet.

Note: Points refer to the Citi ThankYou Points earned on the Citi Rewards Card account.

You are applying for: Citi Rewards Card

Our Citibank banking officer will give you a call by the next business day to complete the application.


* Mandatory fields

* Mandatory fields

Existing Citibank Customer?*:

Yes No


NRIC/Passport No./FIN*:

Mailing Address*:


Mobile Number*:

Monthly Income*:

* I confirm that I:

  1. am applying for the credit card(s) selected;
  2. have provided accurate and complete details about myself in this form;
  3. agree to the terms of Customer Declarations & Confirmation; and
  4. consent to Citibank Singapore Limited contacting me for marketing of Citibank products and services including via the telephone.

Click here to view Citi Rewards Cardmember Agreement.

See how your Rewards points add up!

My monthly average spend on:

Local & Overseas Shopping
Online Shopping
Department Stores
Other Spend
Your total Rewards points earned for the year:

*10X Rewards is capped at a total of 10,000 Points per statement month.

The points estimates above are for illustrative purposes only and may not reflect the actual points credited. Terms and Conditions apply.