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5 ways to upsize your savings as you spend
Tap & pay with SimplyGo for your public bus and train rides.
Use your Citi SMRT Credit Card or add your card to your mobile wallet for a seamless commute.
Plus, enjoy 5% savings* on your SimplyGo (tap to pay) transactions with Citi SMRT Card.
For more details, visit here.
See how your savings add up with your Citi SMRT Card
| Categories | Base rate on qualifying retail spend |
Bonus rate on monthly qualifying retail spend ≥S$500 |
Total earn rate |
|---|---|---|---|
| Groceries | 0.3% | 4.7% | 5% |
| Online (excludes mobile wallet and travel-related transactions) | |||
| SimplyGo (tap to pay) transactions | |||
| Taxis (including private-hire rides)# | |||
| Other qualifying retail spend | Nil | 0.3% |
Calculate your savings
Groceries
S$
Online purchases
S$
SimplyGo (tap to pay) transactions
S$
Taxis &
private-hire rides
S$
Other retail spend
S$
Total Monthly Statement
Retail Spend
Retail Spend
S$
Total SMRT$
earned
earned
SMRT$
Top 4 Citi SMRT Card features
Citi World Privileges
Get deals and discounts with Citi SMRT Card
Citi PayLite
Turn your big purchases into small payments with Citi SMRT Card
Citi FlexiBill
Convert your credit card statement retail balance into installments
Citi Quick Cash
Instant cash to get things done right away
Steps to track your SMRT$ Rewards
Everything at a glance
Activate a new card
Secure your transaction
Lock and unlock your card
Powerful features on demand
Track your SMRT$ earned
Citi SMRT Card Promotions
RedMan
10% off first purchase online and in store island-wide
Free delivery with purchases above S$88
Offer Valid till: August 31, 2025
Learn More
Start your SMRT$ savings journey in less than 10 minutes
Get a new Citi SMRT Card from your phone or computer in an easy, paperless signup process
Basic fee of S$196.20
inclusive of 9% GST
(first 2 years waived)
Min. income S$30,000
(local/PR) or S$42,000
(foreigner) a year
Age 21 or older
Receive S$300 cash back^ when you apply and spend
Apply effortlessly with 
Simply log in with your Singpass and authorise the retrieval of your details from Myinfo.
Your application form is pre-filled and supporting documents waived if eligible.
If you do not have Singpass, you will need the following documents:
Documents for Singaporean/PR
- Prepare NRIC and proof of address If current address is different from address in NRIC
- For Salaried Employee, latest income Tax Notice of Assessment or latest original computerised payslip
- For Self Employed, Commissioned or Variable Income Earner, Last 2 years Income Tax Notice of Assessment
Documents for Foreigner/PR
- Prepare a copy of your passport and proof of address
- A copy of Employment Pass/Work Permit with at least 6 month's validity
- Latest Income Tax Notice of Assessment and/or employment letter certifying employment and salary
