A Wealth Experience Designed Around You

Open an International Banking
Account with Citigold

Start investing in Singapore as a Citigold or Citigold Private Client customer. Receive up to US$29,700*1 welcome rewards when you apply online today. *1T&Cs apply.

Your wealth deserves a world-class home. Choose Singapore, where the global investors converge.

Manage and grow your wealth in Singapore, strategically positioned as a global financial capital and known for its stability. Backed by over 40 years of experience in global banking, we offer international wealth management solutions to diversify and grow your wealth beyond borders.

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Diversified Portfolio

Access global investment opportunities and diversify with our tailored wealth solutions built for offshore investors.

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Wealth Capabilities

Leverage our proprietary advisory tools and wealth product offerings designed to help you grow your wealth, wherever you reside.

CITI CREDIT CARDS

Global Insights

Exclusive access to Citi Wealth Insights for global market updates and perspectives backed by over 350 analysts worldwide.

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Banking across borders

Effortless, smart global banking - manage multiple currencies with real-time alerts, competitive FX rates and easy overseas fund transfers. 

Connect with us in your language

Our Client Advisors offer personalised services
in English, Mandarin, Thai, Bahasa, Japanese, Tagalog, Russian and more.

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Accelerate your wealth with up to US$29,700*1 welcome rewards

Receive stackable rewards when you start banking internationally with Citigold or Citigold Private Client.

Welcome Rewards

Fresh Funds*

US$

Select applicable options:

Invest and/or Insure*

Multiply your rewards and receive US$300 for every S$50,000 of investments and/or insurance made. 

US$

Welcome Rewards

27,600

Time Deposit Interest1

Calculate your rewards based on your time deposit amount

Up to 4.08% p.a. on a
3-month USD Time Deposit
(<US$1.1mil)

Up to 4.38% p.a. on a
3-month USD Time Deposit
(>US$1.1mil)

US$
Interest Rate

Interest Amount

0

Total Welcome Rewards

0

Welcome Rewards

Fresh Funds*

US$

Select applicable options:

Invest and/or Insure*

Multiply your rewards and receive US$100 for every S$50,000 of investments and/or insurance made.

US$

Welcome Rewards

2,500

Time Deposit Interest1

Calculate your rewards based on your time deposit amount

Up to 4.08% p.a. on a
3-month USD Time Deposit
(<US$1.1mil)

Up to 4.38% p.a. on a
3-month USD Time Deposit
(>US$1.1mil)

US$
4.08% p.a.

Interest Amount

2,550

Total Welcome Rewards

5,050
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Exclusive Wealth Offers for You
Time Deposit Preferential Rates

Preferential interest rates for SGD2 and USD1 time deposits, investment and insurance time deposit bundle.

Exclusive Wealth Privileges as a Citigold or Citigold Private Client customer

Citigold / Citigold Private Client benefits

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Exclusive Wealth Banking Privileges

Enjoy access to Offshore banking and lifestyle privileges, travel benefits and by-invitation-only events and experiences

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Global Market Insights

Seize opportunities with market insights from 350+ analysts worldwide

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Client Advisor

Your Client Advisor would be your primary point of contact to manage your portfolio, in consultation with a team of experts

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Citigold Debit Mastercard®

Enjoy zero foreign transaction or currency conversion fees in over 150 currencies with Citibank Global wallet when you pay with your Citigold Debit Mastercard

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Holistic, Personalised Wealth Management

Monitor and keep track of your wealth goals with Citigold Total Wealth Advisor tool, specially designed to help you plan and manage your portfolio in one place

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Wealth Solutions

Opt in as an Accredited Investor and gain access to more investment opportunities. Protect and build your wealth with our full suite of investment and insurance products

Enjoy expanded wealth privileges as a Citigold Private Client customer

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Senior Client Advisor

Your Client Advisor and team of experts will be at hand to help your portfolio management

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Unparalleled Lifestyle Privileges

Complimentary airport lounge access, hotel privileges and exclusive dining benefits with the Citigold Private Client World Elite Debit Mastercard

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Portfolio 360°

Get a 360° analysis of your portfolio and gain insights in times of market stress

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Citigold Diversification Index

Work towards creating a well-diversified portfolio by benchmarking it against Citi's proprietary index

Unlock more wealth privileges as a Citigold or Citigold Private Client
Accredited Investor# customer

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DIVERSIFIED WEALTH OPPORTUNITIES

Access to a more comprehensive range of financial products and services available only to Accredited Investors

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ACCESS TO A TEAM OF WEALTH EXPERTS

Connect with an experienced Client Advisor and a team of wealth experts who will partner with you to achieve your wealth goals

Join us to bank internationally from Singapore today

Your preferred account type(s):

Please select at least one account

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Are you based in Japan, Macau, Pakistan or Vietnam? Leave your details here instead.

Knowledge is Wealth

Turn information into opportunity with insights from 350+ analysts
worldwide, giving you the confidence to make bold financial decisions.

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Frequently Asked Questions (FAQs)

Eligibility

You will need a minimum of US$200,000 in fresh funds in Assets Under Management (AUM).

“AUM” refers to the combined balances held in a client's primary accounts including Citibank checking and savings account (except cash management account), time deposits, investments and premiums of life insurances distributed by Citi and underwritten by AIA Singapore Private Limited (Reg. No. 201106386R).

You’ll need to be at least 18 years old.

Accredited Investor

An Accredited Investor is an individual who meets the requirements set out under the Securities and Futures Act, 2001 of Singapore and opts in to be treated as an Accredited Investor by the bank. To qualify, the individual will need to fulfil one of the following criteria below:

  • Net personal assets exceeding S$2 million in value (or its equivalent in a foreign currency). Applies to combined assets of all account holders if it is a joint account; or
  • Financial assets (net of any related liabilities) exceeding S$1 million in value (or its equivalent in a foreign currency). Applies to combined assets of all account holders if it is a joint account; or
  • An income in the preceding 12 months of not less than S$300,000 (or its equivalent in a foreign currency). Applies to primary account holder.

*Subject to meeting Accredited Investor eligibility criteria. Visit www.citibank.com.sg/AccdInv for details on eligibility criteria and for more information about opting in as an Accredited Investor.

Terms and Conditions

*For Citi IPB New-to-Bank (NTB) Welcome Programme terms & conditions, please click here.

1 For Citibank New-to-Bank Fresh Funds Time Deposit Promotion terms and conditions, please click here

To be eligible for the US$5,050 welcome rewards, you will have to fulfill all of the following criteria:-

- Successfully establish a Citigold relationship with US$800,000 in Fresh Funds,
- Maintain a valid Investment Risk Profile by end of Welcome Period,
- Sign up as an Accredited Investor (AI) on an individual basis in the capacity as a primary account holder,
- Of the US$800,000 in Fresh Funds, invest and/or insure US$550,000 before the end of the Welcome Period,
- Place US$250,000 in a 3-month Time Deposit,
- Maintain the Citigold Client relationship up to point of reward fulfilment.

To be eligible for the US$29,700 welcome rewards, you will have to fulfill all of the following criteria:-

- Successfully establish a Citigold Private Client relationship with US$3,000,000 in Fresh Funds,
- Maintain a valid Investment Risk Profile by end of Welcome Period,
- Sign up as an Accredited Investor (AI) on an individual basis in the capacity as a primary account holder,
- Of the US$3,000,000 in Fresh Funds, invest and/or insure US$2,500,000 before the end of the Welcome Period,
- Place US$500,000 in a 3-month Time Deposit,
- Maintain the Citigold Private Client relationship up to point of reward fulfilment.

2For Citi SGD Time Deposit terms and conditions, please click here

#Subject to meeting Accredited Investor eligibility criteria. Please note the application for Accredited Investor status is approved at the sole discretion of Citi. Please note that where you have opted in to be treated as an Accredited Investor, Citibank is exempt from complying with certain requirements under the Financial Advisers Act, 2001 of Singapore and the Securities and Futures Act, 2001 of Singapore, and certain regulations, notices and guidelines issued thereunder. Learn more about the effect of being treated as an Accredited Investor at www.citibank.com.sg/AccdInv > Schedule 2.

Important Disclaimers

The contents in this webpage do not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such contents or make such an offer or solicitation.

The promotions, products and services mentioned in the referenced document are not offered to individuals resident in certain countries/jurisdictions. For the comprehensive list of these countries/jurisdictions, please refer to the "Privacy" section in the footer of our Citibank Website. The referenced document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Important Information

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