Citi Cash Back+ Card – Earn Unlimited cashback

**How to earn 0.4% Bonus Cash Back¹ with Citi Plus**
	Non-Citi Plus customer	Citi Plus customer Only applicable to Citi Plus customer who is the Primary Account Holder of a Citi Interest Booster account
Cash Back	1.6%	1.6%
Bonus Cash Back	-	+0.4%
Minimum retail spend requirement	No minimum retail spend	• 1.6% Cash Back: No minimum retail spend • 0.4% Bonus Cash Back: Minimum retail spend of S$500
Cash Back cap	No cap	• 1.6% Cash Back: No cap • 0.4% Bonus Cash Back: Capped at S$2,000 retail spend (i.e. maximum monthly Bonus Cash Back is S$8)

Citi Mastercard Million Dollar Giveaway

This season, your spending is your ticket to more!

Spend on Citi Mastercard Credit Cards and stand a chance to win a Dream Holiday worth S$20,000 and/or enjoy a 1-Night stay at the Capella Singapore. Valid till 31 Dec 2025.

Terms and conditions apply.

Find Out More

Citi Cash Back+ Card Foreign Currency Spend Promotion

Make every trip more rewarding. Earn up to 3.25% cash back^~ on your qualifying foreign currency spend at these selected 10 countries with your Citi Cash Back+ Card from 1 August 2025 to 31 December 2025. T&Cs apply.

Selected 10 Countries:

Simply follow these steps

Step 1

Enrol via the Citi Mobile^© App

Step 2

Simply make a min. of S$2,000 spend (in local and/or foreign currency) on your Citi Cash Back+ Card per calendar month between 1 August 2025 to 31 December 2025.

Step 3

Charge your qualifying foreign currency spend to your Citi Cash Back+ Card.

Step 4

Earn up to 3.25% cash back^~ on your qualifying foreign currency spend at the selected 10 countries, capped at the first S$3,000 of qualifying foreign currency spend per calendar month, from the month of enrolment between 1 August 2025 to 31 December 2025.

^~i.e. the maximum bonus cash back that an eligible cardmember will receive under this Promotion is S$49.50 per calendar month.

Top 4 Cash Back Plus Credit Card Features

Citi World Privileges

Get exclusive deals and discounts with Citi Cash Back+ Card

Citi PayLite

Turn your big purchases into small payments

Citi FlexiBill

Convert your credit card statement retail balance into installments

Citi Quick Cash

Instant cash^# to get things done right away

Already a Citi Credit Cardmember?

Refer a friend and be rewarded with S$150 Cash

Citi Mobile^® App

Secure your transaction with Citi Mobile token

Citi Cash Back+ Card Promotions

Enjoy exclusive shopping, dining and travel deals with your Citi Cash Back+ Card.

Citi Gourmet Pleasures

Learn more

Home Essentials Deals

Learn more

Shop Smart with Citi

Learn more

More Deals Here

Apply now to start earning limitless cash back

Get a new Citi Cash Back+ Card from your phone or computer in an easy, paperless signup process

Basic fee of S$196.20 inclusive of 9% GST
(first year waived)

Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year

Age 21 or older

Welcome gift of up to S$320 cash back* (8% cash back)

Apply effortlessly with

Simply log in with your Singpass and authorise the retrieval of your details from Myinfo.
Your application form is pre-filled and supporting documents waived if eligible.

If you do not have Singpass, you will need the following documents:

Documents for Singaporean/PR
Documents for Foreigner

If you are a Salaried Employee

A copy of your NRIC/passport.
Latest computerized pay slip or Income Tax Notice of Assessment.

If you are Self Employed

A copy of your NRIC/passport.
Last 2 years' Income Tax Notice of Assessment.

A copy of your passport and work permit (with minimum 6 months validity).
A copy of utility/residential telephone/home broadband internet bill (excluding mobile phone bill) or bank statement with your name and address.
Income Tax Notice of Assessment and latest computerized pay slip.

Terms and Conditions

•By responding to any advertisement relating to the Citi Cash Back+ Card and providing your personal data, you consent to Citibank contacting you in respect of the Citi Cash Back+ Card including via the telephone.

•*Welcome offer eligible for new Citi Cardmembers only with a minimum qualifying spend of S$800 in the first 2 months, capped at S$4,000 qualifying spend. Promotion valid till 28 February 2026. Click here to view the Citi Cash Back+ Card 8% Cash Back Welcome Gift Promotion Terms and Conditions.

•^~Click here to view the Citi Cash Back+ Card Foreign Currency Spend Promotion Terms and Conditions.

•^{^}Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember's Agreement.

•^#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.

•Click here to view the Citi Cash Back+ Cardmember's Agreement.

•Click here to view the Information Sheet.

•Click here to view the ABS Credit Card Guide.

•Click here for the Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution.

•^{^}Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Cash Back.

•^&Click here for more details on complimentary travel insurance.

•¹You will earn the 0.4% Bonus Cash Back only if you are a Citi Cash Back⁺ Mastercard^© holder. Citi Cash Back⁺ Visa cardholders may apply for Citi Cash Back⁺ Mastercard^©.
The Bonus Cash Back refers to the Bonus Cash Back of 0.4% earned based on the amount of eligible retail purchases in a calendar month with minimum S$500 eligible retail spend, capped at S$2,000 eligible retail spend (i.e. maximum monthly Bonus Cash Back is S$8). Click here to view the Citi Cash Back⁺ Mastercard^© Bonus Cash Back Promotion Terms and Conditions. Click here to view the Citi Cash Back⁺ Mastercard^© Bonus Cash Back Frequently Asked Questions.

Apply Now

Welcome gift of up to 8% cash back*
Already a Citi Credit Cardmember? Refer a friend and be rewarded with S$150 Cash

Cash back daily

No minimum spend required &
no cap on cash back earned

Bonus Cash Back

Redeem your cash back
instantly on-the-go