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Citi M1 Credit Card

Connect with greater savings

Welcome gift of up to S$200 cash back* as you spend

Get Citi M1 Card

Introducing greater savings with the Citi M1 Card.

Earn Up to 10% Citi M1 Rebate
on your M1 recurring bills
and 0.3% Citi M1 Rebate on
all retail transactions

Earn Up to 1% Citi M1 Rebate
on purchases at M1 Shops

Waiver of Activation Fees
for Data Passport Registration Fees
and M1 Value-Added Services


Introducing greater savings with the Citi M1 Card. Save up to 10% off on your M1 recurring bills.


Earn Citi M1 Rebate on your M1 recurring bills

Total Spend includes all retail purchases in local or foreign currency. You will earn Citi M1 Rebate at a base rate of 0.3% on all retail purchases and additional Bonus Citi M1 Rebate of 0.2%, 2.7% or 9.7% on M1 recurring charges, capped on the 1st S$300 worth of M1 recurring charges, depending on the tier of your Total Spend. Applicable only to M1 bills charged to the Citi M1 Card on a recurring basis.

What can you do with your Citi M1 Rebate?

Offset your M1 bill

Convert to KrisFlyer Miles

Pay with Points

How to redeem your Citi M1 Rebate?

SMS <Rewards> to 72484.

Login to
Citibank Online

Top 4 credit card features

Top 4 credit card features

Citi World Privileges

Get deals and discounts locally & in 95 other countries

Citi PayLite

Turn your big purchases into small payments

Citi FlexiBill

Convert your credit card statement retail balance into installments

Citi Quick cash

Instant Cash# to get things done right away

Freedom to do more with the new Citi Mobile® App

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Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand

Track your Citi M1 rebates

Ongoing promotions


Keyaki, Pan Pacific Singapore

15% savings on dining a la carte menu
Valid till 31 Dec 2021
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GrabFood

Get up to S$10 off your next GrabFood order!
Promo code:
CITI10 for S$10 off with min. order of S$50
CITI6 for S$6 off with min. order of S$30
While stock lasts!
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EZ-Pay

Pay your ERP charges directly with your Citi
Credit Card
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Connect with greater savings in less than 10 minutes

Get a new Citi M1 Card from your phone or computer in an easy, paperless signup process

Basic fee of S$192.60 inclusive of GST
(first year waived)

Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year

Age 21 or older

Salaried employee

  • A copy of your NRIC/passport
  • Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements

 

Self-employed

  • A copy of your NRIC/passport
  • Last 2 years’ Income Tax Notice of Assessment
  • Last 3 months’ bank statements
  • A copy of your passport and work permit (with minimum 6 months validity)
  • A copy of utility/telephone bill or bank statement with your name and address
  • Income Tax Notice of Assessment and latest original computerized payslip

Terms and Conditions

Please be informed that the administrative fee for Points Transfer redemptions to transfer your Citi M1 Rebate to the Krisflyer Frequent Flyer Program will be revised to SGD26.75 (inclusive of GST) with effect from 15 December 2020 onwards.

#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.

Click here for Get Up to S$200 cash back as you spend Acquisition Promotion terms and conditions (01 October 2020 to 30 June 2021).

Click here to view the Info Sheet.

Click here to view the Cardmember's Agreement.

Click here to view interest rates, fees and charges.

Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution

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