Citi Cash Back Plus Card
Unlimited cash back to make every dollar spent
count towards a treat on Citi.
Let your cash back bring you more possibilities with a welcome gift of 8% cash back*.
Earn cash back on your spend with Citi Cash Back+ Card

Cash back daily
Earn
1.6% cash back on
your
spend^ all year round

No minimum spend required &
no cap
on cash back earned
Earn unlimited cash back
with no spend requirements.

Bonus Cash Back
Earn 0.4% Bonus Cash Back1
on your spend if you are a
Citi Plus customer who is the
Primary Account Holder of a
Citi Interest Booster Account.

Redeem your cash back
instantly on-the-go
Enjoy the convenience of redeeming
your
cash back for cash
rebate via SMS
Click here to redeem your cash
rebate with a simple SMS

Up to S$1 million
coverage when you charge your travel tickets
to Citi Cash Back+ Credit Card&
Citi Plus is an all-in-one digital wealth solution packed with features, insights and tools to help you manage, build and protect your wealth.
Click here to find out more on Citi Plus.
Non-Citi Plus customer | Citi Plus customer Only applicable to Citi Plus customer who is the Primary Account Holder of a Citi Interest Booster account |
|
Cash Back | 1.6% | 1.6% |
Bonus Cash Back | - | +0.4% |
Minimum retail spend requirement |
No minimum retail spend | • 1.6% Cash Back: No minimum retail spend • 0.4% Bonus Cash Back: Minimum retail spend of S$500 |
Cash Back cap | No cap | • 1.6% Cash Back: No cap • 0.4% Bonus Cash Back: Capped at S$2,000 retail spend (i.e. maximum monthly Bonus Cash Back is S$8) |
Top 4 Cash Back Plus Credit Card Features
Citi World Privileges
Get exclusive deals and discounts with Citi Cash Back+ Card
Citi PayLite
Turn your big purchases into small payments
Citi FlexiBill
Convert your credit card statement retail balance into installments
Citi Quick Cash
Instant cash# to get things done right away
Freedom to do more with the
new
Citi Mobile® App
Citi Cash Back+ Card Promotions
Enjoy exclusive shopping, dining and travel deals with your Citi Cash Back+ Card.

UEFA Champions League 2024
Stand a chance to win a 4-day, 3-night all-inclusive trip to watch
the UEFA Champions League Final 2024!
Tickets courtesy of Mastercard, Official Sponsor of the UEFA Champions League.
Learn more
Apply now to start earning limitless cash back
Get a new Citi Cash Back+ Card from your phone or computer in an easy, paperless signup process

Basic fee of S$194.40 inclusive of 8% GST##
(first year waived)
## Effective 1 January 2024, with the increase of the Goods and Services tax (“GST”) rate from 8% to 9%, fees/charges will be revised to reflect the change in GST rate to 9%, as applicable.

Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year

Age 21 or older
Documents required to apply for a Citi Cash Back+ Card
Salaried employee
- A copy of your NRIC/passport
- Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements
Self-employed
- A copy of your NRIC/passport
- Last 2 years’ Income Tax Notice of Assessment
- Last 3 months’ bank statements
- A copy of your passport and work permit (with minimum 6 months validity)
- A copy of utility/telephone bill or bank statement with your name and address
- Income Tax Notice of Assessment and latest original computerized payslip
Terms and Conditions
•By responding to any advertisement relating to the Citi Cash Back+ Card and providing your personal data, you consent to Citibank contacting you in respect of the Citi Cash Back+ Card including via the telephone.
•*Welcome offer eligible for new Citi Cardmembers only with qualifying spend up to S$4,000 in the first 2 months. Promotion valid till 31 January 2024. Click here to view the Citi Cash Back+ Card 8% Cash Back Welcome Offer Terms & Conditions.
•^Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember's Agreement.
•#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.
•Click here to view the Citi Cash Back+ Cardmember's Agreement.
•Click here to view the Citi Cash Back+ Cardmember's Agreement. (effective 1 January 2024)
•Click here to view the Information Sheet.
•Click here to view the Information Sheet. (effective 1 January 2024)
•Click here to view the ABS Credit Card Guide.
•Click here for the Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution.
•^Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Cash Back.
•&Click here for more details on complimentary travel insurance.
•1You will earn the 0.4% Bonus Cash Back only if you are a Citi Cash Back+ Mastercard® holder. Citi Cash Back+ Visa cardholders may apply for Citi Cash Back+ Mastercard®.
The Bonus Cash Back refers to the Bonus Cash Back of 0.4% earned based on the amount of eligible retail purchases in a calendar month with minimum S$500 eligible retail spend, capped at S$2,000 eligible retail spend (i.e. maximum monthly Bonus Cash Back is S$8). Click here to view the Citi Cash Back+ Mastercard® Bonus Cash Back Promotion Terms and Conditions. Click here to view the Citi Cash Back+ Mastercard® Bonus Cash Back Frequently Asked Questions.