As a Citigold Private Client customer, your tastes are sophisticated; and the lifestyle and experiences you choose exclusive and unbound by geographies, consistent with the global mindset that you have. Designed for the global citizen in you, the Citigold Private Client World Elite Debit Mastercard avails to you global access and privileges, and helps you do good while doing well.
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Citigold Private Client
Enjoy bespoke wealth management with Citigold Private Client
Grow and secure your wealth with bespoke wealth solutions.
Whatever wealth means to you, Citigold Private Client helps you grow and protect it.
For client with Investible Assets of S$1,500,000
Designed for the global citizen in you
Start a Citigold Private Client Relationship
Receive exclusive welcome rewards when you begin your wealth journey with us.
Promotions
Enjoy exclusive promotions and privileges when you start a Citigold Private Client relationship today.
What are you looking to do?
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Accumulate my wealth
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Protect myself and my loved ones
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Preserve my wealth
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Enhance my lifestyle
When it comes to wealth accumulation, these are some key focus areas you could consider:
Portfolio advisory
Global wealth management solutions
Our personalised approach is to work with you to create an investment strategy that reflects your financial goals, timeframe and attitude to risk.
Expand your investment horizons and access our range of products with varying levels of risk and returns across global markets.
Deposits Account
Choose from a variety of our offerings to enjoy higher interest rates on your savings and suit your financial planning needs, even with options to hold it in your local currency.
Investment Products
Grow and build your wealth with Citi's wide array of wealth management solutions and investment products.
Citibank Portfolio Finance
Citibank Portfolio Finance enables you to borrow at competitive rates against a broad range of financial assets as collaterals, including cash and equivalents, equities, bonds, mutual funds and structured notes, to meet liquidity needs and investment opportunities.
Mortgage
Your search for an ideal property financing solution ends with Citi Mortgage. Our Mortgage Advisors and Mortgage Client Care Team are committed to partnering you throughout your mortgage journey with us.
Insurance
In partnership with AIA, we help you protect your wealth against unforeseen events in life and safeguard the legacy you want to leave for your loved ones, with our suite of insurance solutions and dedicated insurance specialists.
Contents on this webpage are for general information only, and should not be relied upon as advice. The information provided does not have regard to any individual’s investment objectives, financial situation or particular needs. This webpage and its contents are not an offer nor solicitation to purchase, nor endorsement or recommendation of, any products or services by Citibank Singapore Limited, its related entities and their respective directors, agents and employees (together "Citigroup").
The promotions, products and services mentioned in the referenced document are not offered to individual residents in the European Union, European Economic Area, Switzerland, Guernsey and Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka or Peru. The referenced document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Investments
Click here for Important Investment Information.
Not Bank Deposits • Not Bank Guaranteed • May Lose Value • Not FDIC Insured • Not Offered to US Persons • Are subject to investment risks, including the possible loss of the principal amount invested.
This communication does not constitute the distribution of any information or the making of any offer of solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such document or to make any offer or solicitation. Interested investors should seek the advice of their financial advisors, as appropriate.
Investment products are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited, Citigroup, Inc or any of their affiliates or subsidiaries unless specifically stated. Investment products are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future results, prices can go up or down. Investors investing in investment and/or treasury products denominated in non-local currency should be aware of the risks of exchange rate fluctuations that may cause a loss of principal when foreign currency is converted back to the investors' home currency. The information on this webpage does not constitute the distribution of any information or the making of any offer of solicitation by anyone in any jurisdiction in which such distribution or offer is not authorised or to any person to whom it is unlawful to distribute such document or to make any offer or solicitation.
Investment Funds listed on Citibank Online or the Citi Mobile® App do not take in to account the investment objectives or financial situation of any particular person. Prior to entering in to a transaction, prospective investors should consult with their own legal, tax, financial, accounting and such other advisors to the extent they consider necessary, and make their own investment, hedging and trading decisions (including decisions regarding the suitability of the transaction) based on their own judgment and advice from those advisors. Investors should also read the relevant prospectus / offer documents (which are available upon request at branches of Citibank Singapore Limited) before investing in any Investment Funds. All applications for Investment Funds are subject to Terms and Conditions specific and must be made on the application forms accompanying the prospectus or otherwise prescribed by the issuer.
Investment products are not deposits, are not subject to the provision of the Deposit Insurance Act and Policy Owners' Protection Schemes Act 2011 of Singapore and are not eligible for Deposit Insurance Coverage under the Deposit Insurance Scheme.
Investment products are not available to U.S. persons and may not be available in all jurisdictions.
As you gain more and more from life, you would want to be assured that you are covered at every point with insurance strategies that are tailored to your needs – to protect your income, your assets, your business.
Asset Distribution
Family Protection
Be assured of your financial legacy with plans that set you and your family up for the future, no matter what you choose to pursue.
Secure peace of mind for yourself and your loved ones from anxiety and financial pressure, when the unexpected happens.
Life Insurance Solutions
Explore life insurance solutions to help you grow and protect what matters most
Personal Accident Plans
Protect yourself and your loved ones against accidents, critical illnesses and more
Credit Insure Gold
Cover your outstanding balances in the event of critical illness and more
With your chief goals of growing and preserving wealth, you may find yourself looking far into your future – how to grow wealth, preserve it, and also spend it wisely during retirement.
Legacy Planning
Retirement and Savings
As partners on your wealth journey, we recognize the great responsibility that comes with your wealth.
Be assured of your financial legacy with plans that set you and your family up for the future, no matter what you choose to pursue.
Retirement Insurance Plans
Futureproof your lifestyle with the right income and protection plans.
Legacy Protection Plans
Maximise your wealth with lasting protection that stretches to the next generation.
Savings Insurance Plans
Get assurance for your health and wealth when you safeguard against uncertainties.
The two key considerations for enhancing your lifestyle that may interest you are:
Global Banking Services
Lifestyle Privileges
When you achieve a certain level of success in life, you would want to enjoy all that this destination has to offer.
Start with global privileges that make the most of your worldwide Citigold Private Client status.
Citibank Global Wallet
With Citibank Global Wallet, you can enjoy zero foreign currency conversion fees for your overseas and online spends. Plus, you can lock in FX rates when they are favourable for even better deals at checkout.
Citigold Private Client World Elite Debit Mastercard
Gain access to a broader range of meticulously crafted privileges designed to elevate your lifestyle and banking experience with us
Citi Wealth Hub
An exclusive wealth management experience awaits. See wealth from a new perspective. Explore Our Citi Wealth Hub and Citi Wealth Centres, dedicated to Citigold and Citigold Private Client customers.
Our Privileges
Lifestyle Privileges
Enjoy the finer things in life accorded only to a select few and indulge in exquisite privileges curated specially for you.
Exclusive Events
Be invited to a host of exclusive wealth and lifestyle events specially curated with you in mind.
Citi Prestige Card
As one of the leading cards in travel privileges and lifestyle rewards, the Citi Prestige Card opens up a world of indulgence, giving you access to exclusive events, round-the-clock global concierge service and more. In addition, earn up to 30% more annual Relationship Bonus based on your relationship and your tenure with Citi.
Citi World Privileges
Enjoy attractive deals at the world's leading hotels, retail shops, restaurants, tourist attractions and more
Our Advisory
As a Citigold Private Client customer, enjoy access to a suite of wealth advisory tools, as well as global insights backed by over 350 Citi analysts worldwide.
Getting to know you and your needs
Your dedicated Client Advisor1 puts you and your needs at the core of the Gold Conversation. Your Client Advisor1 will have an in-depth conversation to understand your current financial position, goals and needs, to determine a suitable investment portfolio for you.
1Depending on your banking needs, you may be assigned a dedicated Service Relationship Manager instead of a Client Advisor. The Service Relationship Manager’s expertise is in banking-related transactions such as account servicing, service transaction processing. The Service Relationship Manager will also facilitate your contact with a Client Advisor and a team of wealth experts to ensure that you receive the appropriate advisory you need to meet your diverse wealth management needs.
Stay in control with a 360° view of your portfolio
Portfolio 360° is a personalised investment portfolio analysis tool designed to provide a holistic multi-asset view of your portfolio. This tool combines the expertise of our key proprietary tools, portfolio risk evaluator, bond advisory, and equity analysis within a single touchpoint, providing you with convenience and confidence to make well-informed decisions. The Portfolio 360° analysis helps you to understand the risk-reward profile of your existing and preferred portfolios, enabling you to further explore suitable investment opportunities with your Client Advisor and Investment Counsellor.
What you can expect from Portfolio 360°:
- Comprehensive views of sub-asset classes, breakdown of investment products including unit trusts, equities, and fixed income
- Incorporate external investments that you may have for a more complete analysis of your overall portfolio
- Perform comparative portfolio analysis in asset allocation, historical performance, and risk of current and re-balanced portfolios
- Gain insights on portfolios in simulated periods of market stress such as the Global Financial Crisis and European Debt Crisis
- Analyse the cash flow of your bond portfolio and understand the impact of interest rate changes on the portfolio with and without leverage
Portfolio 360º is not a program or offering, but is a tool to recommend diversification that is meant for reference purposes only. Portfolio 360º is: (i) not binding on part of the customers; (ii) not monitored by Citibank with respect to customers’ individual investment holdings; and (iii) not personalized to the specific needs of any individual customer. It is important to note that while recommendations based on Portfolio 360º represent our best thinking in terms of asset allocation and diversification, they serve only as a guideline for investors based on certain risk profiles. Market movements, changing market views, time horizons and liquidity constraints (among others) may result in your portfolio’s asset allocation deviating from the model allocation.
This website is for information only and does not constitute any offer or solicitation to buy or sell. Investors should refer to the relevant offering documents for detailed information prior to subscription. Investments are not bank deposits and involve risks, including the possible loss of the principal amount invested. Investors investing in investments denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Investment prices may go down as well as up. Unless specified, these investments are not obligations of, guaranteed or insured by Citibank Singapore Limited, Citibank, N.A., Citigroup Inc. or any of its affiliates or subsidiaries, or by any local governmental or insurance agency. Investment Services are not eligible for U.S. persons and might only be applicable to limited jurisdiction.
Keep your wealth goals on track with Citigold Total Wealth Advisor tool
In life, we set goals to achieve our aspirations. The key is to stay on track and perfect them as you go along. Especially for growing your financial wealth.
The Citigold Total Wealth Advisor, a goal-based wealth advisory tool developed exclusively for Citigold and Citigold Private Client customers, helps you plan, monitor and manage your portfolio in one place.
- Set your wealth goals with your Client Advisor, who will work closely with you to achieve your financial aspirations.
- Track how your portfolio value changes over time and monitor your goals' real-time progress, at your convenience.
- Modify as you go along by measuring your portfolio against Citigold Diversification Index and Citi's Model Portfolios and bring your goals back on track2.
Achieve your financial goals
With Citigold Total Wealth Advisor, set your wealth goals and track your progress at your convenience via Citibank Online or your Citi Mobile® App.
Speak to your Client Advisor today.
1Portfolio stress test and customised alerts via Citibank Online and Citi Mobile® App are currently not available and will be introduced progressively.
2The term "Portfolio(s)" referred to in this document are merely references to illustrations of asset allocations in general and are not personalized to your specific investment needs. Your individual investment holding(s) will not be actively monitored by Citibank Singapore Limited and Citibank Singapore Limited does not undertake to, and is not obliged to, undertake a review, manage or monitor your investment holding(s) or to track your investment holding(s).
Gain confidence in every market situation
With the Portfolio Risk Evaluator tool, your Client Advisor will check your portfolio's resilience and performance by running it through a 'stress-test' of simulated significant market events.
- Understand how your portfolio will perform during periods of adverse market conditions
- Provides an in-depth risk and return comparison between your existing and Citi's proposed portfolio under various scenarios
- Helps you understand your risk exposure and make more informed financial decisions
How diversified is your portfolio?
Using our in-house Citigold Diversification Index (CDI) tool, your Client Advisor can provide you with greater insight into the diversification level of your existing investments, taking into consideration investments into various asset classes as well as the level of product holding concentration. Diversification aims to lower risk by spreading across various investments products as opposed to holding a single investment over a medium to a long time period. A well-diversified portfolio is better equipped to navigate market volatilities over time.
Invest across the globe
Whether you're looking for a truly global investment strategy or insights into the latest market developments, The Citigold Client Advisory Group will help you tap into wealth building opportunities from around the world.
Uncover market insights and stay updated with the latest market updates, thought leadership content on the go. Regardless of where you are on your wealth journey, you will be able to find relevant content and useful insights. Learn more here
Enjoy elevated privileges as a valued Citigold Private Client customer who is
an Accredited Investor and a Citi Prestige cardmember.
Receive welcome rewards worth up to S$61,376* and up to 162,500 ThankYouSM Points1 (65,000 Miles).
Plus, enjoy up to 30% Relationship Bonus Points+ on your Citi Prestige Card
Enhanced Welcome Offer or Annual Fee Waiver on Citi Prestige Card
Recieve up to 162,500 Thank YouSM Points1 (65,000 miles) or, for the first time ever,
enjoy a one-time annual fee waiver2 (worth S$598 plus prevailing GST)
Airport Lounge Access
Access airport lounges worldwide with 16 complimentary visits3 via Priority Pass and DragonPass
Golf Experiences
Tee off at highly celebrated golf courses with up to 11 complimentary games4
Complimentary Points Transfer
Enjoy 2 complimentary Points Transfers5 for airline miles or hotel points
Priority Booking for Exclusive Experiences
Get priority access to sought-after restuarants and premier entertainment experiences6
Complimentary e-Trades
Enjoy complimentary e-Trades7 (rebate on fees capped at S$800)
Enjoy cash rebate with Citi PayAll
Get up to 0.6% cash rebate8 for every S$1 spent on Citi PayAll fee-paying transactions
Preferential rates for New Funds placement
Enjoy preferential rates of up to 1.65%9 p.a. on a 6-month SGD Time Deposit.
Investing as an Accredited Investor
- Services available to an Accredited Investor
- Who qualifies as an Accredited Investor*?
- How does one sign up as an Accredited Investor with Citi?
Diversified
wealth
opportunities
Access to a more comprehensive
range of financial products
and services available only to Accredited Investors
Access to a
team of wealth
experts
Connect with an experienced
Client Advisor and a team
of wealth experts who will
partner you to achieve
your wealth goals
WIDE
RANGE OF
INVESTMENTS
Trade in Bonds, Structured
Notes and restricted Investment
Funds without the minimum
S$200k per transaction
requirement
Accredited Investors are assumed to be better informed, and better able to access resources to protect their own interests and therefore require less regulatory protection. Investors who agree to be treated as accredited investors therefore forgo the benefit of certain regulatory safeguards. When the bank deals with Accredited Investors, Citibank is exempt from complying with certain requirements under the Financial Advisers Act, 2001 (“FAA”) of Singapore and the Securities and Futures Act, 2001 of Singapore, and related regulations, notices and guidelines that are meant to provide regulatory safeguards to retail clients. This includes, but is not limited to, a number of business conduct requirements such as Disclosure of Product Information (Section 34 of FAA), Reasonable Basis for Investment Recommendation (Section 36 of FAA), and Disclosure of Certain Interests in Securities (Section 45 of FAA), and which sections client cannot rely upon in relation to any civil claim against Citibank or a Citigroup company. Investors should consult a professional adviser if they do not understand any consequence of being treated as an accredited investor.
As an Accredited Investor, client is responsible for any and all suitability and reasonableness decisions on investments, including any advice on product suitability received from Citibank. Learn more about the effect of being treated as an Accredited Investor at www.citibank.com.sg/AccdInv > Schedule 2.
An Accredited Investor is an individual who meets the requirements set out under the Securities and Futures Act, 2001 of Singapore and opts in to be treated as an Accredited Investor by the bank. To qualify, the individual will need to fulfil one of the following criteria below:
- Net personal assets exceeding S$2 million in value (or its equivalent in a foreign currency). Applies to combined assets of all account holders if it is a joint account; or
- Financial assets (net of any related liabilities) exceeding S$1 million in value (or its equivalent in a foreign currency). Applies to combined assets of all account holders if it is a joint account; or
- An income in the preceding 12 months of not less than S$300,000 (or its equivalent in a foreign currency). Applies to primary account holder.
*Subject to meeting Accredited Investor eligibility criteria. Visit www.citibank.com.sg/AccdInv for details on eligibility criteria and for more information about opting in as an Accredited Investor.
Existing Customers
If you are an existing Citigold or Citigold Private Client customer, please reach out to your Client Advisor who will guide you on the Accredited Investor sign up process.
Not banking with us yet?
Begin your wealth journey with us and receive exclusive welcome rewards tailored for new clients.
For clients with Investible Assets of S$1,500,000
Your dedicated Client Advisor will guide you on the Accredited Investor sign up process.
Global Bank
Citi Wealth Insights
Find out more about global economic updates and stay up to date with our views on the latest financial trends from across the world.
Citibank Global Wallet
With Citibank Global Wallet, you can enjoy zero foreign currency conversion fees for your overseas and online spends. Plus, you can lock in FX rates when they are favourable for even better deals at checkout.
Citibank Global Transfer
Enjoy instant, fee-free global money transfers between your local or overseas Citibank accounts via the online service.
Your Team
With Citigold® Private Client, you will enjoy access to best-in-class wealth advisory at Citi’s largest wealth hub, led by your Client Advisor1 and supported by a team of wealth experts. Equipped with digital wealth tools designed to help you plan and manage your portfolio as market conditions change over time, you can work confidently towards your wealth goals
Your current financial position, goals and needs are central to the conversations you have with your dedicated Client Advisor1 who is trained through the Citi | Wharton Global Wealth Institute and has at least 10 years of experience. With Portfolio 360° tool designed exclusively for Citigold Private Client customers, you can now have a holistic multi-asset view of your portfolio and make well-informed decisions conveniently and confidently
1Depending on your banking needs, you may be assigned a dedicated Service Relationship Manager instead of a Client Advisor. The Service Relationship Manager’s expertise is in banking-related transactions such as account servicing, service transaction processing. The Service Relationship Manager will also facilitate your contact with a Client Advisor and a team of wealth experts to ensure that you receive the appropriate advisory you need to meet your diverse wealth management needs.
Partners your Client Advisor to draw up wealth plans and investment strategies that help meet your financial goals all while providing insights and advisory backed by Citi’s House views.
Balancing the complexities of wealth growth and protection against the unforeseen may be challenging but you have the support of an Insurance Specialist who is there to understand your needs and help you explore solutions to safeguard you and your loved ones at any life stage.
Whether you’re getting your dream home, refinancing your forever home or looking to unlock equity from your home, you can turn to a Mortgage Specialist for holistic home solutions.
Start your wealth journey with a Citi account.
At Citi, we understand your aspirations and wealth goals evolve over time. That is why we offer a range of wealth advisory as well as products and solutions to suit your changing needs.
Citigold
Singapore Clients: AUM S$250,000 to < S$1.5 Million
IPB Clients: AUM US$200,000 to < US$1 Million
- Be supported by a dedicated Client Advisor and team of wealth experts
- Set, track and modify your goals with the Total Wealth Advisor tool
- Manage your wealth on-the-go with the Citi Mobile® App
- Enjoy preferential rates and lifestyle privileges curated for you
- Be invited to market outlook and bespoke lifestyle events
Citigold Private Client
Singapore Clients: AUM S$1.5 Million and above
IPB Clients: AUM US$1 Million and above
- Be supported by a dedicated Client Advisor and team of wealth experts
- Gain access to a range of portfolio management and digital wealth tools, and enjoy preferential rates
- Manage your wealth on-the-go with the Citi Mobile® App
- Relish in a broad range of travel and lifestyle privileges
- Be invited to market outlook and bespoke lifestyle events
*To be eligible for the S$9,151* Citigold welcome rewards, you will have to fulfill all of the following criteria:-
- Successfully establish a Citigold relationship with S$800,000 in Fresh Funds,
- Maintain a valid Investment Risk Profile and complete the Fact Find Report by end of Welcome Period,
- Sign up as an Accredited Investor (AI) on an individual basis in the capacity as a primary accountholder,
- Of the S$800,000 in Fresh Funds, invest and/or insure SS$550,000 before the end of the Welcome Period,
- Place $250,000 in a 6-month Time Deposit,
- Hold an eligible primary Citi Credit Card,
- Maintain the Citigold relationship up to point of reward fulfilment.
To be eligible for the S$61,376* Citigold Private Client welcome rewards, you will have to fulfill all of the following criteria:-
- Successfully establish a Citigold Private Client relationship with S$4,500,000 in Fresh Funds,
- Maintain a valid Investment Risk Profile and complete the Fact Find Report by end of Welcome Period,
- Sign up as an Accredited Investor (AI) on an individual basis in the capacity as a primary accountholder,
- Of the S$4,500,000 in Fresh Funds, invest and/or insure S$3,500,000 before the end of the Welcome Period,
- Place $1,000,000 in a 6-month Time Deposit,
- Hold an eligible primary Citi Credit Card.
- Maintain the Citigold Private Client relationship up to point of reward fulfilment.
To be eligible for the S$61,376* Citigold Private Client welcome rewards, you will have to fulfill all of the following criteria:-
- Successfully establish a Citigold Private Client relationship with S$4,500,000 in Fresh Funds,
- Maintain a valid Investment Risk Profile and complete the Fact Find Report by end of Welcome Period,
- Sign up as an Accredited Investor (AI) on an individual basis in the capacity as a primary accountholder,
- Of the S$4,500,000 in Fresh Funds, invest and/or insure S$3,500,000 before the end of the Welcome Period,
- Place $1,000,000 in a 6-month Time Deposit,
- Hold an eligible primary Citi Credit Card.
- Maintain the Citigold Private Client relationship up to point of reward fulfilment.
Terms and conditions for the Citi New-to-Bank Welcome Programme 2026 apply and is available at www.citibank.com.sg/ntb
+Terms and conditions for the Citi Prestige benefits apply and is available at www.citibank.com.sg/prestigetnc
1Terms and conditions for the Citi Prestige Card 162,500 Citi ThankYouSM Points Welcome Offer apply and is available at www.citibank.com.sg/pmrctc
2Terms and conditions for the Citi Prestige Annual Fee Waiver apply and is available at www.citibank.com.sg/ctwafw
3Terms and conditions for the Complimentary Airport Lounge Access Promotion apply and is available at www.citibank.com.sg/ctwlounge
4Terms and conditions for the Additional Complimentary Golf Game Promotion apply and is available at www.citibank.com.sg/ctwgolf
5Terms and conditions for the Complimentary Points Transfer Promotion apply and is available at www.citibank.com.sg/ctwpt
6Applicable to Citigold Private Client customers with a minimum of S$1,500,000 in Assets Under Management, who are Accredited Investors and also Citi Prestige cardmembers.
7Terms and conditions for the Complimentary e-Trades Promotion apply and is available at www.citibank.com.sg/ctwtrade
8Terms and conditions for Citi PayAll Promotion apply and is available at www.citibank.com.sg/ctwpayall
9Terms and conditions for Citigold Private Client SGD Time Deposit Promotion apply and is available at www.citibank.com.sg/ctwtd
Accredited Investors are assumed to be better informed, and better able to access resources to protect their own interests and therefore require less regulatory protection. Investors who agree to be treated as accredited investors therefore forgo the benefit of certain regulatory safeguards. When the bank deals with Accredited Investors, Citibank is exempt from complying with certain requirements under the Financial Advisers Act, 2001 (“FAA”) of Singapore and the Securities and Futures Act, 2001 of Singapore, and related regulations, notices and guidelines that are meant to provide regulatory safeguards to retail clients. This includes, but is not limited to, a number of business conduct requirements such as Disclosure of Product Information (Section 34 of FAA), Reasonable Basis for Investment Recommendation (Section 36 of FAA), and Disclosure of Certain Interests in Securities (Section 45 of FAA), and which sections client cannot rely upon in relation to any civil claim against Citibank or a Citigroup company. Investors should consult a professional adviser if they do not understand any consequence of being treated as an accredited investor.
As an Accredited Investor, client is responsible for any and all suitability and reasonableness decisions on investments, including any advice on product suitability received from Citibank. Learn more about the effect of being treated as an Accredited Investor at www.citibank.com.sg/AccdInv Schedule 2.
Important Insurance Disclosures
The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA") and distributed by Citibank Singapore Limited. All insurance applications are subject to AIA’s underwriting and acceptance. This is only general product information provided and is not a contract of insurance. The information provided must be read with, and is subject to, all the terms and conditions and exclusions contained in the policy contract. These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the General Insurance Association Of Singapore (GIA)/ Life Insurance Association (LIA) or SDIC web-sites (http://www.gia.org.sg or http://www.lia.org.sg or www.sdic.org.sg). Please refer to full disclosures applicable to relevant product(s) and/or service(s).
Important Investment Information
Investments are:
Not Bank Deposits • Not Bank Guaranteed • May Lose Value • Not FDIC Insured • Not SDIC Insured • Not Offered to US Persons • Are subject to investment risks, including the possible loss of the principal amount invested.
This communication does not constitute the distribution of any information or the making of any offer of solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such document or to make any offer or solicitation. Interested investors should seek the advice of their financial advisors, as appropriate.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit www.sdic.org.sg
Disclaimer
The promotions, products and services mentioned in the referenced document are not offered to individuals resident in certain countries/jurisdictions. For the comprehensive list of these countries/jurisdictions, please refer to the "Privacy" section in the footer of our Citibank Website. The referenced document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.
Citibank full disclaimers, terms and conditions apply to individual products and banking services.
Citibank is currently located at 3 Changi Business Park Crescent, Singapore 486026.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Enjoy up to S$61,376* welcome rewards when you join Citigold or Citigold Private Client.
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