Shop and be rewarded with Citi Rewards Card

Online shopping icon
10X Points^ for online purchases

on online grocery, food delivery, ride-hailing and more

Gift box rewards
10X Points^ for in-store shopping purchases

at department store, clothing stores and more

Shopping cart icon
1X Point^ for all other purchases

Redeem Citi points
Redeem flexibly

Enjoy maximum freedom on your rewards redemption through Citi ThankYouSM Rewards

icon
Travel Safely

Enjoy complimentary travel insurance when you charge your airfare to Citi Rewards Card1


Your Citi ThankYouSM Points will expire 60 months# from your Citi Rewards Card approval date.

A reminder notification will be sent to you 3 months prior the points expiry date via your Citi Credit Card statement. The subsequent points earned will commence a new 60 months validity period from the expiration of your current points.

Ways to redeem your Points

Offset your purchases with
Citi Pay with Points
Citi Rewards card gif
Offset your purchases with Citi Pay with Points

Redeem your Points for your purchases via the Citi Mobile® App.

With every You get
440 Points S$1.00

Citi Mobile® App
Rewards Dashboard > Points > Pay with Points


Click here

Citi Mobile® App
Rewards Dashboard > Points > Pay with Points

Click here
Use your Points to redeem for cash rebate via Citi Mobile® App
Citi card points tracking
Use your Points to redeem for cash rebate via Citi Mobile® App

  • Tap on rewards balance on the top of the screen and open the Rewards Dashboard.
  • Tap on “Cash Rebate” and key in the amount of Cash Rebate to redeem.

Citi Mobile® App
Rewards Dashboard > Points > Cash Rebate


Click here

Citi Mobile® App
Rewards Dashboard > Points > Cash Rebate

Click here
Redeem your favourite vouchers with your Points
Citi Mobile rewards tracking gif
With Citi ThankYouSM Rewards, discover a world of rewards with your Points.

Shop & redeem for an incredible selection of merchandise from many of the world’s leading brands, gift vouchers and more. To redeem Gift Vouchers on:


Redemption Catalogue via Citi Mobile® App
Rewards Dashboard > Points > Redemption Catalogue

Click here


Redemption Catalogue via Citi Mobile® App
Rewards Dashboard > Points > Redemption Catalogue

Click here

Citi ThankYouSM Rewards website
Sign On to Citibank Online


More way to redeem your Points
×
QR code

Tap/Scan QR code to
open Citi Mobile® App

×
QR code

Tap/Scan QR code to
open Citi Mobile® App


Shop 10X Smarter with Citi Rewards Card

Here’s a Shop Smart pro-tip: get ahead by earning 10X Points^ on online and shopping purchases with Citi Rewards Card, then offset these purchases with Citi Pay with Points – that’s how you shop 10X smarter!

Top 4 Citi Rewards Card features

Citi World Privileges
Get deals and discounts locally & overseas
Exclusive Citi benefits
 
Citi PayLite installment plan
Citi PayLite
Turn your big purchases into small payments
 
Citi FlexiBill
Convert your credit card statement retail balance into instalments
Citi FlexiBill payment option
 
Citi Instant cash service
Citi Quick Cash
Instant cash# to get things done right away
 
Citi World Privileges
Get deals and discounts locally & overseas
Citi PayLite
Turn your big purchases into small payments
Citi FlexiBill
Convert your credit card statement retail balance into instalments
Citi Quick Cash
Instant cash# to get things done right away

Citi Credit Cardmember Exclusive
when you join Citigold

Unlock elevated offers, premium benefits and personalised privileges – all designed to reward your
continued relationship with Citi.

Up to
S$500 cash

When you hold a
Citi Credit Card

T&Cs Apply.

Attractive
welcome rewards
and privileges
with Citigold

T&Cs Apply.

Already a Citi Credit Cardmember?

Refer a friend and be rewarded with S$150 Cash

Freedom to do more with the new
Citi Mobile® App

Citi Rewards Card Promotions

Enjoy exclusive shopping, dining and travel deals with your Citi Rewards Card.

Citi Shopping deals promotion

Shop Smart with Citi

Learn more
Citi dining promotion

Citi Gourmet Pleasures

Learn more
Citi Rewards travel offer

Travel Deals

Learn more
More Deals Here

Make your shopping more rewarding in less than 10 minutes

Get a new Citi Rewards Card from your phone or computer in an easy, paperless signup process

Citi Annual fee icon

Basic fee of S$196.20 inclusive of 9% GST
(first year waived)

Minimum income icon

Min. income S$30,000
(local/PR) or S$42,000
(foreigner) a year

Age limit icon

Age 21 or older

Welcome gift of 40,000 bonus Citi ThankYouSM Points as you spend*
Documents for Singaporean/PR Documents for Foreigner
Documents for Singaporean/PR
If you are a Salaried Employee
  • A copy of your NRIC/passport.
  • Latest computerized pay slip or Income Tax Notice of Assessment.
Self-employed
  • A copy of your NRIC/passport.
  • Last 2 years' Income Tax Notice of Assessment.
Documents for Foreigner
  • A copy of your passport and work permit (with minimum 6 months validity).
  • A copy of utility/residential telephone/home broadband internet bill (excluding mobile phone bill) or bank statement with your name and address.
  • Income Tax Notice of Assessment and latest computerized pay slip.
Terms and Conditions

*Welcome offer eligible for new Citi Credit Cardmembers only with S$800 qualifying spend in the first 2 months. Promotion valid till 28 February 2026. Click here to view the Citi Rewards Card 40,000 Citi ThankYouSM Points Welcome Gift Promotion Terms and Conditions.

^Click here to view the Citi Rewards Card – 10X Rewards Promotion Terms and Conditions.
^Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Citi ThankYouSM Points.
Please note that 10X Points on Qualifying Charges (as defined in the Citi Rewards Card - 10X Rewards Promotion Terms and Conditions) are awarded based on
  1. 1 Base Point for every S$1 of a 10X Points Eligible Transaction (Base Points)
  2. 9 Bonus Points for every S$1 of a 10X Points Eligible Transaction (Bonus Points)
Points shall be calculated on the amount of each 10X Points Eligible Transaction, rounded down to the nearest S$1.
Base Points are not subject to any cap. However, Bonus Points are subject to a cap of 9,000 Bonus Points per statement month.

#Points Validity Period shall commence on the card approval date and expire at the end of 60 months thereafter. Each subsequent points validity period will commence on the expiry of the previous one. For more details, please view the Cardmember’s Agreement.

The Redemption Catalogue on the Citi Mobile® App features a selected list of redemption options. For the full list of redemption options, please visit our website at www.citibank.com.sg/thankyou

Frequently Asked Questions on Citi Rewards Card – 10X Rewards.

Click here to view the Cardmember’s Agreement

Click here to view the Cardmember’s Agreement (Effective from 1 May 2025)

Click here to view the Information Sheet.

Click here to view the ABS Credit Card Guide

Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution.

Note: Points refer to the Citi ThankYouSM Points earned on the Citi Rewards Card account.

1 Click here for more details on complimentary travel insurance.
Please note that the Citi Credit Cards complimentary travel insurance coverage (“Travel Insurance”) underwritten by HL Assurance Pte Ltd (“HLAS”) when the Full Fare for an eligible trip is being charged to your Citi Credit Card(s) (“Trip”) was updated to end on 31 March 2026. For more details of this change and how it affects you, view the Notice uploaded on Citibank Singapore website here.

#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.