Earn cash back on your spend with Citi Cash Back+ Card

1.6% cash back^

Cash back daily

Earn 1.6% cash back on your spend^ all year round

Limitless cash back

No minimum spend required &
no cap on cash back earned

Earn unlimited cash back
with no spend requirements.

Limitless cash back

Bonus Cash Back

Earn 0.4% Bonus Cash Back1

on your spend if you are a
Citi Plus customer who is the
Primary Account Holder of a
Citi Interest Booster Account.

Redeem cash back with Citi Pay

Redeem your cash back
instantly on-the-go

Enjoy the convenience of redeeming your
cash back for cash rebate via Citi Mobile® App and SMS.
Click here to find out more.

What is Citi Plus

Top 4 Cash Back Plus Credit Card Features

Citi World Privileges

Get exclusive deals and discounts with Citi Cash Back+ Card

Citi PayLite

Turn your purchases into affordable instalments with Citi PayLite. A fee may be applicable.

Citi FlexiBill

Convert your credit card statement retail balance into installments

Citi Quick Cash

Instant cash# to get things done right away

Citi PayLite® Bundle

Exclusive for Citi Cash Back+ Mastercard Cardmembers, Citi PayLite Bundle allows you to convert your first three eligible retail transactions of minimum S$500 each at No Processing Fee in every Bundle Period to 3 Citi PayLite instalment loans**. Plus, you can continue to earn unlimited 1.6% cash back with no cap.

How to apply for Citi PayLite Bundle?

Citi PayLite Bundle
Find Out More

Already a Citi Credit Cardmember?

Refer a friend and be rewarded with S$150 Cash

Citi Mobile® App

Everything at a glance
Activate a new Citi Cashback plus card
Secure your transaction with Citi Mobile token
Lock and unlock your card
Powerful features on demand
Track your Citi cashback balance

Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand

Track your cash back

Citi Cash Back+ Card Promotions

Enjoy exclusive shopping, dining and travel deals with your Citi Cash Back+ Card.

Citi Gourmet Pleasures

Citi Gourmet Pleasures

Learn more
Home Essentials Deals

Home Essentials Deals

Learn more
Shop Smart with Citi

Shop Smart with Citi

Learn more

Apply now to start earning limitless cash back

Get a new Citi Cash Back+ Card from your phone or computer in an easy, paperless signup process

Citi Cash Back Credit Card - Eligibility - Card Fee

Basic fee of S$196.20 inclusive of 9% GST
(first year waived)

Citi Cash Back Credit Card - Eligibility - Minimum Income

Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year

Miles Credit Card - Eligibility - Minimum Age

Age 21 or older

Apply effortlessly with Singpass

Simply log in with your Singpass and authorise the retrieval of your details from Myinfo.
Your application form is pre-filled and supporting documents waived if eligible.

If you do not have Singpass, you will need the following documents:

If you are a Salaried Employee

  • A copy of your NRIC/passport.
  • Latest computerized pay slip or Income Tax Notice of Assessment.

If you are Self Employed

  • A copy of your NRIC/passport.
  • Last 2 years' Income Tax Notice of Assessment.
  • A copy of your passport and work permit (with minimum 6 months validity).
  • A copy of utility/residential telephone/home broadband internet bill (excluding mobile phone bill) or bank statement with your name and address.
  • Income Tax Notice of Assessment and latest computerized pay slip.

Terms and Conditions

•By responding to any advertisement relating to the Citi Cash Back+ Card and providing your personal data, you consent to Citibank contacting you in respect of the Citi Cash Back+ Card including via the telephone.

•*Welcome offer eligible for new Citi Cardmembers only with a minimum qualifying spend of S$800 in the first 2 months, capped at S$4,000 qualifying spend. Promotion valid till 30 June 2026. Click here to view the Citi Cash Back+ Card 8% Cash Back Welcome Gift Promotion Terms and Conditions.

•^Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember's Agreement.

•#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.

•Click here to view the Citi Cash Back+ Cardmember's Agreement.

•Click here to view the Information Sheet.

•Click here to view the ABS Credit Card Guide.

•Click here for the Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution.

•^Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Cash Back.

•**Click here for Citi PayLite/Citi PayLite Bundle/Citi FlexiBill Terms and Conditions.

•1You will earn the 0.4% Bonus Cash Back only if you are a Citi Cash Back+ Mastercard© holder. Citi Cash Back+ Visa cardholders may apply for Citi Cash Back+ Mastercard©.
The Bonus Cash Back refers to the Bonus Cash Back of 0.4% earned based on the amount of eligible retail purchases in a calendar month with minimum S$500 eligible retail spend, capped at S$2,000 eligible retail spend (i.e. maximum monthly Bonus Cash Back is S$8). Click here to view the Citi Cash Back+ Mastercard© Bonus Cash Back Frequently Asked Questions.

Apply Now

Welcome gift of up to 8% cash back*
Already a Citi Credit Cardmember? Refer a friend and be rewarded with S$150 Cash