Pay with Points


Enjoy the freedom of redeeming your Points/Miles with Citi Pay with Points.
Learn how you can offset your purchases easily using your accumulated Points/Miles via the following channels:






Conversion Rate


440 Points
S$1.00


165 Miles
S$1.00


440 Reward Points
S$1.00


Click here for Citi Pay with Points full terms and conditions.






Conversion Rate


440 Points
S$1.00


165 Miles
S$1.00


440 Reward Points
S$1.00


Click here for Citi Pay with Points full terms and conditions.


Note: Pay with Points via SMS is currently unavailable until further notice.
You may continue to redeem your Points/Miles via other Pay with Points channels.





Conversion Rate


440 Points
S$1.00


165 Miles
S$1.00


1 Citi M1 Rebate
S$1.00


440 Reward Points
S$1.00


$1 Cash Back
S$1.00


Click here for Citi Pay with Points full terms and conditions.




Conversion Rate


440 Points
S$1.00


165 Miles
S$1.00


440 Reward Points
S$1.00


Click here for Citi Pay with Points full terms and conditions.




Conversion Rate


440 Points
S$1.00


165 Miles
S$1.00


440 Reward Points
S$1.00


Click here for Citi Pay with Points full terms and conditions.


Cash Back


Redeem your cash rebate online or with a simple SMS.







Conversion Rate


4,400 Points
S$10.00
Cash Rebate


1,650 Miles
S$10.00
Cash Rebate


4,400 Reward Points
S$10.00
Cash Rebate


Click here for Citibank Cash Rebate Program full terms and conditions.

How it works?



  1. 1SMS to 72484: RWDS<space> Last 4 digits of your card number<space><keyword>.
  2. 2 Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account.
  1. 1 SMS to 72484: RWDSBAL<space> Last 4 digits of your card number.
  2. 2 You will receive an SMS reply with your Points balance


Redemption Code


Card Types Cash Rebate Points/Miles Keyword
Citi Rewards Visa/Mastercard®
Citi Silver Visa/Mastercard®
Citi Gold Visa/Mastercard®
Citi Platinum Visa/Mastercard®
Citi Clear Visa/Mastercard®
Citi Clear Platinum Visa/Mastercard®
Citi ULTIMA Visa Card
Citi Prestige Card
Citi Lazada Card
S$10 4,400 Points CASH10
S$20 8,800 Points CASH20
S$50 22,000 Points CASH50
Citi PremierMiles Visa/Mastercard® S$10 1,650 Miles PMCASH10
S$20 3,300 Miles PMCASH20
S$50 8,250 Miles PMCASH50
Citi SMRT Card $10 10 SMRT$ SMRT10
$50 50 SMRT$ SMRT50
$100 100 SMRT$ SMRT100
Citi Cash Back+ Card S$10 S$10 Cash Back CSHBK10
S$20 S$20 Cash Back CSHBK20
S$50 S$50 Cash Back CSHBK50
Click here for Citibank Cash Rebate Program full terms and conditions.
Click here for Citibank Cash Rebate Program full terms and conditions for Citi SMRT Card, Citi Lazada Card and Citi Cash Back+ Card.


Vouchers & Other Rewards





With Citi ThankYouSM  Rewards, discover a world of rewards with your Points or Miles. Shop & redeem for an incredible selection of merchandise from many of the world’s leading brands, gift vouchers and more.


Note:
Unavailability of Rewards Redemption Notifications
Please be informed that servicing notifications for rewards redemptions may not be available until further notice. You can login to the Citibank Online - Citi ThankYouSM Rewards website your rewards redemption history. For more information, please click here to see the full announcement.


Please refer to Annex A in the link above on how to access your rewards redemption history. Please refer to Annex B in the link above if you would like to check on the status or itinerary of your travel redemptions that you’ve made through Citi ThankYou Rewards.


Discontinuation of Citi Travel Portal Booking Services

Please be informed that with effect from 1 September 2022, the Citi Travel Booking Service on Citibank Online – Citi ThankYou Rewards page will be discontinued. In addition, with effect from 26 June 2022, we will also no longer be accepting new travel reservations for travel dates beyond 31 August 2022.


You can continue to redeem your Points/Miles into rewards you love.
Click here for more information.


Learn more >

Apple Products



Get your hands on your favourite Apple products by redeeming your Points or Miles with Citi ThankYouSM Rewards. Turn your Points or Miles into things you love.


Learn more >








Instant Points Transfer



BIG Rewards

Frequent flyer programme of AirAsia


Instantly transfer your Points or Miles to BIG Points directly on the BIG Rewards mobile app. Redeem your BIG Points for your next holiday!


Learn more >


Kris+

Lifestyle app of Singapore Airlines


Rewarding benefits and privileges from Kris+ awaits you. Instantly transfer your Points or Miles into KrisPay miles and redeem from an array of exciting rewards on Kris+.


Learn more >


GrabRewards

Loyalty programme of Grab


Instantly transfer your Points or Miles to GrabRewards Points with no extra hassle. Use your GrabRewards Points to offset your rides, food delivery and redeem for a range of exciting rewards on the Grab app!


Learn more >


Points Transfer



Transfer your rewards to airline miles or hotel points with our global airline and hotel loyalty programme partners.


Learn more >



Conversion Rate


25,000 Points
10,000
airline miles/ hotel points


10,000 Miles
10,000
airline miles/ hotel points


Points Transfer Partners Citi ThankYou Points Citi Miles Airline Miles/Hotel Points
Asia Miles 25,000 10,000 10,000 Asia Miles
British Airways Executive Club 25,000 10,000 10,000 Avios
Etihad Guest 25,000 10,000 10,000 Guest Miles
Eva Air Infinity MileageLands 25,000 10,000 10,000 Infinity MileageLands Miles
Flying Blue 25,000 10,000 10,000 Flying Blue Miles
IHG Rewards Club 25,000 10,000 10,000 IHG Rewards Club Points
Qantas Frequent Flyer 25,000 10,000 10,000 Qantas Points
Qatar Airways Privilege Club 25,000 10,000 10,000 Qmiles
Singapore Airlines KrisFlyer 25,000 10,000 10,000 KrisFlyer Miles
Thai Airways Royal Orchid Plus 25,000 10,000 10,000 Royal Orchid Plus Miles
Turkish Airlines Miles&Smiles 25,000 10,000 10,000 Miles



Shop with Points



 

Pay less for your Amazon purchases when you checkout with your Points or Miles and Citi Credit Cards instantly on Amazon.com. Simply enroll on Amazon.com to get started.




How it works?





Step 1

Enroll your Citi ThankYouSM Rewards eligible credit card for Shop with Points on Amazon.com



Step 2

Start shopping on Amazon.com



Step 3

Check out with your Points or Miles and enjoy your purchase.






New Features on Citi Mobile® App


A new experience of rewards right at your fingertips



Rewards Currency Bar


View all your rewards balances at a glance. Tap and see your card’s Rewards Dashboard.





Rewards Dashboard


See your rewards history and rewards redemption options, all in a single consolidated view.

Conveniently redeem for Pay with Points, Cash Rebate, Points Transfer or subscribe for automatic redemptions through Always Pay with Points.



Rewards History


Check on your rewards earned, redeemed and adjusted since your last statement.


FAQs


Pay with Points is an instant gratification channel for rewards redemption where cardmembers can choose to pay for their purchase with their Rewards to enjoy savings. "Rewards" means Points, Miles, SMRT$, Rebates, Reward Points and Cash Back.
Pay with Points SMS
  1. Pay for your purchases with your Citi Credit Card.
  2. An SMS will be sent to your registered mobile number along with a link for you to redeem for your transactions.
  3. Tap on the link and select the amount that you wish to redeem.
  4. Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account
Pay with Points Online via Citi Mobile® App
  1. Login to the Citi Mobile App. Tap on your rewards balance on the top of the screen and open the Rewards Dashboard.
  2. Tap on "Pay with Points" or "Pay with Miles"
  3. Select the transactions you wish to redeem for. You can select up to 5 other transactions to redeem. Review and tap on "Pay with Points" or "Pay with Miles" to proceed with the redemption.
  4. Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account.
Pay with Points Online via Citibank Online
  1. Login to Citibank Online.
  2. Select a card and view your list of transactions.
  3. Click on "USE YOUR POINTS/MILES" at the bottom of the page.
  4. Select individual or multiple transactions to redeem for.
  5. Review the redemption details and complete the redemption.
  6. Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account.
Pay with Points via Merchants For One-Time Enrollment:
  1. Download the latest AXS m-Station mobile app. Do ensure to secure your account with a passcode when you login.
  2. Go to the main navigation on the top left and select Settings -> Manage Payment Modes -> Pay with Credit Card Points -> Citi Pay with Points.
  3. Enter the last 4 digits of your credit card number and full mobile number, verify your OTP and you will be successfully enrolled.
For Redemption:
  1. Pay for your bills, fines, top-ups or any other services available on AXS.
  2. After successful payment of an eligible transaction, your rewards balance will be shown along with the amount required to redeem.
  3. Enter the redemption amount, click on "Redeem" and that completes your transaction! A statement credit will be reflected in your next statement of account.
Always Pay with Points
  1. Login to the Citi Mobile App. Tap on your rewards balance on the top of the screen and open the Rewards Dashboard.
  2. Scroll down to Always Pay with Points and select your favourite merchants to enroll for automatic redemptions.
  3. Select the amount limit and time period to redeem to complete the setup.
  4. Shop with your favourite merchants and enjoy automatic redemptions on your purchases. An email confirmation will be sent to you.
  5. A statement credit will be reflected in your next statement of account.
Samsung Pay - Citi Pay with Points
  1. Pay for your purchases with Samsung Pay.
  2. Tap on "Citi Pay with Points" notification.
  3. View & choose to redeem from the latest 10 transactions made in the last 30 days.
  4. Tap on "Redeem Now" to proceed.
  5. Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account.
Pay with Points SMS Eligible Transaction refers to the charge of Cardholder’s purchase at a PWP SMS Merchant to a Citi Card, with a Participating PWP SMS Merchant. "PWP SMS Merchants" refers to the merchants or category of merchants as listed at citibank.com.sg/pwp.
Pay with Points Online Eligible Purchases are retail purchases made using your Citi Card within 60 days of a Points/Miles redemption date. Temporary authorizations are not eligible for redemption under the Pay with Points service. A "retail purchase" means a purchase of any goods or services by the use of the card and may, at our reasonable discretion include or exclude any card transaction as may be determined by us. Retail purchases exclude annual cardmembership fees, interest, late payment charges, GST, cash advances, easy/ extended payment plans, income tax payments, bill payments (for example, payments via Citibank Online or via any other channel or agent (such as a third party agent for payment of bills) whether for bill payments or otherwise) and any other form of service / miscellaneous fees and such other transactions excluded from earning Points/Miles as set out in the relevant cardmember's agreement applicable to your Citi Card.
Pay with Points via Merchants Eligible Pay with Points via Merchants refers to the charge of Cardholder’s purchase at Eligible PWP Integrated Merchants to a Citi Card. "Eligible PWP Integrated Merchants" refer to the merchants listed on citibank.com.sg/pwp that have been integrated with Citi’s PWP Program.
Always Pay with Points Eligible Pay with Points via Merchants refers to retail purchases made using your Citi Card at the point of authorization with an Eligible Always PWP Merchant. "Eligible Always PWP Merchants" refers to the merchants as listed at citibank.com.sg/pwp.
Samsung Pay - Citi Pay with Points Eligible Transaction refers to the charge of Cardholder’s purchase at Participating Samsung Pay PWP Merchants to a Citi Card, where the transaction is made with Samsung Pay and you have the required Points/Miles for redemption. "Participating Samsung Pay PWP Merchants" refer to the merchants that accept Samsung Pay as a form of payment.
Pay with Points SMS The Pay with Points SMS service is only available for the Citi Platinum, Citi Rewards, Citi Clear Platinum, Citi Gold, Citi Classic, Citi Clear Classic, Citi Clear, Citi PremierMiles, Citi Business, Citi Corporate, Citi Prestige, Citi ULTIMA, Citi M1, Citi Lazada and Citi Cash Back+ Cards, excluding Citi SMRT Cards issued by us
Pay with Points Online The Pay with Points Online service is only available for the Citi Platinum, Citi Rewards, Citi Clear Platinum, Citi Gold, Citi Classic, Citi Clear Classic, Citi Clear, Citi PremierMiles, Citi Business, Citi Corporate, Citi Prestige, Citi ULTIMA and Citi Lazada Cards, excluding Citi SMRT, Citi M1 and Citi Cash Back+ Cards issued by us.
Pay with Points via Merchants The Pay with Points via Merchants service is only available for the Citi Platinum, Citi Rewards, Citi Clear Platinum, Citi Gold, Citi Classic, Citi Clear Classic, Citi Clear, Citi PremierMiles, Citi Business, Citi Corporate, Citi Prestige, Citi ULTIMA and Citi Lazada Cards, excluding Citi SMRT, Citi M1 and Citi Cash Back+ Cards issued by us.
Always Pay with Points The Always Pay with Points service is only available for the Citi Platinum, Citi Rewards, Citi Clear Platinum, Citi Gold, Citi Classic, Citi Clear Classic, Citi Clear, Citi PremierMiles, Citi Business, Citi Corporate, Citi Prestige, and Citi ULTIMA and Citi Lazada Cards, excluding Citi SMRT, Citi M1 and Citi Cash Back+ Cards issued by us.
Samsung Pay - Citi Pay with Points The Samsung Pay – Citi Pay with Points service is only available for the Citi Platinum, Citi Rewards, Citi Clear Platinum, Citi Gold, Citi Classic, Citi Clear Classic, Citi Clear, Citi PremierMiles, Citi Business, Citi Corporate, Citi Prestige, Citi ULTIMA and Citi Lazada Cards, excluding Citi SMRT, Citi M1 and Citi Cash Back+ Cards issued by us.
Pay with Points SMS Yes. However, this is only applicable for Partial Redemption, while meeting the minimum transaction amount that the customer can redeem.
Pay with Points Online No. Pay with Points Online is only available for full redemption for the full transaction amount
Pay with Points via Merchants Yes. However, this is only applicable for Partial Redemption, while meeting the minimum transaction amount that the customer can redeem (will be shown an error message if amount redeemed is below the minimum).
Always Pay with Points No. Always Pay with Points is only available for full redemption for the full transaction amount.
Samsung Pay - Citi Pay with Points No. Samsung Pay - Citi Pay with Points is only available for full redemption for the full transaction amount
In case of merchant disputes, and in the event that a transaction is reversed by a merchant, the dollar transaction amount of the transaction, and not the Rewards used to pay for the transaction, will be credited back to your statement of account.
Yes, the required minimum payment reflected on your credit card statement must be paid in accordance with your Citi Card Agreement.
Yes, the full payment amount reflected on your credit card statement must be paid in accordance with your Citi Card Agreement. The statement credits will be reflected in your following month's credit card statement.
It is a service that allows you to redeem cash rebate in blocks of $10 and up to $50 using your Rewards. Upon successful redemption, the cash rebate will be credited back to your next statement of account. "Rewards" means Points, Miles, SMRT$, Rebates, Reward Points and Cash Back.
Cash Rebate SMS
  1. SMS to 72484: RWDSBAL<space> Last 4 digits of your card number
  2. You will receive an SMS reply with your Points balance.
  3. SMS to 72484: RWDS<space> Last 4 digits of your card number<space> <keyword>.
  4. Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account
Cash Rebate Online via Citi ThankYouSM Rewards
  1. Login to Citi ThankYouSM Rewards.
  2. Selects "Cash Rebate" under "Vouchers and Cash" from the top main menu.
  3. Selects the amount of Cash Rebate to redeem for and complete the redemption.
  4. Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account.
Cash Rebate Online via Citi Mobile® App
  1. Login to the Citi Mobile App. Tap on your rewards balance on the top of the screen and open the Rewards Dashboard.
  2. Tap on "Cash Rebate"
  3. Key in the amount or use the slider to select the amount of Cash Rebate to redeem.
  4. Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account.
Cash Rebate SMS The Cash Rebate SMS service is only available for the Citi Platinum, Citi Rewards, Citi Clear Platinum, Citi Gold, Citi Classic, Citi Clear Classic, Citi Clear, Citi PremierMiles, Citi Business, Citi Corporate, Citi Prestige, Citi ULTIMA, Citi SMRT, Citi Lazada and Citi Cash Back+ Cards, excluding Citi M1 Cards issued by us.
Cash Rebate Online The Cash Rebate Online service is only available for the Citi Platinum, Citi Rewards, Citi Clear Platinum, Citi Gold, Citi Classic, Citi Clear Classic, Citi Clear, Citi PremierMiles, Citi Business, Citi Corporate, Citi Prestige, Citi ULTIMA and Citi Lazada, excluding Citi SMRT, Citi M1 and Citi Cash Back+ Cards issued by us.
This service is not applicable for supplementary cardholders.
Cash Rebate is available in blocks of $10 and up to $50. For details, please refer to the Cash Rebate tab.
There is a limit of up to $50 per redemption. However, there is no limit to the number of times you can redeem. The amount of Cash Rebate you can redeem is also limited to the available Rewards balance you have.
No. Cash Rebate is not transferrable and will be credited to the credit card that you redeemed from.
The Cash Rebate SMS and Cash Rebate Online service is free of charge. However, you shall bear any costs of mobile data or SMS costs incurred in the process of this service.
You may receive an error or rejection SMS due to one of the following scenarios. Please check to ensure that you fulfil the criteria for Cash Rebate SMS:
  1. Insufficient available Rewards:
    - To enquire, SMS to 72484: RWDSBAL<space>Last 4 Digits Of Your Card Number
    e.g. RWDSBAL 1234
  2. Incorrect SMS format:
    - Please ensure that your SMS follows the format below:
    RWDS<space>Last 4 Digits of Your Card Number<space>CASH10
    e.g. RWDS 1234 CASH10
  3. Your mobile number may not be registered with the bank.
    - Please call our 24 hour CitiPhone hotline at 6225 5225 to update your mobile number.
Yes, you can make a Cash Rebate SMS redemption while overseas. Please send the SMS from your mobile phone number registered in Citibank's records. Do note that you may incur overseas SMS charges, please check with your mobile operator for more information.
  • For Rewards balance enquiry: SMS to +65 9657 2484: RWDSBALL<space>Last 4 digit of card number.
  • For Cash Rebate Redemption: SMS to +65 9657 2484: RWDSL<space>Last 4 digits of card number<space>CASH10
Shop with Points allows customers with an eligible Citi credit card to use available Points/Miles for eligible purchases at Amazon.com.
An "Eligible Citi credit card" means the Citi Platinum, Citi Rewards, Citi Clear Platinum, Citi Gold, Citi Classic, Citi Clear Classic, Citi Clear, Citi PremierMiles, Citi Business, Citi Corporate, Citi Prestige and Citi ULTIMA Cards, excluding Citi Lazada Cards issued by us.
  1. Visit www.amazon.com/citi and click on "Get started". Login to your existing account or create a new account.
  2. Click on "Enroll a new rewards account".
  3. Key in your card information, address and postal code according to your Citi Credit Card billing address. Click on "Enroll" to complete your card linkage
.
Yes. Your card account can be linked to multiple Amazon.com accounts. For the avoidance of doubt, if you allow your card account to be linked to multiple Amazon.com accounts, the respective Amazon account holders will be able to make purchases on Amazon.com using your available Points/Miles in your card account, your eligible Citi card itself, or a combination of both. By allowing your card account to be linked to multiple Amazon.com accounts, you will be deemed to have authorised all Amazon.com transactions effected on your card account regardless of the Amazon.com account used to make the purchase.
Yes. You will receive an email confirmation sent to your registered email addresses with Amazon.com and Citi notifying you each time your card account is successfully linked or de-linked from an Amazon.com account. You will also receive email notifications of any transaction made with your Points/Miles at Amazon.com.
To see if your eligible Citi Card account is linked to your Amazon.com account, visit the Shop with Points page in your account at Amazon.com. For the avoidance of doubt, you will not be able to see if your eligible Citi Card account has been linked to any other Amazon.com accounts that are not under your name.
In order to de-link your eligible Citi card account from your Amazon.com account, you will need to go to the Shop with Points page in your Amazon.com account. Click "Unenroll" to de-link your Citi card account.
There is no fee to use Shop with Points at Amazon.com.
  • When shopping at Amazon.com with a card issued outside the US, select the amount of Points/Miles you want to use by inputting the US Dollar value in the box labeled "Use Citi ThankYou Rewards" at checkout.
  • Additionally, when using Shop with Points to make a partial payment, the 'cash' portion of the payment that is charged to your Credit Card will be in USD
During the enrolment process, the Postal code keyed in should be the same as your Citi Credit Card billing address (postal code).
If you order an eligible item at Amazon.com using Points/Miles, your Points/Miles balance in your relevant Citi card account may not reflect your pending orders until the date the order is shipped.
Items eligible for Shop with Points at Amazon.com can be purchased using your Points/Miles, your eligible Citi credit card linked to Shop with Points at Amazon.com, an Amazon.com gift card, an Amazon Payments Stored Value account or any combination of the above.
Amazon.com may restrict the use of points for purchases of certain items at Amazon.com, and these items may change at any time. Items that may not be purchased using Shop with Points at the date of publication include some digital downloads such as music and movies, Kindle downloads, Subscribe and Save items, AmazonLocal items, AmazonFresh purchases, or orders containing Pre-order items. Shop with Points cannot be used on any other Amazon site such as MyHabit.com or Zappos.com. Additionally, you may not use 1-Click to purchase products when placing an order using Shop with Points.
Purchases made with your Points/Miles at Amazon.com follow Amazon's standard return policies. Please visit the Returns and Refunds page at Amazon.com for more information.
Citi ThankYou Rewards is a loyalty program that lets you redeem your Points/Miles/Reward Points for rewards, including merchandise, travel, vouchers, points transfer and even cash rebates to your Citibank credit card account.
If you hold one of the following Citibank credit cards, you are automatically enrolled in Citi ThankYou Rewards.
  • Citi Rewards World Mastercard® / Visa Signature Card
  • Citi Lazada Card^
  • Citi Clear Mastercard / Visa Card
  • Citi Silver Mastercard / Visa Card
  • Citibank Corporate Card
  • Citi Gold Visa Card
  • Citi Affinity Gold Visa Card
  • Citi Business Visa Card
  • Citi Platinum Mastercard / Visa Card
  • Citi Ultima Card
  • Citi Prestige Card
  • Citi PremierMiles Mastercard / Visa Card*
If you have closed your Citibank credit card account, your Points/Miles/Reward Points Balance will be forfeited immediately.

If you have additional questions about your Citibank credit card account, please contact CitiPhone at 62255225.
Information in your Citi ThankYou Rewards profile, such as address, email and phone number, comes from the information you provided at account opening. To update any of your personal information, please go to Citibank Online at www.citibank.com.sg or contact CitiPhone at 6225 5225. It may take up to one day for the changes to be reflected on your Citi ThankYou Rewards profile.
Once signed in to Citi ThankYou Rewards, go to "Home," then "My Account," and then "Points Balance," or "Miles Balance".
Depending on the Citi ThankYou Rewards features eligible for your card, Points/Miles/Reward Points can be redeemed for a wide range of products and experiences that include merchandise, vouchers, travel, cash rebates, credit card annual fee reversals and even donations to charity. Explore all the options available to you on the Citi ThankYou Rewards site.

There are several ways you can browse and redeem Points/Miles/Reward Points for rewards online:
  • The homepage presents all of the categories available to you. Simply select the type of reward you're interested in to see what Citi ThankYou Rewards has to offer.
  • Browse by specific Points/Miles/Reward Points ranges, categories, or brands.
  • Use the search tool to find specific items in the collection.
  • Add any desired item to your Shopping Cart. From there, you can place your order
Points/Miles/Reward Points received on eligible new purchases will appear in your rewards balance within 24 hours of being posted to your Citibank credit card account. Special bonus Points/Miles/Reward Points may take 1 to 2 additional billing cycles to appear (approximately 30-60 days).
For Citi Lazada, Gold, Platinum, Visa Signature and WORLD Mastercard cardmembers (excluding Business/ Corporate Gold cardmembers), Points/Reward Points are valid for a period of 60 Months.

For Citi Prestige Card, Citi Ultima Card, Citi PremierMiles Card, Points and Miles do not expire.

For all other cards, Points are valid for a period of 12 Months.
Redeemed points are the Points/Miles/Reward Points you have already used to redeem for rewards and have been deducted from your Points Balance.

Adjusted Points/Miles/Reward Points will appear in your rewards Balance following a resolution in the rare case that you make a return, or have a problem with a reward you received, or if there was a mistake in the way your Points/Miles/Reward Points were calculated/awarded.

Forfeited Points/Miles/Reward Points will no longer be available for redemption in instances where the Citibank credit card account tied to Citi ThankYou Rewards has been closed at your request, or canceled by Citibank due to delinquency, before such Points/Miles/Reward Points were redeemed.
Your order history is located under the My Account section. There may be more than one status that applies to your order:
  • In Process: Your order has been placed.
  • Order Accepted: Your order was accepted and sent to the supplier.
  • Shipped: Your order was shipped from the supplier.
  • Cancelled: Your order has been cancelled or rejected by Citi ThankYou Rewards.
  • Returned: Your order has been returned
Yes, 600 Points/Miles/Reward Points will be charged for each item (merchandise/vouchers/cash rebate) redeemed through Citiphone. This 600 Points/Miles/Reward Points will not be charged if redemption is made via the Citi ThankYou Rewards Program redemption website.
Generally, standard delivery and handling costs are included in the total cost in Points/Miles/Reward Points of your reward. The total number of Points/Miles/Reward Points required for redemption will be displayed during the checkout process. If the item is procured from the United States, the cost of the international shipping in Points/Miles/Reward Points may be detailed separately at checkout.
Merchandise rewards and vouchers are sent via normal post. Items sent from the United States will be delivered via common courier. For charity, Cash Rebate and other rewards that does not need to be shipped, you will be notified during checkout when you or the designated charity will receive the reward.
Delivery times for items shipped from the United States vary by product and supplier. Estimated time for most items to be sent out from the supplier would at the minimum, take 3 to 4 weeks from the date of redemption to reach you.

Physical rewards vouchers shipped from Singapore will be sent via normal post to you and would at the minimum, take 7 working days, whilst delivery of electronic rewards vouchers would at the minimum take 5 working days.
No, all rewards can only be sent to your card billing address.
All Citibank rewards vouchers are valid for a period of 3 months from the date of issuance unless otherwise specified.
You will need fill in your credit card number and sign on your Citibank Reward voucher before presenting it at the respective shop or redemption outlet to claim your reward. Any incomplete rewards voucher will not be accepted.
Your rewards can be collected at the venue specified either on Citi ThankYou Rewards or on the voucher itself.
Once submitted, all redemptions are final and may not be cancelled.

If a merchandise reward is damaged when you receive it, please call CitiPhone within 5 days to report the damage to organize a return of the merchandise reward.
Products and services will carry their manufacturer's warranty. We give no warranty with respect to rewards and furthermore are not responsible for the fulfilment of warranties.
Points Transfer is a feature that allows you to easily transfer your Points/Miles/Reward Points to participating travel loyalty programs. From airlines to hotels, Points Transfer gives an added dimension of value and flexibility to your Points/Miles/Reward Points.

There is a wide range of participating travel loyalty programs within Citi ThankYou Rewards. Sign on to Citi ThankYou Rewards and select "Travel" then "Points Transfer" to see the current participating travel loyalty programs available to you.
Once on the Citi ThankYou Rewards site:
  1. Select the participating travel loyalty program you want to transfer Points/Miles/Reward Points to.
  2. Select the number of Points/Miles/Reward Points you want to transfer.
  3. Confirm and accept the terms and conditions.
No. Points Transfer requests cannot be cancelled or reversed. Once your Points Transfer redemption is submitted, the Points/Miles/Reward Points may not be converted or transferred back.
The Points/Miles/Reward Points that you transfer become subject to the terms and conditions of the applicable participating travel loyalty program that you transferred your Points/Miles/Reward Points to. Once transferred, please check with the applicable participating travel loyalty program for more details.
There may be specific minimum thresholds for individual participating travel loyalty programs. Sign on to Citi ThankYou Rewards to see the current minimum Points Transfer requirements by participating travel loyalty program by clicking on "Points Transfer".
An administrative fee of SGD26.75 (inclusive of GST) will be charged for each Points Transfer. This Fee is waived for Points Transfer from an ULTIMA Card.

Please note that the billing of SGD26.75 may be split up into separate charges of SGD25 and SGD1.75 and may be billed in different statements of account.
Airline miles or hotel points will be posted to the applicable participating travel loyalty program within 5-7 days, except for Etihad Guest and Thai Airways Royal Orchid Plus, which will be posted within 14 business days.
No. The first and last names on both your Citibank credit card account and the participating travel loyalty program account must match in order to complete a Points Transfer redemption.
You can access the travel center via Citi ThankYou Rewards. Once logged in, go to "Travel" to redeem for airline tickets, hotel accommodations, car rentals, cruises, travel packages and destination activities/excursions.

The travel service provider for Citi ThankYou Rewards is Connexions Loyalty Travel Solutions LLC. The travel rewards offered on Citi ThankYou Rewards are fulfilled by Connexions.
Travel includes airline tickets, hotel accommodations, car rentals, cruises, travel packages and destination activities/excursions.

The travel service provider for Citi ThankYou Rewards is Connexions Loyalty Travel Solutions LLC. The travel rewards offered by Citi ThankYou Rewards are fulfilled by Connexions.
Travel Reward reservations must be made through the CitiPhone or online at Citi ThankYou Rewards. To book online click on theTravel tab at the top menu of the site.

All Travel Rewards are subject to availability and restrictions of the relevant travel supplier.
Travel pricing in Points/Miles/Reward Points is quoted through a real-time system. Pricing and availability cannot be guaranteed until the redemption is completed. Since many other agencies and airlines are pulling from the same inventory, changes to availability and price can be frequent.
No, there are no blackout dates. This means you have the freedom to travel anytime of the year - even during the holidays, as long as there is availability presented to you when you conduct your search.

For travel rewards the following rules apply:
  1. There are no blackout dates.
  2. Taxes, fees and surcharges are included in the number of Points/Miles/Reward Points required and are subject to change without notice.
  3. Flights may be non-stop, direct, or involve a change of planes. They may also be one-way flights.
  4. Flights do not have to be exact roundtrips. Flights into and out of different airports are permitted.
  5. Airline, hotel, car rental, travel package, cruise and activity/excursion company participation may vary from market to market.
  6. Travel must be completed by the expiration date indicated on the travel document.
  7. Travel reward reservations cannot be separated.
  8. All reservations must be made outside of 24 hours prior to departure. Reservations cannot be accepted within 24 hours of departure
Taxes, tax charges, and/or surcharges are included. Luggage fees and other incidental fees are not included.
Yes, you can use your Points/Miles/Reward Points to redeem for a travel redemption for someone other than yourself.

Once an itinerary is confirmed and booked, additional travelers will require separate itineraries. Reservations not made on the same itinerary are subject to availability and Point or Miles price levels at time of booking.

Travel may not be booked online for minors traveling unaccompanied by an adult. Please contact CitiPhone for assistance with unaccompanied passengers under 18 years old.

All airline-imposed unaccompanied minor fees apply and will be at your expense.
All travel redemptions must be made at least 24 hours prior to departure.
Please contact CitiPhone to edit or cancel a travel reservation. There may be a penalty or change fee for travel reservation edits or cancellations. The travel representative will advise you of all fees for changes or cancellations when you call to edit or cancel your reservation.
You have the option of paying for part of your trip with Points/Miles/Reward Points and the remaining balance with your Citibank credit card.
No. Unfortunately, you can't combine Frequent Flyer Miles with Points/Miles/Reward Points to complete a travel redemption.
Airlines tickets will be issued as e-tickets unless paper tickets are required by the airline. For travel redemptions made online at Citi ThankYou Rewards, electronic confirmation and documentation will be sent to the email address displayed at checkout. If paper tickets are required they will be sent via a traceable carrier. For other travel rewards such as travel and cruise packages, travel documents will be sent to the address provided at checkout.
For any specific questions regarding seat assignments, meal options, or specific requirements or information about travel please contact the airline, hotel or car rental agency you have booked with directly. If you need to edit or cancel your reservations please contact CitiPhone.
To browse and redeem for Apple products, please visit Apple Products under the Shop at Partners tab in the main menu of the Citi ThankYou Rewards website.
Yes, your Apple products added to cart will need to be checked out separately via the Apple Products page.
No, Citi is not the seller or supplier of the products and/or services which are featured on the Apple Products page. Apple Product page is operated and managed by Bridge2 Solutions to facilitate redemption/purchase of products from Apple South Asia Pte. Ltd by Citi customers.
You can use a combination of Points/Miles and your Citi credit card to redeem for Apple products. There may be a minimum Points/Miles redemption requirement.
Once submitted, all redemptions are final and may not be cancelled or amended.
If the item you've received is incorrect, defective, or was damaged in transit, you can request a return by calling CitiPhone banking. For eligible products, you have up to 14 calendar days from the time your package is shipped to initiate a return. Please ensure that the item you are returning is repackaged with all the cords, adapters and documentation that were included when you received it. Please note that engraved products cannot be returned.
All Apple products redeemed come with the standard warranty as per Apple policies. If you wish to purchase extended warranty, visit apple.com.sg to find out more. Please retain the packing slip that comes with your product as a proof of purchase.
Apple products are available only to Citi cardmembers who have a registered billing address in Singapore. Shipments to PO Box addresses or addresses outside of Singapore is not allowed.
No, all redemption items can only be delivered to your Citi registered billing address.
Apple products should be shipped out within the Shipping Availability estimate provided at the time of your order. Delivery is estimated to occur 1 to 7 working days after the item is shipped out. Items will be delivered between 9am and 6pm Monday – Friday to business addresses and between 9am and 9pm Monday – Saturday for residential addresses. Orders with multiple items may ship separately. Separate Order Shipment emails may be received.
If you are having trouble with your new Apple product, please visit apple.com.sg for Online Support or contact AppleCare Technical Support.


Note:
This FAQ, is informational only and if there is any inconsistency between this FAQ and the Citi ThankYou Rewards Programs Terms and Conditions, the latter will prevail. (As of August 2021)


Important Information:

With effect from 1 October 2020, Instant Citi Rewards Redemption, which is a service where you can instantly redeem your Points/Miles at the point-of-sale terminals of participating merchants, will be terminated. Please refer to www.citibank.com.sg/rewards for other rewards redemption channels available.

Click here for Citi ThankYou Rewards Program Terms and Conditions.

Points refer to the Points earned on Citi Classic, Citi Gold, Citi Platinum, Citi Rewards and Citi Prestige credit cards or the Ultima Dollars earned on Citi ULTIMA credit cards.

Miles refer to the Citi Miles earned on Citi PremierMiles Credit Cards.

Rebates refer to the Citi M1 Rebates earned on Citi M1 Cards only and will be eligible for Pay with Points via SMS only.

Reward Points refer to the Reward Points earned on Citi Lazada Cards only and will be eligible for Pay with Points via SMS and Cash Rebate via SMS only.

SMRT$ refer to the SMRT Dollars earned on Citi SMRT Cards only and will be eligible for Cash Rebate via SMS only.

Cash Back refer to the Cash Back Dollars earned on Citi Cash Back+ Cards only and will be eligible for Pay with Points via SMS and Cash Rebate via SMS only.

An administrative fee of S$26.75 (inclusive of GST) will be charged for each Points Transfer. This Fee is waived for Points Transfer from an ULTIMA Card.

Please note that the billing of S$26.75 may be split up into separate charges of SGD25 and SGD1.75 and may be billed in different statements of account.