Top reasons to invest in Singapore

15 October 2025 | 5 min read

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Key Takeaways at a Glance

  • Singapore offers political and economic stability, a key factor for global investors.
  • It is Asia’s leading financial hub with direct access to regional and global markets.
  • The regulatory environment is transparent, business-friendly, and tax-efficient.
  • Investors benefit from Singapore’s deep capital markets and a well-established legal system.
  • Citi Singapore offers global banking, multilingual Client Advisors, and local expertise backed by global reach.

Introduction

Singapore continues to stand out as a destination for international investors seeking security, stability, and scalability. As a trusted wealth management hub, it offers more than tax advantages or financial access — it offers long-term confidence.

This article lays the foundation for understanding why so many choose to invest in Singapore as their global wealth base. Future articles will cover investment instruments, portfolio structures, and specific residency and fund access considerations.

What Makes Singapore a Leading Wealth Destination?

For High-Net-Worth individuals and family offices looking to invest in Singapore, the city state offers a rare combination of:

  • Political and legal stability with a well-established legal system.
  • Robust infrastructure supporting private banking, legal, and wealth services.
  • Pro-business policies and low barriers to capital flow.
  • A reputation for integrity and safety, especially in volatile global climates.
  • It is home to 130+ banks and a rising number of single and multi-family offices.

This ecosystem allows global investors to operate with confidence and makes Singapore one of Asia’s most reliable financial anchors.

How Does Singapore Enable Global Market Access?

Singapore is not just a regional hub — it's a gateway to global capital markets, with strong ties to the US, Europe, and the wider APAC region. Those who choose to invest in Singapore benefit from:

  • Effortless multi-currency transactions.
  • Access to regional growth via ASEAN.
  • A range of listing and fund structures for global exposure.

Whether you’re diversifying across geographies or managing a cross-border portfolio, Singapore offers the tools to make it happen.

How Does Singapore’s Financial System Support Global Growth?

Singapore’s financial system offers:

  • Well-developed capital markets.
  • A well-regulated, tech-forward banking sector.
  • A transparent licensing framework for investment funds.
  • FinTech innovation.

Investors benefit from secure, tech-enabled wealth management solutions.

Is Singapore’s Tax Regime Friendly for Wealth Investors?

Yes — Singapore’s tax environment is a major draw for those planning to invest in Singapore:

  • No capital gains or dividend tax for individuals.
  • No wealth or inheritance taxes.
  • Transparent tax treaties.
  • Attractive fund exemption schemes.
  • Exemptions on qualifying foreign-sourced income.
  • Incentives for certain fund structures and family offices.

Combined, these features make it easy to hold, transfer, and grow wealth. These benefits apply to both residents and eligible international investors who structure their wealth via Singapore.

What Is the Accredited Investor Regime in Singapore and Why Does It Matter?

The Monetary Authority of Singapore (MAS) defines Accredited Investors as high-net-worth individuals who can manage more complex financial instruments. This classification unlocks access to:

  • Sophisticated investment products not available to retail clients.
  • Fewer regulatory constraints in execution.
  • Exclusive opportunities in private markets and global alternatives.

In Singapore, individuals qualify as Accredited Investors if they meet specific criteria:

  • Net personal assets exceeding S$2 million or its equivalent in foreign currency (with a cap of S$1 million on property value), or
  • Income in the preceding 12 months of at least S$300,000 or its equivalent in foreign currency, or
  • Financial assets exceeding S$1 million or its equivalent in foreign currency (net of liabilities).

For global investors choosing to invest in Singapore, qualifying as an Accredited Investor opens doors to deeper advisory engagement and greater strategic flexibility.

 The Citi Advantage

With Citi Singapore, you gain:

  • A team of Client Advisors trained through the Citi | Wharton Global Wealth Institute and with at least 10 years of experience who are fluent in your language and focused on your wealth priorities.
  • Access to diverse investment vehicles from funds to bonds and alternatives.
  • Global banking services that travel with you.
  • Personalized strategies aligned with your multi-jurisdiction needs.

Why Is the Right Wealth Partner Critical in a Destination Like Singapore?

Singapore gives you the landscape — but the right partner ensures you navigate it wisely. With Citi as your wealth partner, you can leverage our global capabilities, trusted advisory, and access to intelligent tools.

Start your wealth relationship and opt in as an Accredited Investor

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We can help you convert Singapore’s strengths into long-term opportunities.

Speak to your Client Advisor now

Start your wealth relationship and opt in as an Accredited Investor

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Looking for an offshore wealth base that blends global opportunity with stability?

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