5 ways to upsize your savings as you spend
See how your savings add up with your Citi SMRT Card
| Categories | Base rate on qualifying retail spend |
Bonus rate on monthly qualifying retail spend ≥S$500 |
Total earn rate |
|---|---|---|---|
| Groceries | 0.3% | 4.7% | 5% |
| Online (excludes mobile wallet and travel-related transactions) | |||
| SimplyGo transactions | |||
| Taxis (including private-hire rides)# | |||
| Other qualifying retail spend | Nil | 0.3% |
Calculate your savings
Groceries
S$
Online purchases
S$
SimplyGo transactions
S$
Taxis &
private-hire rides
S$
Other retail spend
S$
Total Monthly Statement
Retail Spend
Retail Spend
S$
Total SMRT$
earned
earned
SMRT$
Top 4 credit card features
Citi World Privileges
Get deals and discounts locally & in 95 other countries
Citi PayLite
Turn your big purchases into small payments with Citi SMRT Card
Citi FlexiBill
Convert your credit card statement retail balance into installments
Citi Quick Cash
Instant cash to get things done right away
Freedom to do more with the Citi Mobile® App
Everything at a glance
Activate a new card
Secure your transaction
Lock and unlock your card
Powerful features on demand
Track your SMRT$ earned
Citi SMRT Card Promotions
Sheng Siong
Get a SGD8 Sheng Siong return voucher with minimum SGD100 spend
Valid till 31 January 2023, while stocks last
Show Details
In Good Company
10% off on regular-priced items online
Promo code: CITIXXXXXX
(XXXXXX refers to first 6 digits of the Citi Card number)
Valid till 31 March 2023
Show Details
Noel Gifts
Early Bird Promotion: 12% off all Chinese New Year Gifts & Hampers + Free Delivery
Promo Code: CITI23CNY12
Valid till 6 January 2023
Generic Promotion: 10% off all Chinese New Year Gifts & Hampers, capped at SGD88
Promo Code: CITI23CNY10N
Valid till 4 February 2023
Show Details
Start your SMRT$ savings journey in less than 10 minutes
Get a new Citi SMRT Card from your phone or computer in an easy, paperless signup process
Basic fee of S$194.40
inclusive of 8% GST
(first 2 years waived)
Min. income S$30,000
(local/PR) or S$42,000
(foreigner) a year
Age 21 or older
Receive S$300 cash back^ when you apply and spend
Documents for Singaporean/PR
Salaried employee
Self-employed
Salaried employee
- A copy of your NRIC/passport
- Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements
Self-employed
- A copy of your NRIC/passport
- Last 2 years’ Income Tax Notice of Assessment
- Last 3 months’ bank statements
Documents for Foreigner/PR
- A copy of your passport and work permit (with minimum 6 months validity)
- A copy of utility/telephone bill or bank statement with your name and address
- Income Tax Notice of Assessment and latest original computerized payslip
