TIME DEPOSIT PROMOTION

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Earn exclusive interest
rates today.

Earn exclusive interest rates today.

Citigold Private Client gives you unrivalled privileges to help you meet your every financial need. As a Citigold Private Client, you will enjoy preferential interest rates on your time deposits.

SGD and USD Time Deposit Promotion

Maximise your deposit with greater returns.

Currency New Funds Deposit Amount 3 Months (p.a.) 6 Months (p.a.) 12 Months (p.a.)
USD US$50,000 to
US$3 million		 4.30% - 4.50%
SGD S$10,000 to
< S$250,000		 3.68% 3.48% -
S$250,000 to S$3 million 3.88% 3.68% -

SGD Time Deposit Promotion terms and conditions apply.

USD Time Deposit Promotion terms and conditions apply.

SGD Time Deposit Investment Bundle Promotion

Exclusive SGD Time Deposit Investment Bundle Promotion is yours to enjoy.

Currency Investment Amount Investment Sales Charge 2-Months (p.a.)
SGD S$50,000 and above 1% and above 6%

Click here for SGD Time Deposit Investment Bundle Promotion Terms and Conditions

Foreign Currency Time Deposit Investment Bundle Promotion

Exclusive Foreign Currency Time Deposit Investment Bundle Promotion is yours to enjoy.

Currency 3 months (p.a.)
USD 6.50%

Click here for Foreign Currency Time Deposit Investment Bundle Promotion Terms and Conditions.

Insurance Time Deposit Bundle

Enjoy preferential 2-month SGD or USD Time Deposit rate of up to 16.88% p.a. when you purchase an eligible insurance plan.

Regular Premium (Savings)
Annualised Premium		 2-month SGD or USD
Time Deposit interest rate (p.a.)
S$8,000 to < S$12,000 8.88%
S$12,000 to < S$18,000 10.88%
S$18,000 to < S$36,000 12.88%
S$36,000 to < S$50,000 15.88%
S$50,000 & above 16.88%
Regular Premium (Protection)
Annualised Premium		 2-month SGD or USD
Time Deposit interest rate (p.a.)
S$3,000 to < S$4,000 8.88%
S$4,000 to < S$6,000 10.88%
S$6,000 to < S$10,000 12.88%
S$10,000 to < S$20,000 15.88%
S$20,000 & above 16.88%
Single Premium (Savings) 2-month SGD or USD
Time Deposit interest rate (p.a.)
S$100,000 to < S$150,000 3.88%
S$150,000 to < S$250,000 6.88%
S$250,000 to < S$500,000 7.88%
S$500,000 to < S$1,000,000 9.88%
S$1,000,000 & above 11.88%
Single Premium (Protection) 2-month SGD or USD
Time Deposit interest rate (p.a.)
S$150,000 to < S$250,000 5.88%
S$250,000 to < S$500,000 6.88%
S$500,000 to < S$1,000,000 10.88%
S$1,000,000 & above 13.88%

Click here for full terms and conditions of the Insurance Time Deposit Bundle Promotion

To find out more or to make Citigold Private Client your wealth management partner, click here or call our Citigold Private Client Service Line at +65 6388 3388.

DisclaimersDisclaimers

The products and services mentioned in this document are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey , Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. They are also not offered to individuals in Brazil and New Zealand. This document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information please refer to SDIC's website at www.sdic.org.sg.

Only Citigold Private Clients can enjoy these preferential interest rates. A Citigold Private Client relationship starts with a minimum Assets Under Management of S$1,000,000. Assets Under Management refers to the combined balances held in a client's primary accounts including Citibank Checking and Savings account, Time Deposits and Investments. For placement of Time Deposits, a Citibank Savings or Checking Account is required.

An administrative fee or withdrawal charge may be imposed for termination of time deposits prior to maturity date. No pre-termination of the time deposit is allowed for CNH and ZAR currency.

Foreign currency investments are subject to rate fluctuations which may provide both opportunities and risks. You may experience a loss when you convert foreign currency back to your home currency. You should therefore determine whether any foreign currency investment is suitable for you in light of your investment objectives, financial means and risk profile.

By responding to this advertisement and providing your personal data, you consent to Citibank contacting you to market Citibank products and services including via the telephone.

Citibank full disclaimers, terms and conditions apply to individual products and banking services. For more details, please visit http://www.citibank.com.sg ©2020 Citibank Singapore Limited. All rights reserved. Citi, Citibank, Citigold Private Client, Citi and Arc Design, and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world. Citibank Singapore Limited Co. Reg. No. 200309485K.

Only applicable to Citigold Private Clients with minimum deposit of S$50,000 equivalent and maximum foreign currency deposit of S$1,000,000 equivalent per customer. CNH refers to Offshore Renminbi and ZAR refers to South African Rand. This promotion is applicable for new funds. New funds refer to a deposit of funds: (a) from outside Citibank and (b) which is incremental to the average daily balance of deposits for the month before the placement of the time deposit. For placement with existing funds, foreign exchange conversion for the full deposit amount is required for all currencies. For CNH & ZAR, foreign exchange conversion for the full deposit amount is required for fresh or existing funds. Time Deposit rates are correct as of 31 May 2015, valid till 30 June 2015, and subject to change without notice. For Offshore Renminbi Time Deposit account, the Offshore Renminbi Products and Services Terms and Conditions apply. You should be aware of the risks involved in placing an Offshore Renminbi Time Deposit.

Foreign currency deposits are not insured under the Singapore Deposit Insurance Scheme.

At present, Renminbi is not freely convertible and conversion of Renminbi is restricted. The government of the People's Republic of China continues to regulate conversion between Renminbi and foreign currencies. No physical deposit or withdrawal of Offshore Renminbi is permitted. There is no physical delivery of Offshore Renminbi. All placements/deposits into your Offshore Renminbi Time Deposit account can only be effected by converting funds denominated in a freely-convertible currency into Offshore RMB. A withdrawal of funds from your Offshore Renminbi Time Deposit account can only be effected by converting your Offshore Renminbi funds to a freely-convertible and available currency. You may therefore suffer loss from the foreign exchange conversion. In addition, you could potentially receive less than the full value of the principal amount. All currency conversions are subject to availability and will be effected based on Citibank's prevailing exchange rate. Currency conversions from Offshore Renminbi to a freely-convertible currency and vice versa will be effected at Citibank's prevailing exchange rates which will be based on the Offshore Renminbi interbank rates. The Offshore Renminbi interbank rates may be driven by various factors including market demand and supply and may be significantly different from the onshore Renminbi market rates. Citibank may at its discretion include a spread or markup in the exchange rates quoted. The Offshore Renminbi Products and Services terms and conditions apply. You should also be aware of the risks involved in placing an Offshore Renminbi Time Deposit.