Enjoy preferential interest rates* when you apply online for a home loan.
*Applicable to online applications in relation to completed residential property with a minimum loan amount of S$800,000. T&Cs apply.
Citi Mortgage Promotion
Enjoy preferential interest rates* when you apply online for a home loan.
*Applicable to online applications in relation to completed residential property with a minimum loan amount of S$800,000. T&Cs apply.
Refinancing your Mortgage with Citibank
Mortgage refinancing replaces your existing mortgage with a new mortgage loan that could provide better interest rates and features. By refinancing your mortgage with Citibank, you can enjoy benefits such as interest savings and lower monthly instalments. What's more? Our mortgage loan interest offset feature lets you enjoy lower interest rates as you save more!
Use the Citibank Mortgage Refinance Calculator to know how much you can save by refinancing with us. Just enter details like your property type, outstanding loan amount, outstanding loan duration and current interest rate and lock-in period. The refinance calculator will show you an estimate of the effective interest rates and monthly installments payable. Check out on how much you can reduce your mortgage loan interest by increasing the deposits in your Citi Home Saver Checking Account using the slider and discover the potential interest savings you can enjoy with this calculator.
If you were assisted by a mortgage specialist, please indicate his/her mortgage specialist code.
Please authorise so we can approve your loan request.
This includes your fixed basic monthly income and fixed monthly allowance (if any) as per your latest income documents. For other income sources such as variable income (i.e. commission), rental income or annual bonus, please provide the details below.
This includes your monthly minimum sum payable for all credit cards and credit lines as per the latest statements. For other loans such as mortgage loan (excluding the subject home loan that you are currently applying to be financed by us, where applicable), car loan or other instalment loans, please provide the details below.
This is to facilitate the pulling of credit bureau data with your consent.