Citi Cash Back Plus Card

Unlimited cash back to make every dollar spent
count towards a treat on Citi.

Let your cash back bring you more possibilities with a
welcome gift of 8% cash back*.



Apply Now

*T&Cs apply. Applicable for new Citi Cardmembers.

Earn cash back on your spend with Citi Cash Back+ Card

1.6% cash back^

Cash back daily

Earn 1.6% cash back on your
spend^ all year round

Limitless cash back

No minimum spend required &
no cap on cash back earned

Earn unlimited cash back
with no spend requirements.

Limitless cash back

Bonus Cash Back

Earn 0.4% Bonus Cash Back1

on your spend if you are a
Citi Plus customer who is the
Primary Account Holder of a
Citi Interest Booster Account.

Redeem cash back with Citi Pay

Redeem your cash back
instantly on-the-go

Enjoy the convenience of redeeming your
cash back for cash rebate via SMS
Click here to redeem your cash
rebate with a simple SMS

Up to S$1 million

Up to S$1 million

coverage when you charge your travel tickets
to Citi Cash Back+ Credit Card&

Citi Plus is an all-in-one digital wealth solution packed with features, insights and tools to help you manage, build and protect your wealth.

Click here to find out more on Citi Plus.

How to earn 0.4% Bonus Cash Back1 with Citi Plus

Non-Citi Plus customer Citi Plus customer
Only applicable to Citi Plus customer who is the Primary
Account Holder of a Citi Interest Booster account
Cash Back 1.6% 1.6%
Bonus Cash Back - +0.4%
Minimum retail spend
requirement
No minimum retail spend • 1.6% Cash Back: No minimum retail spend
• 0.4% Bonus Cash Back: Minimum retail spend of S$500
Cash Back cap No cap • 1.6% Cash Back: No cap
• 0.4% Bonus Cash Back: Capped at S$2,000 retail
spend (i.e. maximum monthly Bonus Cash Back is S$8)
What is Citi Plus

Top 4 Cash Back Plus Credit Card Features

Citi World Privileges

Get exclusive deals and discounts with Citi Cash Back+ Card

Citi PayLite

Turn your big purchases into small payments

Citi FlexiBill

Convert your credit card statement retail balance into installments

Citi Quick Cash

Instant cash# to get things done right away

Already a Citi Credit Cardmember?

Get up to S$1,050 Bonus Cash for successful referrals!

Freedom to do more with the new
Citi Mobile® App

Everything at a glance
Activate a new Citi Cashback plus card
Secure your transaction with Citi Mobile token
Lock and unlock your card
Powerful features on demand
Track your Citi cashback balance

Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand

Track your cash back

Citi Cash Back+ Card Promotions

Enjoy exclusive shopping, dining and travel deals with your Citi Cash Back+ Card.


Gourmet Pleasures

Gourmet Pleasures

Home & Living

Home & Living

Shop Smart with Citi

Shop Smart with Citi

Apply now to start earning limitless cash back

Get a new Citi Cash Back+ Card from your phone or computer in an easy, paperless signup process

Citi Cash Back Credit Card - Eligibility - Card Fee

Basic fee of S$196.20 inclusive of 9% GST
(first year waived)

Citi Cash Back Credit Card - Eligibility - Minimum Income

Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year

Miles Credit Card - Eligibility - Minimum Age

Age 21 or older

Documents required to apply for a Citi Cash Back+ Card

Salaried employee

  • A copy of your NRIC/passport
  • Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements

Self-employed

  • A copy of your NRIC/passport
  • Last 2 years’ Income Tax Notice of Assessment
  • Last 3 months’ bank statements
  • A copy of your passport and work permit (with minimum 6 months validity)
  • A copy of utility/telephone bill or bank statement with your name and address
  • Income Tax Notice of Assessment and latest original computerized payslip

Terms and Conditions

•By responding to any advertisement relating to the Citi Cash Back+ Card and providing your personal data, you consent to Citibank contacting you in respect of the Citi Cash Back+ Card including via the telephone.

*Welcome offer eligible for new Citi Cardmembers only with a minimum qualifying spend of S$800 in the first 2 months, capped at S$4,000 qualifying spend. Promotion valid till 31 October 2024. Click here to view the Citi Cash Back+ Card 8% Cash Back Welcome Gift Promotion Terms and Conditions.

^Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember's Agreement.

#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.

Click here to view the Citi Cash Back+ Cardmember's Agreement.

Click here to view the Information Sheet.

Click here to view the ABS Credit Card Guide.

Click here for the Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution.

^Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Cash Back.

&Click here for more details on complimentary travel insurance.

1You will earn the 0.4% Bonus Cash Back only if you are a Citi Cash Back+ Mastercard® holder. Citi Cash Back+ Visa cardholders may apply for Citi Cash Back+ Mastercard®.
The Bonus Cash Back refers to the Bonus Cash Back of 0.4% earned based on the amount of eligible retail purchases in a calendar month with minimum S$500 eligible retail spend, capped at S$2,000 eligible retail spend (i.e. maximum monthly Bonus Cash Back is S$8). Click here to view the Citi Cash Back+ Mastercard® Bonus Cash Back Promotion Terms and Conditions. Click here to view the Citi Cash Back+ Mastercard® Bonus Cash Back Frequently Asked Questions.