PROMOTIONS

Exclusive Offers & Promotions

For Citigold Clients

Citigold Welcome Rewards
Time Deposit Promotions
Others
Referral Gift

BEGIN YOUR WEALTH JOURNEY

Fresh Funds Rewards¹

Up to
S$2,000

when you deposit Fresh Funds

DEEPEN YOUR RELATIONSHIP IN THE FIRST 3 MONTHS TO UNLOCK MORE BENEFITS

Complete Investment Risk Profile and Fact Find Report¹

Understanding wealth needs

S$100

Opt in to be an Accredited Investor³

Gain access to a wider range
of wealth offerings

S$300

Insure and/or Invest¹

Build your wealth with our full suite of investment products

S$250

for every S$50,000
investment and/or insurance purchases

UNLOCK EXCLUSIVE PRIVILEGES

Hold a Citi Credit Card¹

S$100

Take up a Citi Home Loan¹

S$500

Preferential Time Deposit²

Up to
2.00% p.a.

on a 3-month SGD Time Deposit

Up to
1.90% p.a.

on a 6-month SGD Time Deposit

Get exclusive preferential rates on your Time Deposit as an Accredited Investor

Join Citigold today

Terms and Conditions

*To be eligible for the S$37,760* welcome rewards, you will have to fulfill all of the following criteria:-

Successfully establish a Citigold relationship with S$800,000 in Fresh Funds,
Maintain a valid Investment Risk Profile and complete the Fact Find Report by end of Welcome Period,
Opt in to be treated as an Accredited Investor,
Of the S$800,000 in Fresh Funds, invest and/or insure S$500,000 before the end of the Welcome Period,
Place S$300,000 in a 6-month Time Deposit,
Hold an eligible primary Citi Credit Card,
Maintain the Citigold relationship up to point of reward fulfilment.

¹ Click here for Citi New-to-Bank Welcome Programme 2025 Terms and Conditions

² Click here for SGD Time Deposit terms and conditions

³ Subject to meeting Accredited Investor eligibility criteria. Please note the application for Accredited Investor status is approved at the sole discretion of Citi. Please note that where you have opted in to be treated as an Accredited Investor, Citibank is exempt from complying with certain requirements under the Financial Advisers Act, 2001 of Singapore and the Securities and Futures Act, 2001 of Singapore, and certain regulations, notices and guidelines issued thereunder. Learn more about the effect of being treated as an Accredited Investor at www.citibank.com.sg/AccdInv> Schedule 2.

Enjoy up to S$60,676* welcome rewards when you join Citigold.

From now till 30^th April, apply online to enjoy additional S$200^# Digital Bonus cash credit.
You are new to Citigold Private Client if you do not have an existing current/savings account with us.

Learn more

Join Citigold

PREFERENTIAL INTEREST RATES

Earn special interest rates on your time deposits

SGD and USD Time Deposit Promotion

Currency	New Funds Deposit Amount	Eligible Customers		Eligible Accredited Investor Customers
Currency	New Funds Deposit Amount	3 Months (p.a.)	6 Months (p.a.)	3 Months (p.a.)	6 Months (p.a.)
USD	US$10,000 to US$10,000,000	3.65% p.a.	-	3.70% p.a.	-
SGD	S$10,000 to < S$250,000	1.15% p.a.	1.05% p.a.	1.20% p.a.	1.10% p.a.
	S$250,000 to S$10,000,000	1.20% p.a.	1.10% p.a.	1.25% p.a.	1.15% p.a.

Click here for Citigold Fresh Funds Time Deposit Promotion Terms and Conditions

SGD and USD New-to-Bank New Funds Time Deposit Promotion

Currency	New Funds Deposit Amount	Eligible Customers
Currency	New Funds Deposit Amount	3 Months (p.a.)	6 Months (p.a.)
SGD	S$350,000 to < S$1,500,000	1.30% p.a.	1.20% p.a.
SGD	S$1,500,000 to S$5,000,000	1.50% p.a.	1.40% p.a
USD	US$260,000 < US$1,200,000	3.65% p.a.	-
USD	US$1,200,000 to US$5,000,000	3.75% p.a.	-

Click here for SGD and USD New-to-Bank New Funds Time Deposit Promotion Terms and Conditions

SGD Time Deposit Investment Bundle Promotion

Currency	Investment Amount	Investment Sales Charge	Eligible Customers	Eligible Accredited Investor Customers
Currency	Investment Amount	Investment Sales Charge	2-Months (p.a.)	2-Months (p.a.)
SGD	S$50,000 and above	1% and above	2.10% p.a.	2.15% p.a.

Click here for Citigold SGD Time Deposit Investment Bundle Promotion Terms and Conditions

Foreign Currency Time Deposit Investment Bundle Promotion

Currency	Eligible Customers	Eligible Accredited Investor Customers
Currency	2 months (p.a.)	2 months (p.a.)
USD	3.90% p.a.	3.95% p.a.

Click here for Citigold USD Time Deposit Investment Bundle Promotion Terms and Conditions

BROKERAGE

Commission-free buy trades for new brokerage accounts

Enjoy 6-month commission-free buy trades online* for U.S. and Hong Kong markets when you open a new Brokerage account.

* Citibank Online Brokerage Promotion applicable for a period of 180 days starting from day of brokerage account opening. Citibank Online Brokerage Promotion terms and conditions apply.

CITI CREDIT CARD BENEFITS

Receive exclusive benefits on your Citi Credit Cards

Enjoy annual fee waiver on one Citibank core credit card (excludes Citi Ultima Card and Citi Prestige Card) and one Citibank co-brand credit card.

Also, earn up to 30% more annual Relationship Bonus with the Citi Prestige Card based on your relationship and your tenure with Citi. Find out more here.

Citi Fresh Funds Top-Up Promotion (For Citigold Private Client or Citigold relationships)!

Elevate your wealth strategy with fresh funds and unlock stacked rewards. Enjoy cash rewards of up to S$52,788^# in addition to attractive Time Deposit rates.

Enrol and deposit your fresh funds between 1 March and 30 April 2026 and and maintain your account balance for four months thereafter. Additionally, purchase any of the Investment products between 1 March and 31 August 2026 to enjoy bonus cash rewards.

^#T&Cs apply.

Learn More

YOUR REFERRAL GIFT

Refer and receive up to S$2,000^

Invite your family and friends to experience more with Citigold or Citigold Private Client. Simply share your referral invitation code
and look forward to receiving an exclusive reward from Citi.

^Terms and Conditions >

Start referring now

An eligible Accredited Investor is an individual: (i) whose net personal assets exceed in value S$2,000,000 (or its equivalent in foreign currency), of which the net equity of the individual’s primary residence is no more thanS$1,000,000. OR (ii) whose financial assets (net of any related liabilities) exceeding in value S$1,000,000 (or its equivalent in foreign currency), OR (iii) whose income in the preceding 12 months is not less than S$300,000 (or its equivalent in foreign currency) Please note the application for Accredited Investor status is approved at the sole discretion of Citi. For more detailed information on the Accredited Investor eligibility and definitions, please refer to www.citibank.com.sg/AccdInv (Schedule 1).

The promotions, products and services mentioned in this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. This website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit www.sdic.org.sg.

Important Insurance Disclaimers

The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA") and distributed by Citibank Singapore Limited. All insurance applications are subject to AIA's underwriting and acceptance. This is only general product information provided and is not a contract of insurance. The information provided must be read with, and is subject to, all the terms and conditions and exclusions contained in the policy contract. Protected up to specified limits by SDIC. Please refer to full disclosures applicable to relevant product(s) and/or service(s).

Foreign currency investments are subject to rate fluctuations which may provide both opportunities and risks. You may experience a loss when you convert foreign currency back to your home currency. You should therefore determine whether any foreign currency investment is suitable for you in light of your investment objectives, financial means and risk profile.

Securities investments are not bank deposits and involve risks, including the possible loss of the principal amount invested. The price of securities can and does fluctuate; sometimes dramatically, and that any individual security may experience upward or downward movements, and may even become valueless. Therefore it is as likely that losses will be incurred rather than profit made as a result of buying and selling securities. This is the risk that customers should be prepared to accept. Investors investing in securities denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Citibank is not recommending the Brokerage Account or giving any advice in relation to customers' securities investments. Customers will take complete responsibility for any losses resulting from their trading strategy.

Interested investors should seek the advice of their financial advisors, as appropriate. In the event that you choose not to seek advice from a financial advisor, you should carefully consider whether securities investments are suitable for you in light of your investment objectives, financial means and risk profile.

Citibank full disclaimers, terms and conditions apply to individual products and banking services. For more details, please visit www.citibank.com.sg

This advertisement has not been reviewed by the Monetary Authority of Singapore.

^*To be eligible for the S$8,376* Citigold welcome rewards, you will have to fulfill all of the following criteria:-

- Successfully establish a Citigold relationship with S$800,000 in Fresh Funds,
- Sign up as an Accredited Investor (AI) on an individual basis in the capacity as a primary accountholder,
- Of the S$800,000 in Fresh Funds, invest and/or insure S$450,000 before the end of the Welcome Period,
- Place S$350,000 in a 6-month Time Deposit,
- Maintain the Citigold relationship up to point of reward fulfilment.

To be eligible for the S$60,676* Citigold Private Client welcome rewards, you will have to fulfill all of the following criteria:-

- Successfully establish a Citigold Private Client relationship with S$4,500,000 in Fresh Funds,
- Sign up as an Accredited Investor (AI) on an individual basis in the capacity as a primary accountholder,
- Of the S$4,500,000 in Fresh Funds, invest and/or insure S$3,700,000 before the end of the Welcome Period,
- Place S$800,000 in a 6-month Time Deposit,
- Maintain the Citigold Private Client relationship up to point of reward fulfilment.

^#For Citigold and Citigold Private Client Digital Bonus 2026 Terms and Conditions, please click here.

The information provided on this website does not constitute the marketing or offering of any products or services to individuals resident in certain countries/jurisdictions. For the comprehensive list of these countries/jurisdictions, please refer to the "Privacy" section in the footer of our Citibank Website. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

Citibank full disclaimers, terms and conditions apply to individual products and banking services.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Deposit Insurance Scheme