CITI MARKET WATCH

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This Podcast is for general information only and should not be relied upon as financial advice. The information herein has no regard to the specific objectives, financial situation and particular needs of any specific person and is not intended to be an exhaustive discussion of the strategies or concepts mentioned herein or tax or legal advice. Listeners interested in the strategies or concepts mentioned herein should consult their tax, legal or other advisors, as appropriate. It is neither an offer nor a solicitation to purchase any products or services mentioned therein by Citibank Singapore Limited. This podcast does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorised or to any person to whom it is unlawful to distribute such information or make any offer or solicitation.

The information contained in this Podcast, including any data, projections, assumptions, are based on public sources, management analysis of information available and reflects prevailing conditions all of which are subject to change at any time without notice and where any information, material and services (“non-Citi material”) are provided by third parties who are non-affiliates of Citigroup, such non-Citi material may differ from those views, opinions and estimates held or expressed by Citigroup or other Citigroup personnel, and Citigroup does not endorse or recommend any non-Citi material. Although information in this podcast has been obtained from sources believed to be reliable, Citigroup and its affiliates do not guarantee the accuracy or completeness from non-Citi sources and accept no liability for any direct or consequential losses arising from its use. While every reasonable care has been taken to ensure the accuracy and objectivity of the information contained in this podcast, Citibank Singapore Limited accepts no liability for any error, inaccuracy and/or omission, any use or reliance of or any decision or action taken based on views expressed or information in this podcast, nor any liability to update the information contained in this podcast. In particular, actual results and developments may be materially different from any forecast, forward-looking statement, opinion or expectation expressed in this podcast.

Opinions expressed herein may differ from the opinions expressed by other businesses or affiliates of Citigroup, and are not intended to be a forecast of future events, a guarantee of future results or investment advice, and are subject to change based on market and other conditions. In any event, past performance is no guarantee of future results, and future results may not meet our expectations due to a variety of economic, market and other factors. Further, any projections of potential risk or return are illustrative and should not be taken as limitations of the maximum possible loss or gain.

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