Citigold Debit Mastercard Privileges

Master the new Citigold Debit Mastercard

Packed with all the features you're used to. The convenience you want. Protection you need.
Plus a range of additional benefits.

Click here to view Local World Debit Mastercard Privileges.


The usage and retention of your ATM/ Debit Card is subject to the terms and conditions as set out in the Citibank Singapore Global Consumer Banking Terms and Conditions which can be found here.

Your Debit Card comes with a daily point of sales limit that is set at S$2,000. This limit is shared between signature-based, contactless payments (e.g. Mastercard® Contactless and payments made using digital wallets) and card not present transactions (including online, mail and phone orders). You may choose to increase/decrease this limit upon activation of your Debit Card. Notwithstanding the limit that you set, the limit on your Debit Card will remain subject to your available bank balance. Where we allow your Debit Card to be tagged to a Foreign Currency Account and used for any and/or all foreign currency fund in the Foreign Currency Account, foreign currency transactions and Cash Withdrawals will be directly authorized from the respective Foreign Currency Account in the foreign currency directly provided that that there are sufficient funds in the relevant foreign currency. In the event that you perform a Cash Withdrawal and/or Card Transactions in a different currency from the Foreign Currency Account tagged to your Debit Card, the transaction will be subject to an administrative fee of up to 2.5% on the converted amount, or such other rate as determined by us and notified to you.

Where your Debit Card has Visa or Mastercard Card Transaction functionality enabled, you acknowledge and accept that the Debit Card carries risk of unauthorized signature-based, contactless payments (e.g. Mastercard® Contactless and other payments made using digital wallets) or card not present transactions.

Double Swiping is a term used to describe the act of a second swipe of a payment card at a Point-of-Sale terminal after the first swipe to obtain initial authorization from the bank. The second swipe effectively exposes your Debit Card’s magnetic stripe full track data to compromise. You acknowledge and accept that double swiping the magnetic stripe of your Debit Card on Point-of-Sale readers or Electronic Cash Registers increases the risk of skimming and/or cloning and hence the theft of your sensitive payment card data.

If you choose to make a Card Transaction payment via the Visa or Mastercard Network, you will be bound by the relevant rules governing such transactions including but not limited to rules governing chargeback and dispute resolution.

Please note that your privileges, rewards and/or services will differ depending on your choice of debit network.

Please note that the third party links above lead to the respective third party sites. By clicking on the third party links above, you acknowledge that you are leaving the Citibank platform and entering a third party site and that Citibank Singapore Ltd will not be responsible for the information you provide at or receive from such third party sites.