Citi M1 Card Benefits
Earn Up to 10% Citi M1 Rebate
on your M1 recurring bills
and 0.3% Citi M1 Rebate on
retail transactions^
Enjoy 10% off device accessories
and earn up to 1% Citi M1 Rebate
on purchases at M1 Shops
Citi M1 Rebate do not expire
Introducing greater savings with the Citi M1 Card. Save up to 10% off on your M1 recurring bills.
Earn Citi M1 Rebate on your M1 recurring bills
Total Spend includes retail purchases^ in local or foreign currency. You will earn Citi M1 Rebate at a base rate of 0.3% on retail purchases^ and additional Bonus Citi M1 Rebate of 0.2%, 2.7% or 9.7% on M1 recurring charges, capped on the 1st S$300 worth of M1 recurring charges, depending on the tier of your Total Spend. Applicable only to M1 bills charged to the Citi M1 Card on a recurring basis.
How to set up M1 Recurring bill payment and earn up to
10% Citi M1 Rebate?
Simply download My M1+ App and follow the steps below to set up M1 recurring payment via the app!
Step by step guide to set up M1 recurring bill payment
What can you do with your Citi M1 Rebate?
Offset your M1 bill
Convert to KrisFlyer Miles
Top 4 credit card features
Get deals and discounts locally & in 95 other countries
Turn your big purchases into small payments
Convert your credit card statement retail balance into installments
Instant Cash# to get things done right away
Citi M1 Card Promotions
Citi M1 Foreign Currency Spend Promotion
Activate M1 Data Passport and Spend on Foreign Currency to receive up to $80 Cash Rebate
Valid till 31 July 2024.
Connect with greater savings in less than 10 minutes
Get a new Citi M1 Card from your phone or computer in an easy, paperless signup process
Basic fee of S$196.20 inclusive of 9% GST
(first year waived)
Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year
Age 21 or older
Documents Required to Apply for a Citi M1 Card
Salaried employee
- A copy of your NRIC/passport
- Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements
Self-employed
- A copy of your NRIC/passport
- Last 2 years’ Income Tax Notice of Assessment
- Last 3 months’ bank statements
- A copy of your passport and work permit (with minimum 6 months validity)
- A copy of utility/telephone bill or bank statement with your name and address
- Income Tax Notice of Assessment and latest original computerized payslip
Terms and Conditions
Please be informed that the administrative fee for Points Transfer redemptions to transfer your Citi M1 Rebate to the Krisflyer Frequent Flyer Program will be revised to SGD27.25 (inclusive of 9% GST) with effect from 1 January 2024 onwards
#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.
Click here for Get S$300 cash back as you spend Acquisition Promotion terms and conditions.
Click here to view the Citi M1 Information Sheet.
Click here to view the Citi M1 Cardmember's Agreement.
Click here to view interest rates, fees and charges.
^Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Citi M1 Rebate.
Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution