5 ways to upsize your savings as you spend
See how your savings add up
| Categories | Base rate on qualifying retail spend |
Bonus rate on monthly qualifying retail spend ≥S$500 |
Total earn rate |
|---|---|---|---|
| Groceries | 0.3% | 4.7% | 5% |
| Online (excludes mobile wallet and travel-related transactions) | |||
|
EZ-Link Auto top-up SimplyGo |
|||
| Taxis (including private-hire rides)# | |||
| Other qualifying retail spend | Nil | 0.3% |
Calculate your savings
Groceries
S$
Online purchases
S$
EZ-Link Auto Top-up
or SimplyGo
S$
Taxis &
private-hire rides
S$
Other retail spend
S$
Total Monthly Statement
Retail Spend
Retail Spend
S$
Total SMRT$
earned
earned
SMRT$
Sign up for EZ-Link Auto Top-up
in 8 simple steps:
Download the EZ-Link Mobile App for Apple iOS/Android
Register for and EZ-Link account & log in
Add your EZ-Link 16 digit CAN ID+
Select 'Auto Top-up'
Perform self-verification via MyInfo
Select Auto Top-up Amount & add your Card
Authorise the transaction using your OTP generated
Visit any GTM+ to activate your EZ-Link Auto Top-up.
Top 4 credit card features
Citi World Privileges
Get deals and discounts locally & in 95 other countries
Citi PayLite
Turn your big purchases into small payments with Citi SMRT Card
Citi FlexiBill
Convert your credit card statement retail balance into installments
Citi Quick Cash
Instand cash to get things done right away
Freedom to do more with the Citi Mobile® App
Everything at a glance
Activate a new card
Secure your transaction
Lock and unlock your card
Powerful features on demand
Track your SMRT$ earned
Promotions
Shopee
New-to-Shopee Citi SMRT Cardmember: S$8 off with min. spend S$16
Promo code: CITINEW8 (Limited redemptions)
Existing Shopee Citi SMRT Cardmember: 10% off with no min. spend
Promo code: CITITEN4 (Capped at S$4 per transaction, limited redemptions)
Valid till 31 Dec 2021
Show Details
Lazada
New-to-Lazada Citi SMRT Cardmember: S$8 off with min. spend of S$20
Valid till 31 Dec 2021
Show Details
Start your SMRT$ savings journey in less than 10 minutes
Get a new Citi SMRT Card from your phone or computer in an easy, paperless signup process
Basic fee of S$192.60
inclusive of GST
(first 2 years waived)
Min. income S$30,000
(local/PR) or S$42,000
(foreigner) a year
Age 21 or older
Receive S$120 savings^ when you apply and spend
Documents for Singaporean/PR
Salaried employee
Self-employed
Salaried employee
- A copy of your NRIC/passport
- Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements
Self-employed
- A copy of your NRIC/passport
- Last 2 years’ Income Tax Notice of Assessment
- Last 3 months’ bank statements
Documents for Foreigner/PR
- A copy of your passport and work permit (with minimum 6 months validity)
- A copy of utility/telephone bill or bank statement with your name and address
- Income Tax Notice of Assessment and latest original computerized payslip
