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International Personal Bank
At Citigold Private Client, we understand that wealth goes beyond simple accumulation. It's about the comfort in the knowledge that everything stays stable during good times and bad, so you have the power to fully pursue and enjoy your passions and ambitions, anytime.
Discover global wealth opportunities when you bank internationally with us.
Accumulate my wealth
Protect myself and my loved ones
Preserve my wealth
Enhance my lifestyle
When it comes to wealth accumulation, there are some key focus areas you could consider:
Portfolio advisory
Global wealth management solutions
Our personalized approach is to work with you to create an investment strategy that reflects your financial goals, timeframe and attitude to risk.
Expand your investment horizons and access our range of products with varying levels of risk and returns across global markets.
Investment products are not bank deposits, nor obligations of, nor guaranteed by Citibank Singapore Ltd, Citibank, N.A., Citigroup Inc. or any of its affiliates or subsidiaries, and are subject to investment risks, including the possible loss of the principal amount invested. Investment products are not insured products under the provisions of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore and are not eligible for deposit insurance coverage under the Deposit Insurance Scheme.
Past performance is not indicative of future results and prices and values can go up or down. Investors investing in funds denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal when foreign currency is converted back to the investors' home currency. Investors should therefore determine whether any foreign currency investment is suitable for them in the light of their personal investment objectives, financial means and risk profile. All subscriptions for Investment Products must be made on application forms accompanying the prospectus. Prospectuses are available from Citibank Singapore Ltd and the Fund Managers' offices.
Investors should read the prospectus before deciding whether to subscribe for or purchase units in the Investment Products. This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Investment products are not available to U.S. persons and may not be available in all jurisdictions.
Citibank full disclaimers, Terms and Conditions apply to individual products and banking services.
As you gain more and more from life, you would want to be assured that you are covered at every point with insurance strategies that are tailored to your needs – to protect your income, your assets, your business.
Asset Distribution
Family Protection
Be assured of your financial legacy with plans that set you and your family up for the future, no matter what you choose to pursue.
Secure peace of mind for yourself and your loved ones from anxiety and financial pressure, when the unexpected happens.
With your chief goals of growing and preserving wealth, you may find yourself looking far into your future – how to grow wealth, preserve it, and also spend it wisely during retirement.
Legacy Planning
Retirement and Savings
As partners on your wealth journey, we recognize the great responsibility that comes with your wealth.
Be assured of your financial legacy with plans that set you and your family up for the future, no matter what you choose to pursue.
The two key considerations for enhancing your lifestyle that may interest you are:
Global Banking Services
Lifestyle Privileges
When you achieve a certain level of success in life, you would want to enjoy all that this destination has to offer.
Start with global privileges that make the most of your worldwide Citigold Private Client status.
As a Citigold Private Client customer, enjoy access to a suite of wealth advisory tools, as well as global insights backed by over 350 Citi analysts worldwide.
Getting to know you and your needs
Your dedicated Citigold Relationship Manager puts you and your needs at the core of the Gold Conversation. Your Relationship Manager will have an in-depth conversation to understand your current financial position, goals and needs, to determine a suitable investment portfolio for you.
Portfolio 360° is a personalised investment portfolio analysis tool designed to provide a holistic multi-asset view of your portfolio. This tool combines the expertise of our key proprietary tools, portfolio risk evaluator, bond advisory, and equity analysis within a single touchpoint, providing you with convenience and confidence to make well-informed decisions. The Portfolio 360° analysis helps you to understand the risk-reward profile of your existing and preferred portfolios, enabling you to further explore suitable investment opportunities with your Senior Relationship Manager and Investment Counsellor.
What you can expect from Portfolio 360°:
Portfolio 360º is not a program or offering, but is a tool to recommend diversification that is meant for reference purposes only. Portfolio 360º is: (i) not binding on part of the customers; (ii) not monitored by Citibank with respect to customers’ individual investment holdings; and (iii) not personalized to the specific needs of any individual customer. It is important to note that while recommendations based on Portfolio 360º represent our best thinking in terms of asset allocation and diversification, they serve only as a guideline for investors based on certain risk profiles. Market movements, changing market views, time horizons and liquidity constraints (among others) may result in your portfolio’s asset allocation deviating from the model allocation.
This website is for information only and does not constitute any offer or solicitation to buy or sell. Investors should refer to the relevant offering documents for detailed information prior to subscription. Investments are not bank deposits and involve risks, including the possible loss of the principal amount invested. Investors investing in investments denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Investment prices may go down as well as up. Unless specified, these investments are not obligations of, guaranteed or insured by Citibank Singapore Limited, Citibank, N.A., Citigroup Inc. or any of its affiliates or subsidiaries, or by any local governmental or insurance agency. Investment Services are not eligible for U.S. persons and might only be applicable to limited jurisdiction.
Keep your wealth goals on track with Citigold Total Wealth Advisor tool
In life, we set goals to achieve our aspirations. The key is to stay on track and perfect them as you go along. Especially for growing your financial wealth.
The Citigold Total Wealth Advisor, a goal-based wealth advisory tool developed exclusively for Citigold and Citigold Private Client customers, helps you plan, monitor and manage your portfolio in one place.
With Citigold Total Wealth Advisor, set your wealth goals and track your progress at your convenience via Citibank Online or your Citi Mobile® App.
Speak to your Relationship Manager today.
1Portfolio stress test and customised alerts via Citibank Online and Citi Mobile® App are currently not available and will be introduced progressively.
2The term "Portfolio(s)" referred to in this document are merely references to illustrations of asset allocations in general and are not personalized to your specific investment needs. Your individual investment holding(s) will not be actively monitored by Citibank Singapore Limited and Citibank Singapore Limited does not undertake to, and is not obliged to, undertake a review, manage or monitor your investment holding(s) or to track your investment holding(s).
Gain confidence in every market situation
With the Portfolio Risk Evaluator tool, your Relationship Manager will check your portfolio's resilience and performance by running it through a 'stress-test' of simulated significant market events.
How diversified is your portfolio?
Using our in-house Citigold Diversification Index (CDI) tool, your Relationship Manager can provide you with greater insight into the diversification level of your existing investments, taking into consideration investments into various asset classes as well as the level of product holding concentration. Diversification aims to lower risk by spreading across various investments products as opposed to holding a single investment over a medium to a long time period. A well-diversified portfolio is better equipped to navigate market volatilities over time.
Invest across the globe
Whether you're looking for a truly global investment strategy or insights into the latest market developments, The Citigold Client Advisory Group will help you tap into wealth building opportunities from around the world.
Uncover market insights and stay updated with the latest market updates, thought leadership content on the go. Regardless of where you are on your wealth journey, you will be able to find relevant content and useful insights. Learn more here
1. You need to register with the participating country's Citibank Online to start linking your accounts. Through Global View of Accounts, you will be able to have a summarised view of all your Citibank accounts in each participating country.
2. No overseas cash withdrawal processing fee from Citibank ATMs using Citibank ATM & Debit Card; prevailing foreign currency exchange rates and currency conversion fees apply. Subject to prevailing foreign currency exchange rates and a pre-set daily cash withdrawal limit of S$10,000. Customers of Citigold and Citigold Private Clients with Total Relationship Balance (TRB) above US$200,000 can enjoy fee-free cash withdrawal at any overseas ATM. A fee may be incurred when withdrawing from non-Citi ATMs.
*AIA Altitude Programme Disclaimer
In order to qualify for the AIA Altitude Programme, the qualifying total annualized premium of eligible AIA insurance plans owned by you must be a minimum of S$10,000 (premiums in foreign currency will be converted to SGD equivalent; such calculations to be made in accordance with the terms of this programme). This is subject to such other terms and conditions as may be imposed by AIA. Terms and conditions apply for each individual privilege offered under the AIA Altitude Programme.
Important Insurance Disclosures
The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA") and distributed by Citibank Singapore Limited (“Citibank”). All insurance applications are subject to AIA’s underwriting and acceptance. Insurance products are not bank deposits or obligations of or guaranteed by Citibank or its related entities. Protected up to specified limits by SDIC. Citibank full disclaimers, disclosures and terms and conditions apply to individual products and banking services.
Meet Your Personal Wealth Team. At Citigold Private Client, we provide the team, insights, tools, processes and the products you need for a disciplined approach to make your wealth a reality.
An investment expert, your dedicated Senior Relationship Manager is your main contact and is supported by an experienced group of specialists. By understanding your financial needs and priorities, they can help you take full advantage of the exclusive wealth building resources and many lifestyle and banking privileges that Citigold Private Client provides.
Your Senior Relationship Manager is partnered by your seasoned Investment Counselor who can help to draw up wealth plans and investment strategies that meet your financial goals – all while providing insights and advisory backed by Citi’s House views.
To ensure you have adequate protection for you and your loved ones.
Who can advise you on all foreign exchange and multi-currency solutions.
Singapore Clients: AUM S$250,000 to < S$1.5 Million
IPB Clients: AUM US$200,000 to < US$1 Million
Singapore Clients: AUM S$1.5 Million and above
IPB Clients: AUM US$1 Million and above
Important Insurance Disclosures
The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA") and distributed by Citibank Singapore Limited. All insurance applications are subject to AIA’s underwriting and acceptance. This is only general product information provided and is not a contract of insurance. The information provided must be read with, and is subject to, all the terms and conditions and exclusions contained in the policy contract. These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the General Insurance Association Of Singapore (GIA)/ Life Insurance Association (LIA) or SDIC web-sites (http://www.gia.org.sg or http://www.lia.org.sg or www.sdic.org.sg). Please refer to full disclosures applicable to relevant product(s) and/or service(s).
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit www.sdic.org.sg.
The promotions, products and services mentioned in the referenced document are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. The referenced document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.
This advertisement has not been reviewed by the Monetary Authority of Singapore.