Terms and Conditions

•By responding to any advertisement relating to the Citi Cash Back+ Card and providing your personal data, you consent to Citibank contacting you in respect of the Citi Cash Back+ Card including via the telephone.

•*Welcome offer eligible for new Citi Cardmembers only with a minimum qualifying spend of S$800 in the first 2 months, capped at S$4,000 qualifying spend. Promotion valid till 28 February 2026. Click here to view the Citi Cash Back+ Card 8% Cash Back Welcome Gift Promotion Terms and Conditions.

•^{^}Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember's Agreement.

•^#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.

•Click here to view the Citi Cash Back+ Cardmember's Agreement.

•Click here to view the Information Sheet.

•Click here to view the ABS Credit Card Guide.

•Click here for the Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution.

•^{^}Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Cash Back.

•^&Click here for more details on complimentary travel insurance.
Please note that the Citi Credit Cards complimentary travel insurance coverage (“Travel Insurance”) underwritten by HL Assurance Pte Ltd (“HLAS”) when the Full Fare for an eligible trip is being charged to your Citi Credit Card(s) (“Trip”) was updated to end on 31 March 2026. For more details of this change and how it affects you, view the Notice uploaded on Citibank Singapore website here.

•¹You will earn the 0.4% Bonus Cash Back only if you are a Citi Cash Back⁺ Mastercard^© holder. Citi Cash Back⁺ Visa cardholders may apply for Citi Cash Back⁺ Mastercard^©.
The Bonus Cash Back refers to the Bonus Cash Back of 0.4% earned based on the amount of eligible retail purchases in a calendar month with minimum S$500 eligible retail spend, capped at S$2,000 eligible retail spend (i.e. maximum monthly Bonus Cash Back is S$8). Please note that the Citi Credit Cards complimentary travel insurance coverage (“Travel Insurance”) underwritten by HL Assurance Pte Ltd (“HLAS”) when the Full Fare for an eligible trip is being charged to your Citi Credit Card(s) (“Trip”) was updated to end on 31 March 2026. For more details of this change and how it affects you, view the Notice uploaded on Citibank Singapore website here. to view the Citi Cash Back⁺ Mastercard^© Bonus Cash Back Promotion Terms and Conditions. Click here to view the Citi Cash Back⁺ Mastercard^© Bonus Cash Back Frequently Asked Questions.