Here’s to new beginnings

Here’s to new beginnings

Lunar New Year marks more than a celebration, it is a time to reconnect with loved ones, reflect on the year ahead and open doors to new opportunities.

As we welcome the Year of the Fire Horse, explore these offers designed to help you start the year on a prosperous note with Citi.

 Wealth Offers
Welcome Rewards when you join Citigold or Citigold Private Client
Welcome Rewards when you join Citigold or Citigold Private Client

Enjoy up to S$61,376* welcome rewards when you join Citigold or Citigold Private Client.

*T&Cs apply. Insured up to S$100k by SDIC.

Client Referral Programme
Client Referral Programme

Receive up to S$2,888* when you refer your friend and family to Citigold/Citigold Private Client. 

*T&Cs apply. 

Mortgage
Mortgage

Receive S$880 worth of eCapitaVoucher* this Lunar New Year when you take up a Citi home loan.

*T&Cs apply.

Online Brokerage
Online Brokerage

Enjoy 0% commission fee* for buy trades online in U.S. and Hong Kong markets.

*T&Cs apply.

Time Deposits
Time Deposits

Citigold Customers
Enjoy up to 1.45%* p.a. on a 6-month SGD Time Deposit, with new funds placement of S$250,000 to S$5,000,000.

Citigold Private Client Customers
Enjoy up to 1.65%* p.a. on a 6-month SGD Time Deposit, with new funds placement of S$250,000 to S$5,000,000.

*T&Cs apply. Insured up to S$100k by SDIC.

Add Spark to Your Celebration with These Festive Offers

Enjoy exclusive dining, shopping, and travel offers just for our Citi Cardmembers, to make your year a little sweeter.
Discover more deals on Citi Cards Privileges.

 Dining Offers

Savour bold flavours and local favourites at well-loved dining spots islandwide

Social Place
Social Place

15% off Yu sheng Bouquet with Alaskan King Crab (U.P. S$98)

Valid from 1 Feb until 3 Mar 2026

White Restaurant
White Restaurant

18% off Golden Abundance Bakkwa Yusheng and selected CNY exclusive dishes

Valid till 3 Mar 2026

Chen’s Kitchen
Chen’s Kitchen

20% off CNY sets for early bird reservations

Valid for early bird reservations until 31 Jan 2026, for dine-in/takeaway from 19 Jan – 3 Mar 2026, except 16 – 18 Feb 2026

Dian Xiao Er
Dian Xiao Er

S$5 off any Chinese New Year Eve Takeaway Bundle

Valid till 15 Feb 2026

One Farrer Hotel
One Farrer Hotel

Early Bird Offer (2 Jan - 31 Jan): 25% off Chinese New Year Goodies & Takeaways

Regular Offer (1 Feb - 16 Feb): 20% off Chinese New Year Goodies & Takeaways

Madame Fan
Madame Fan

Early Bird Offer (till 31 Jan): 20% off Take-home Lunar New Year Goodies (Promo Code: CITIMFCNY20)

Regular Offer (1 - 28 Feb): 15% off Take-home Lunar New Year Goodies (Promo Code: CITIMFCNY15)

 Shopping Offers

Elevate your shopping from chic fashion finds to daily essentials

Caltex
Caltex

Get up to S$8 off abalone products with a min gross fuel purchase of S$60

Valid till 28 Feb 2026

YeoMama Batik
YeoMama Batik

Up to 15% off with min. S$250 spend

Valid till 30 Jun 2026

Love Bonito
Love Bonito

15% off with min. S$150 spend

Valid till 16 Feb 2026

CHU Collagen
CHU Collagen

7% off with no min. spend and 10% off with min. S$100 spend

Valid till 31 Dec 2026

 Travel Offers

Travel experiences reimagined with exclusive perks

Traveloka
Traveloka

Citi Wednesdays: S$60 off min spend S$600

Promo Code: 

  • CITIXPLORE (Flights)
  • CITIXPLOREHTXP (Hotels and Attractions)

Valid till 31 Mar 2026

Trip
Trip.com (Exclusive with Citi Mastercard)

Up to S$100 off

Existing Users
Hotel:

  • S$100 OFF (min. spend S$1,000) on all hotel bookings
  • S$50 OFF (min. spend S$500) on all hotel bookings

Flight:

  • S$100 OFF (min. spend S$1,000) on all flight bookings
  • S$50 OFF (min. spend S$500) on all flight bookings

New Users
Hotel:

  • S$60 OFF (min. spend S$500) on all hotel bookings

Flight:

  • S$60 OFF (min. spend S$500) on all flight bookings

Valid till 31 Mar 2026

Klook
Klook (Exclusive with Citi Mastercard)

7% off min spend S$250, cap at S$20. Limited redemptions only. 

Valid till 30 Jun 2026

Start Your Banking Relationship with Us

Whether you’re starting out, growing your wealth, or taking it to the next level,
there’s a Citi relationship for you.

Citi Private Client

Citigold Private Client

Deposit a minimum of ≤S$1.5 Million in fresh funds to enjoy welcome rewards.

Experience bespoke advisory, priority access to global opportunities, and elevated lifestyle privileges with Citigold Private Client. 

Citigold

Citigold

Deposit a minimum of ≥S$350,000 in fresh funds to enjoy welcome rewards.

Enjoy personalised wealth management, global insights, and exclusive privileges with Citigold.

Citi Plus

Citi Plus

SG Clients: AUM < S$250,000

Start your wealth journey with bonus savings, digital tools, and always-on support.

Share Your Blessings with Citi’s e-Ang Bao

Spread the New Year joy with family and friends with our customised e-Ang Bao, available on the Citi Mobile® App

Citi’s e-Ang Bao

Welcome Rewards
Click here for the full terms and conditions for the Citi Welcome Rewards.

To be eligible for the S$9,151* Citigold welcome rewards, you will have to fulfill all the following criteria:-
- Successfully establish a Citigold relationship with S$800,000 in Fresh Funds,
- Maintain a valid Investment Risk Profile and complete the Fact Find Report by end of Welcome Period,
- Sign up as an Accredited Investor (AI) on an individual basis in the capacity as a primary accountholder,
- Of the S$800,000 in Fresh Funds, invest and/or insure SS$550,000 before the end of the Welcome Period,
- Place $250,000 in a 6-month Time Deposit,
- Hold an eligible primary Citi Credit Card and 
- Maintain the Citigold relationship up to point of reward fulfilment.

To be eligible for the S$61,376* Citigold Private Client welcome rewards, you will have to fulfill all the following criteria:-
- Successfully establish a Citigold Private Client relationship with S$4,500,000  in Fresh Funds,
- Maintain a valid Investment Risk Profile and complete the Fact Find Report by end of Welcome Period,
- Sign up as an AI on an individual basis in the capacity as a primary accountholder,
- Of the S$4,500,000 in Fresh Funds, invest and/or insure S$3,500,000 before the end of the Welcome Period,
- Place $1,000,000 in a 6-month Time Deposit,
- Hold an eligible primary Citi Credit Card and
- Maintain the Citigold Private Client relationship up to point of reward fulfilment.

Client Referral Programme
Click here for the full terms and conditions for the Client Referral Programme.

Mortgage
Click here for the full terms and conditions for the Citi Mortgage promotion.

Online Brokerage
Click here for full terms and conditions for the Citibank Online Brokerage Promotion.

Time Deposits
For Singapore Clients
Click here for the full terms and conditions for the Citigold SGD Time Deposit Promotion.
Click here for the full terms and conditions for the Citigold Private Client SGD Time Deposit Promotion.

For Citigold International Personal Bank (IPB) Customers
Click here for the full terms and conditions for the Citigold High-Rate Fresh Funds Time Deposit Promotion.
Click here for the full terms and conditions for the Citigold Private Client High-Rate Fresh Funds Time Deposit Promotion.

Usage Offers
- Payment must be charged to a Citi Card. For card exclusions, please refer to respective promotion’s terms and conditions.
- Promotion is on a while stocks last basis and subject to the terms and conditions of the respective merchants.
- Citibank shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the products and/or services provided by third parties.
- Individual merchant terms and conditions apply.
- Visit Citi Card Privileges for the full terms and conditions.

For Singapore Clients:
The contents in this webpage do not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorised or to any person to whom it is unlawful to distribute such contents or make such an offer or solicitation.

For International Personal Bank Clients:
This website is registered and physically located outside of Kazakhstan. All products and services, as may be described in the marketing materials published on the website, will be offered, negotiated and rendered by the offshore bank (Citibank International Personal Bank Singapore) from outside Kazakhstan.

The information provided on this website does not constitute the marketing or offering of any products or services to individuals resident in certain countries/jurisdictions. For the comprehensive list of these countries/jurisdictions, please refer to the "Privacy" section in the footer of our Citibank Website. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit www.sdic.org.sg

Important Insurance Disclosures
The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA") and distributed by Citibank Singapore Limited. All insurance applications are subject to AIA’s underwriting and acceptance. This is only general product information provided and is not a contract of insurance. The information provided must be read with, and is subject to, all the terms and conditions and exclusions contained in the policy contract. Protected up to specified limits by SDIC. Please refer to full disclosures applicable to relevant product(s) and/or service(s).

Important Investment Information
Investment products are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited, Citigroup, Inc or any of their affiliates or subsidiaries unless specifically stated. Investment products are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future results, prices can go up or down. Investors investing in investment and/or treasury products denominated in non-local currency should be aware of the risks of exchange rate fluctuations that may cause a loss of principal when foreign currency is converted back to the investors' home currency.

Interested investors should seek the advice of their financial advisors, as appropriate. In the event that you choose not to seek advice from a financial advisor, you should carefully consider whether the investment products are suitable for you in light of your investment objectives, financial means and risk profile. Investment products are not available to U.S. persons and may not be available in all jurisdictions. Please refer to the “Investments” section of our Disclaimers website for the full list of disclosures.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Citibank full disclaimers, terms and conditions apply to individual products and banking services.

Important Information

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