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Enjoy everyday savings with Citi M1 Card Image

Citi M1 Credit Card

Connect with greater savings

Welcome gift of up to S$300 cash back* as you spend

Get Citi M1 Card

Citi M1 Card Benefits

Earn Up to 10% Citi M1 Rebate
on your M1 recurring bills
and 0.3% Citi M1 Rebate on
retail transactions^

Enjoy 10% off device accessories
and earn up to 1% Citi M1 Rebate
on purchases at M1 Shops

Citi M1 Rebate do not expire


Introducing greater savings with the Citi M1 Card. Save up to 10% off on your M1 recurring bills.


Earn Citi M1 Rebate on your M1 recurring bills

Citi M1 Rebate table

Total Spend includes retail purchases^ in local or foreign currency. You will earn Citi M1 Rebate at a base rate of 0.3% on retail purchases^ and additional Bonus Citi M1 Rebate of 0.2%, 2.7% or 9.7% on M1 recurring charges, capped on the 1st S$300 worth of M1 recurring charges, depending on the tier of your Total Spend. Applicable only to M1 bills charged to the Citi M1 Card on a recurring basis.

 

How to set up M1 Recurring bill payment and earn up to
10% Citi M1 Rebate?

Simply download My M1+ App and follow the steps below to set up M1 recurring payment via the app!
Step by step guide to set up M1 recurring bill payment

What can you do with your Citi M1 Rebate?

Offset your M1 bill

Convert to KrisFlyer Miles

How to redeem your Citi M1 Rebate?

SMS <REDEEM BILL> to 72484

Top 4 credit card features

Citi World Privileges - Get deals and discounts locally & in 95 other countries
Citi World Privileges

Get deals and discounts locally & in 95 other countries

Citi PayLite - Turn your big purchases into small payments Image
Citi PayLite

Turn your big purchases into small payments

Citi FlexiBill - Convert your credit card statement retail balance into installments
Citi FlexiBill

Convert your credit card statement retail balance into installments

Citi Quick Cash - Instant Cash# to get things done right away
Citi Quick cash

Instant Cash# to get things done right away

Citi M1 Card Promotions


Ajisen Ramen

Receive S$5 return voucher with any spend
Valid till 31 Dec 2023
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Edge, Pan Pacific Singapore

15% savings on food
Valid till 31 Dec 2023
Show Details

Enjoy 14% petrol savings with Esso and Shell

Best Savings on Petrol

Enjoy 14% petrol savings with Esso and Shell
Show Details

Samsung S24 Series

Get up to S$150 off Samsung S24 Series
Terms and conditions apply.

Connect with greater savings in less than 10 minutes

Get a new Citi M1 Card from your phone or computer in an easy, paperless signup process

Basic fee of S$196.20 inclusive of 9% GST
(first year waived)

Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year

Age 21 or older

Documents Required to Apply for a Citi M1 Card

Salaried employee

  • A copy of your NRIC/passport
  • Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements

 

Self-employed

  • A copy of your NRIC/passport
  • Last 2 years’ Income Tax Notice of Assessment
  • Last 3 months’ bank statements
  • A copy of your passport and work permit (with minimum 6 months validity)
  • A copy of utility/telephone bill or bank statement with your name and address
  • Income Tax Notice of Assessment and latest original computerized payslip

Terms and Conditions

Please be informed that the administrative fee for Points Transfer redemptions to transfer your Citi M1 Rebate to the Krisflyer Frequent Flyer Program will be revised to SGD27.25 (inclusive of 9% GST) with effect from 1 January 2024 onwards

#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.

Click here for Get S$300 cash back as you spend Acquisition Promotion terms and conditions.

Click here to view the Citi M1 Information Sheet.  

Click here to view the Citi M1 Cardmember's Agreement.  

Click here to view interest rates, fees and charges.

^Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Citi M1 Rebate.

Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution

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