PRIVILEGES AND OFFERS

Citigold Promotions

CITIGOLD WELCOME REWARDS

Enjoy welcome rewards worth up to S$10,900* when you join Citigold.

You are new to Citigold if you do not have an existing current/savings account with us.

Fresh Funds
Rewards1

Preferential
Time Deposit2

Wealth Bonus
Rewards1

Fresh Funds Reward1
Up to S$1,700

when you deposit
Fresh Funds

Preferential Time Deposit rates2
Up to 3.10% p.a.

on a 3-month SGD Time Deposit

OR
up to 3.00% p.a.

on a 6-month SGD Time Deposit

Wealth Bonus Rewards1
S$250

for every S$50,000
investment and/or
insurance purchase

Earn additional cash rewards when you:
Complete Investment Risk
Profile Fact Find Report3
S$100
Hold a Citi
Credit Card3
S$100
Take up a
Citi Home Loan3
S$500

YOUR REFERRAL GIFT

Receive up to S$1,000^ cash when you refer your loved ones

Invite your family and friends to experience more with Citigold or Citigold Private Client. Simply share your referral invitation code and look forward to receiving an exclusive reward from Citi.

Recommend a friend
Your gift
Your friend's gift

To start a Citigold relationship with S$250,000

S$250^ cash

  • Up to S$10,900* welcome rewards
  • Preferential time deposit rates
 
 
Recommend a friend
Your gift
Your friend's gift

To start a Citigold Private Client relationship with S$1,500,000

S$1,000^ cash

  • Up to S$49,900* welcome rewards
  • Preferential time deposit rates
Start referring now

CITI TOP-UP PROMOTION

ACCELERATE YOUR WEALTH JOURNEY TODAY

Receive cash rewards of up to S$80,000^ when you deposit fresh funds and/or transfer in investment assets between 1 April and 31 May 2024.

^Citi Top-Up Promotion terms and conditions apply.

 
 

PREFERENTIAL INTEREST RATES

Earn special interest rates on your time deposits

one of the many exclusive privileges you enjoy as a Citigold customer.


SGD and USD Time Deposit Promotion


Currency
New Funds Deposit Amount
3 Months (p.a.)
6 Months (p.a.)
USD
US$50,000 to US$3,000,000
5.10%
-
SGD
S$10,000 to
S$250,000
3.00%
2.90%
SGD
S$250,000 to
S$3,000,000
3.10%
3.00%


SGD Time Deposit Promotion terms and conditions apply.

USD Time Deposit Promotion terms and conditions apply.


SGD Time Deposit Investment Bundle Promotion

Exclusive SGD Time Deposit Investment Bundle Promotion is yours to enjoy.


Currency
Investment Amount
Investment Sales Charge
2-Months (p.a.)
SGD
S$50,000 and above
1% and above
5%

Click here for SGD Time Deposit Investment Bundle Promotion Terms and Conditions



Foreign Currency Time Deposit Investment Bundle Promotion

Exclusive Foreign Currency Time Deposit Investment Bundle Promotion is yours to enjoy.


Currency
2 months (p.a.)
USD
6.50%

 

Click here for USD Time Deposit Investment Bundle Promotion Terms and Conditions




Insurance Time Deposit Bundle

Enjoy preferential 2-month SGD or USD Time Deposit rate of up to 10.00% p.a. when you purchase an eligible insurance plan.


Regular Premium (Savings)
Annualised Premium
2-month SGD or USD
Time Deposit interest rate (p.a.)
From SGD25,000 to below SGD35,000
4.00% p.a.
From SGD35,000 to below SGD50,000
6.00% p.a.
From SGD50,000 and above
8.00% p.a.

Regular Premium (Protection)
Annualised Premium
2-month SGD or USD
Time Deposit interest rate (p.a.)
From SGD6,000 to below SGD10,000
4.00% p.a.
From SGD10,000 to below SGD20,000
6.00% p.a.
From SGD20,000 and above
8.00% p.a.

Single Premium (Savings)
2-month SGD or USD
Time Deposit interest rate (p.a.)
From SGD200,000 to below SGD500,000
6.00% p.a.
From SGD500,000 to below SGD1,000,000
7.00% p.a.
From SGD1,000,000 and above
9.00% p.a.

Single Premium (Protection)
2-month SGD or USD
Time Deposit interest rate (p.a.)
From SGD200,000 to below SGD500,000
8.00% p.a.
From SGD500,000 to below SGD1,000,000
9.00% p.a.
From SGD1,000,000 and above
10.00% p.a.

Click here for terms and conditions of Citi-AIA 10th Anniversary Insurance Time Deposit Promotion




CITIBANK BROKERAGE

Commission-free buy trades for new brokerage accounts

Enjoy 6-month commission-free buy trades online for U.S. and Hong Kong markets when you open a new Citibank Brokerage account.


Click here for full terms and conditions of the Citibank Online Brokerage Promotion




CITI CREDIT CARD BENEFITS

Receive exclusive benefits on your Citi Credit Cards

CITI PRESTIGE CARD

Earn up to 30% more annual Relationship Bonus based on your relationship with us.
Find Out More

Other Citi Credit Cards

Enjoy annual fee waiver# on one Citibank core credit card (excludes Citi Ultima Card and Citi Prestige Card) and one Citibank co-brand credit card

Terms and Conditions

* To be eligible for the S$10,900 welcome rewards, you will have to fulfill all of the following criteria:-

Successfully establish a Citigold relationship with S$800,000 in Fresh Funds,

Maintain a valid Investment Risk Profile and complete the Fact Find Report by end of Welcome Period,

Of the S$800,000 in Fresh Funds, invest and/or insure S$300,000 before the end of the Qualifying Period,

Place $500,000 in a 6-month Time Deposit,

Hold an eligible primary Citi Credit Card

Maintain the Citigold relationship up to point of reward fulfilment.

1 Click here for Citi New-to-Bank Welcome Programme 2024 terms and conditions

2 Click here for SGD Time Deposit terms and conditions

Disclaimers

The promotions, products and services mentioned in this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. This website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.


Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit www.sdic.org.sg.


Important Insurance Disclaimers

The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA") and distributed by Citibank Singapore Limited. All insurance applications are subject to AIA's underwriting and acceptance. This is only general product information provided and is not a contract of insurance. The information provided must be read with, and is subject to, all the terms and conditions and exclusions contained in the policy contract. Protected up to specified limits by SDIC. Please refer to full disclosures applicable to relevant product(s) and/or service(s).

An administrative fee or withdrawal charge may be imposed for termination of time deposits prior to maturity date. No pre-termination of the time deposit is allowed for CNH and ZAR currency.

Foreign currency investments are subject to rate fluctuations which may provide both opportunities and risks. You may experience a loss when you convert foreign currency back to your home currency. You should therefore determine whether any foreign currency investment is suitable for you in light of your investment objectives, financial means and risk profile.

Securities investments are not bank deposits and involve risks, including the possible loss of the principal amount invested. The price of securities can and does fluctuate; sometimes dramatically, and that any individual security may experience upward or downward movements, and may even become valueless. Therefore it is as likely that losses will be incurred rather than profit made as a result of buying and selling securities. This is the risk that customers should be prepared to accept. Investors investing in securities denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Citibank is not recommending the Citibank Brokerage Account or giving any advice in relation to customers' securities investments. Customers will take complete responsibility for any losses resulting from their trading strategy.

Interested investors should seek the advice of their financial advisors, as appropriate. In the event that you choose not to seek advice from a financial advisor, you should carefully consider whether securities investments are suitable for you in light of your investment objectives, financial means and risk profile.

Citibank full disclaimers, terms and conditions apply to individual products and banking services. For more details, please visit www.citibank.com.sg

This advertisement has not been reviewed by the Monetary Authority of Singapore.