Gift yourself

MORE VALUE

Treat yourself to more of what you love with a welcome gift of 10% cash back*.



Apply Now

*T&Cs Apply.

Earn cash back on your spend

1.6% cash back^

Cash back daily

Earn 1.6% cash back on your
spend^ all year round

Limitless cash back

No minimum spend required &
no cap on cash back earned

Earn unlimited cash back
with no spend requirements.

Limitless cash back

Bonus Cash Back

Earn 0.4% Bonus Cash Back*

on your spend if you are a
Citi Plus customer who is the
Primary Account Holder of a
Citi Interest Booster Account.

Redeem cash back with Citi Pay

Redeem your cash back instantly on-the-go

Enjoy the convenience of redeeming your cash back for
cash rebate via SMS
Click here to redeem your cash rebate with a simple SMS

Citi Plus is an all-in-one digital wealth solution packed with features, insights and tools to help you manage, build and protect your wealth.

Click here to find out more on Citi Plus.

How to earn 0.4% Bonus Cash Back* with Citi Plus

Non-Citi Plus customer Citi Plus customer
Only applicable to Citi Plus customer who is the Primary
Account Holder of a Citi Interest Booster account
Cash Back 1.6% 1.6%
Bonus Cash Back - +0.4%
Minimum retail spend
requirement
No minimum retail spend • 1.6% Cash Back: No minimum retail spend
• 0.4% Bonus Cash Back: Minimum retail spend of S$500
Cash Back cap No cap • 1.6% Cash Back: No cap
• 0.4% Bonus Cash Back: Capped at S$2,000 retail
spend (i.e. maximum monthly Bonus Cash Back is S$8)
What is Citi Plus

Top 4 credit card features

Citi World Privileges

Get exclusive deals and discounts with Citi Cash Back+ Card

Citi PayLite

Turn your big purchases into small payments

Citi FlexiBill

Convert your credit card statement retail balance into installments

Citi Quick Cash

Instant cash# to get things done right away

Already a Citi Credit Cardmember?

Refer a friend and be rewarded with S$150 Cash!

Freedom to do more with the new
Citi Mobile® App

Everything at a glance
Activate a new Citi Cashback plus card
Secure your transaction with Citi Mobile token
Lock and unlock your card
Powerful features on demand
Track your Citi cashback balance

Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand

Track your cash back

Ongoing Citi Cash Back+ Card promotions


Taste Paradise - Enjoy S$10 return voucher

Taste Paradise

S$10 return voucher
Valid till 31 Dec 2022
Show Details

Akimitsu - Get S$5 Return voucher

Akimitsu

S$5 Return voucher
Valid till 31 Dec 2022
Show Details

Enjoy 25% off a la carte food bill at Lawry's The Prime Rib Singapore

Lawry's The Prime Rib Singapore

25% off a la carte food bill
Valid till 20 Dec 2022
Show Details

Apply now to start earning limitless cash back

Get a new Citi Cash Back+ Card from your phone or computer in an easy, paperless signup process

Citi Cash Back Credit Card - Eligibility - Card Fee

Basic fee of S$192.60 inclusive of GST
(first year waived)

Citi Cash Back Credit Card - Eligibility - Minimum Income

Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year

Miles Credit Card - Eligibility - Minimum Age

Age 21 or older

Salaried employee

  • A copy of your NRIC/passport
  • Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements

Self-employed

  • A copy of your NRIC/passport
  • Last 2 years’ Income Tax Notice of Assessment
  • Last 3 months’ bank statements
  • A copy of your passport and work permit (with minimum 6 months validity)
  • A copy of utility/telephone bill or bank statement with your name and address
  • Income Tax Notice of Assessment and latest original computerized payslip

Terms and Conditions

•By responding to any advertisement relating to the Citi Cash Back+ Card and providing your personal data, you consent to Citibank contacting you in respect of the Citi Cash Back+ Card including via the telephone.

*Welcome offer eligible for new Citi Cardmembers only with qualifying spend up to S$3,000 in the first 2 months. Promotion valid till 31 Jan 2023. Click here to view the Citi Cash Back+ Card 10% Cash Back Welcome Offer Terms & Conditions.

^Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember's Agreement.

#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.

Click here to view the Citi Cash Back+ Cardmember's Agreement.

Click here to view the Citi Cash Back+ Cardmember's Agreement. (Effective 9th Nov 2022)

Click here to view the Information Sheet.

Click here to view the Information Sheet. (Effective 9th Nov 2022)

Click here to view the ABS Credit Card Guide.

Click here for the Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution.

^Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Cash Back.

Click here for more details on complimentary travel insurance.

*You will earn the 0.4% Bonus Cash Back only if you are a Citi Cash Back+ Mastercard® holder. Citi Cash Back+ Visa cardholders may apply for Citi Cash Back+ Mastercard®.
The Bonus Cash Back refers to the Bonus Cash Back of 0.4% earned based on the amount of retail purchases in a calendar month with minimum S$500 retail spend, capped at S$2,000 retail spend (i.e. maximum monthly Bonus Cash Back is S$8).
Click here to view the Citi Cash Back+ Mastercard® Bonus Cash Back Promotion Terms and Conditions. Click here to view the Citi Cash Back+ Mastercard® Bonus Cash Back Frequently Asked Questions.