Shop and be rewarded with Citi Rewards Card

10X Points^ for online purchases

for online grocery, food delivery, ride-hailing and more

10X Points^ for in-store shopping purchases

for department store, clothing stores and more

1X Point for all other purchases

Redeem flexibly

Enjoy maximum freedom on your rewards redemption through Citi ThankYouSM Rewards

Travel Safely

Enjoy complimentary travel insurance when you charge your airfare to Citi Rewards Card1


Ways to redeem your Points

Offset your purchases with
Citi Pay with Points
Offset your purchases with Citi Pay with Points

Redeem your Points for your purchases via the Citi Mobile® App.

With every You get
440 Points S$1.00

Citi Mobile® App
Rewards Dashboard > Points > Pay with Points


Click here

Citi Mobile® App
Rewards Dashboard > Points > Pay with Points

Click here
Use your Points to redeem for cash rebate via Citi Mobile® App
Use your Points to redeem for cash rebate via Citi Mobile® App

  • Tap on rewards balance on the top of the screen and open the Rewards Dashboard.
  • Tap on “Cash Rebate” and key in the amount of Cash Rebate to redeem.

Citi Mobile® App
Rewards Dashboard > Points > Cash Rebate


Click here

Citi Mobile® App
Rewards Dashboard > Points > Cash Rebate

Click here
Redeem your favourite vouchers with your Points
With Citi ThankYouSM Rewards, discover a world of rewards with your Points.

Shop & redeem for an incredible selection of merchandise from many of the world’s leading brands, gift vouchers and more. To redeem Gift Vouchers on:


Redemption Catalogue via Citi Mobile® App
Rewards Dashboard > Points > Redemption Catalogue

Click here

Citi ThankYouSM Rewards website
Sign On to Citibank Online

Click here

Redemption Catalogue via Citi Mobile® App
Rewards Dashboard > Points > Redemption Catalogue

Click here

Citi ThankYouSM Rewards website
Sign On to Citibank Online

Click here

For more rewards redemption options, please click here.


Shop 10X Smarter with Citi Rewards Card

Here’s a Shop Smart pro-tip: get ahead by earning 10X Points^ on online and shopping purchases with Citi Rewards Card, then offset these purchases with Citi Pay with Points – that’s how you shop 10X smarter!

Top 4 Citi Rewards Card features

Citi World Privileges
Get deals and discounts locally & overseas
 
Citi PayLite
Turn your big purchases into small payments
 
Citi FlexiBill
Convert your credit card statement retail balance into instalments
 
Citi Quick Cash
Instant cash# to get things done right away
 
Citi World Privileges
Get deals and discounts locally & overseas
Citi PayLite
Turn your big purchases into small payments
Citi FlexiBill
Convert your credit card statement retail balance into instalments
Citi Quick Cash
Instant cash# to get things done right away

Already a Citi Credit Cardmember?

Get up to S$1,050 Bonus Cash for successful referrals!

Citi Rewards Card Promotions

Enjoy exclusive shopping, dining and travel deals with your Citi Rewards Card.

Shop Smart with Citi

Learn more

Citi Gourmet Pleasures

Learn more

Travel Deals

Learn more

Make your shopping more rewarding in less than 10 minutes

Get a new Citi Rewards Card from your phone or computer in an easy, paperless signup process


Basic fee of S$194.40 inclusive of 8% GST
(first year waived)


Min. income S$30,000
(local/PR) or S$42,000
(foreigner) a year


Age 21 or older

Welcome gift of 40,000 bonus Citi ThankYouSM Points as you spend*
Documents for Singaporean/PR
Salaried employee
  • A copy of your NRIC/passport; and
  • Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements
Self-employed
  • A copy of your NRIC/passport;
  • Last 2 years’ Income Tax Notice of Assessment; and
  • Last 3 month’ bank statements.
Documents for Foreigner
  • A copy of your passport and work permit (with minimum 6 months validity);
  • A copy of utility/telephone bill or bank statement with your name and address; and
  • Income Tax Notice of Assessment and latest original computerized payslip.
Terms and Conditions

*Welcome offer eligible for new Citi Cardmembers only with S$800 qualifying spend in the first 2 months. Promotion valid till 31 October 2023. Click here to view the Citi Rewards Card 40,000 Citi ThankYouSM Points Welcome Offer Terms & Conditions.

^Click here to view the Citi Rewards Card – 10X Rewards Terms and Conditions.
Please note that 10X Points on Qualifying Charges (as defined in the Citi Rewards Card - 10X Rewards Terms and Conditions) are awarded based on
  1. 1 Base Point for every S$1 of a 10X Points Eligible Transaction (Base Points)
  2. 9 Bonus Points for every S$1 of a 10X Points Eligible Transaction (Bonus Points)
Points shall be calculated on the amount of each 10X Points Eligible Transaction, rounded down to the nearest S$1.
Base Points are not subject to any cap. However, Bonus Points are subject to a cap of 9,000 Bonus Points per statement month.

The Redemption Catalogue on the Citi Mobile® App features a selected list of redemption options. For the full list of redemption options, please visit our website at www.citibank.com.sg/thankyou

Frequently Asked Questions on Citi Rewards Card – 10X Rewards.

Click here to view the Cardmember’s Agreement

Click here to view the Information Sheet.

Click here to view the ABS Credit Card Guide

Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution.

^Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Citi ThankYouSM Points.

Note: Points refer to the Citi ThankYouSM Points earned on the Citi Rewards Card account.

1Click here for more details on complimentary travel insurance.

#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.