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A Million Ways to Treat Yourself with Citi Mastercard
This season, your spending is your ticket to more!
Spend on Citi Mastercard Credit Cards and stand a chance to win a Dream Holiday worth S$20,000*
and/ or enjoy a 1-Night stay at the Capella Singapore†.
-
Spend and Win
Promotion period: 1 October to 31 December 2025 -
[Fully Enrolled] Spend and Get
Promotion period: 1 November to 31 December 2025
10 Dream Holidays to be won
Your chance to win a Dream Holiday worth S$20,000* – whether it's a luxe romantic getaway, a grand family adventure, or new standards of solo exploration.
Book the holiday you’ve always envisioned, or let Trip.com create a bespoke travel experience for you.
How to qualify
Spend a minimum of S$3,000 on your Citi Mastercard Credit Card during the
promotion period from 1 October to 31 December 2025.
Qualifying spends can be accumulated across multiple eligible Citi Mastercard Credit Card
held by the same cardmember.
Any Qualifying Spend charge to a supplementary cardmember of an Eligible Card will be added to
the Main cardmember’s Qualifying Spend.
More spend, more chances
1x Chance
for every S$500 spent*
Double your Chances
if you are a Citigold or Citigold Private Client customer*. Not an existing customer? Find out more.
Want to know how many chances you can earn from every spend? Here's an example.
The above table is for illustration purposes only.
Click here for the full terms and conditions for the Spend and Win Campaign.
FULLY ENROLLED
700 Capella Singapore 1-Night Stay's to be given away
Enjoy a complimentary 1-night stay (worth up to S$1,438.80) at Capella Singapore†, including breakfast for up to two adults and two children under 12 years old at Fiamma, and guaranteed late check-out at 2pm.
Citi Mastercard Exclusive Deals
50% off economy-class return flights every Friday (capped at S$150 per transaction)
Valid until 26 Dec 2025
Grab
GrabFood:
S$5 off with min. spend
Promo Code: MCCITIFOOD
Grab Dine-out:
S$5 off with min. spend
Promo Code: MCCITIDINE
Valid until 31 Dec 2025
Shopee
Electronics Category Promotion
• S$35 off with min. S$400 spend
• S$70 off with min. S$1,000 spend
Valid until 31 Dec 2025
Click here for more deals.
Promotions are subject to change.
Enjoy exclusive welcome
offer when you sign up
for a Citi Credit Card*
*T&Cs apply. Applicable for new
Citi Credit Cardmembers.
Citi Credit Cards
Double Your Chances
when you join Citigold or Citigold Private Client
Begin your Citigold or Citigold Private Client experience with the Citi Wealth First Account and enjoy up to 7.51% p.a. interest.
Cardmember Exclusive
Join Citigold to enjoy up to S$500 cash when you hold a Citi Credit Card.
Attractive Welcome Rewards
Receive welcome rewards worth up to S$37,760^ when you join Citigold
Wealth Privileges
Enjoy personalised wealth management, global insights, and exclusive privileges with Citigold.
FAQs
- Spend and Win
- Spend and Get
You will receive a customised holiday package to your selected Dream Holiday destination within the value of S$20,000.
It will be curated with and managed by Trip.com Singapore Reward Support Team. This covers:
• Flights
• Hotels
• Bundle & Save (Flight + Hotels)
• Trains
• Airport Transfers
• Car Rentals
• Attractions and Tours
• Packaged tours
The customised holiday package must be redeemed as one (1) single trip, defined as one continuous travel period with one (1) departure flight out of Singapore booked via Trip.com Singapore.
There is no limit to the number of travellers included within the Trip, provided all bookings fall within the value of S$20,000.
No enrolment is required.
The qualifying period of the Spend and Win Campaign is from 1 October 2025 – 31 December 2025 (both dates inclusive).
1. As a base criterion, you qualify by spending at least S$3,000 on your Citi Mastercard Credit Card(s) within the Campaign period.
2. You earn 1x chance for every S$500 spend.
3. Cardmembers who are Citigold or Citigold Private Client customers get double chances for every S$500 spent.
You can only use your Citi Mastercard Credit Card(s) to make the qualifying spends, which can be accumulated across multiple eligible Citi Mastercard Credit Cards held by the same cardmember. However, spends made using Citibank Ready Credit Card, any Citi Corporate Card, Citi Purchasing Card, Citi Travel Account, Citi Travel Lodge Card, and Citi Clear Card are excluded.
You will receive a one-night stay in the Premier Garden King Room at Capella Singapore, booked through Trip.com. This includes:
- Daily breakfast for up to two adults and two children under twelve years old at Fiamma
- Guaranteed late check-out at 2pm
Yes, a one-time SMS enrolment is required.
1. Enrol by sending an SMS as per below:
| SMS in the prescribed format below to 72484 |
| CITIMCSG<space>Last 4 digits of the Eligible Card number (e.g. CITIMCSG 1234) |
2. Enrolment is required and Gift is subject to a cap of 700 Eligible Cardmembers on a first-come, first-served basis, subject to the fulfilment of the Qualifying Criteria
The Promotion period of the Spend and Get Promotion is from 1 November 2025 – 31 December 2025 (both dates inclusive).
Yes, you can only use your Citi Mastercard Credit Card(s) to make the qualifying spends, which can be accumulated across multiple eligible Citi Mastercard Credit Cards held by the same cardmember. However, spends made using Citi Clear Card, Citibank Ready Credit Card and Citi Commercial Cards are excluded.
Terms & Conditions
*Click here for the full Citi Mastercard Credit Cards Million Dollar Giveaway Spend and Win Campaign terms and conditions.
†Click here for the full Citi Mastercard Credit Cards Million Dollar Giveaway Spend and Get Promotion terms and conditions.
^To be eligible for the S$5,760 Citigold welcome rewards, you will have to fulfill all of the following criteria:
- Successfully establish a Citigold relationship with S$800,000 in Fresh Funds,
- Maintain a valid Investment Risk Profile and complete the Fact Find Report by end of Welcome Period,
- Opt in to be treated as an Accredited Investor,
- Of the S$800,000 in Fresh Funds, invest and/or insure S$600,000 before the end of the Welcome Period,
- Hold an eligible primary Citi Credit Card,
- Maintain the Citigold relationship up to point of reward fulfilment.
To be eligible for the S$37,760 Citigold Private Client welcome rewards, you will have to fulfill all of the following criteria:
- Successfully establish a Citigold Private Client relationship with S$3,000,000 in Fresh Funds,
- Maintain a valid Investment Risk Profile and complete the Fact Find Report by end of Welcome Period,
- Opt in to be treated as an Accredited Investor,
- Of the S$3,000,000 in Fresh Funds, invest and/or insure S$2,500,000 before the end of the Welcome Period,
- Hold an eligible primary Citi Credit Card.
- Maintain the Citigold Private Client relationship up to point of reward fulfilment.
Terms and conditions for the Citi New-to-Bank Welcome Programme 2025 apply and is available at www.citibank.com.sg/ntb/
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit www.sdic.org.sg.
Disclaimers
The information provided on this website does not constitute the marketing or offering of any products or services to individuals resident in certain countries/jurisdictions. For the comprehensive list of these countries/jurisdictions, please refer to the "Privacy" section in the footer of our Citibank Website. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Citibank full disclaimers, terms and conditions apply to individual products and banking services.
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