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Citi Mortgage Promotion

*Limited to the first 88 qualifying applicants. Promotion T&Cs. Click here for the Promotion T&Cs.
Usher in the Lunar New Year with up to S$880 shopping vouchers*

Citi Mortgage Promotion

*Limited to the first 88 qualifying applicants. Promotion T&Cs. Click here for the Promotion T&Cs.
Usher in the Lunar New Year with up to S$880 shopping vouchers*

Mortgage refinancing replaces your existing mortgage with a new mortgage loan that could provide better interest rates and features. By refinancing your mortgage with Citibank, you can enjoy benefits such as interest savings and lower monthly instalments. What's more? Our mortgage loan interest offset feature lets you enjoy lower interest rates as you save more!

Use the Citibank Mortgage Refinance Calculator to know how much you can save by refinancing with us. Just enter details like your property type, outstanding loan amount, outstanding loan duration and current interest rate and lock-in period. The refinance calculator will show you an estimate of the effective interest rates and monthly installments payable. Check out on how much you can reduce your mortgage loan interest by increasing the deposits in your Citi Home Saver Checking Account using the slider and discover the potential interest savings you can enjoy with this calculator.

Start your search with our Mortgage Calculator

S$  
  years

Your Mortgage Offer*

(Values below are for illustration purpose only. The values will vary according to your loan tenure and the prevailing interest rates.)
EFFECTIVE FIRST YEAR INTEREST RATE (EIR)
0 p.a. 
YOU PAY0per month
YOUR LOAN TENOR WILL BE SHORTENED TO
30 years
 
Or get your in-principle approval (IPA) in 3 steps. Why get IPA?
Take 3 minutes to start your approval process
Our mortgage specialist will contact you within 1 business day to inform you on the IPA status
Enjoy Interest Saving when you refinance with us

Get Your In-Principle Approval

My Income

S$  

My Existing Loans Repayments

S$  

My Details

If you were assisted by a mortgage specialist, please indicate his/her mortgage specialist code.
Please authorise so we can approve your loan request.