Arriving in Singapore.

Arriving in Singapore.
In this section, Citi guides you through certain basic areas of life from housing to public services. We aim to provide the maximum information to ensure minimum hassle for yourselves and family.

Housing in Singapore is divided into public HDB apartments, private condominiums and private landed houses. Depending on your housing criteria such as location, costs and facilities, you may choose to buy or rent from these categories.

Should you decide to purchase a condominium apartment, Citibank offers very competitive Housing Loan packages. Click here for details.

For a premier quality living environment, you may also consider the services of a serviced apartment that provide larger living space and hotel alike services.

Renting a property

Check out what rental properties are available at:


To rent a property, it is best to go through a real estate agent who can help you negotiate the intricacies of the local housing regulations and the leasing agreement.

A leasing agreement will stipulate a set duration eg. 12 or 24 months; the rental amount and list of terms and conditions, which you can negotiate before signing; and the details of the property eg. address etc.

You should have a good understanding of the agreement before signing it as it is a legally binding document. As part of the agreement, you will have to sign a Condition Report so thoroughly inspect the property with the agent/owner to put on record any defects and disrepair before signing it. Keep your copy of the agreement safely.

It is usual to pay a rental bond of one month's rent for every year of lease and one month's rent in advance.


Local Calling

Singapore's main mobile phone networks are:

  • M1 Singapore
  • SingTel
  • StarHub

An island-wide high-speed fiber network for data, LAN and voice is in place providing cutting edge connectivity.


Singapore is a small country with a highly developed public transport system to every corner of the island. To use the public bus and the Mass Rapid Transit (MRT) train systems, you will need a stored value EZ-Link Card which you can obtain from bus terminuses, train stations and 7-Eleven stores.

  • Public Transport

    Public buses and MRT trains operate on a regular schedule. Kindly visit the respective sites of SMRT and SBS Transit for updated schedules. On weekends and the eve of public holidays, late night express buses also run. To pay for your journey, simply tap your EZ-Link card when you board and alight.

  • Taxi

    You may hail a taxi on the road, catch one from a designated taxi stand, call for a cab or make an advance booking. All taxis operate by meter. You can pay using cash and major credit cards.

Citi SMRT Card

Citi SMRT Card can double up as an EZ-Link Card. Enjoy up to 5% savings on your groceries, online purchases, taxi and public transport rides.

Click here to apply.



If you work in Singapore, you may be required to pay tax on your income. Therefore, you will require a Singapore bank account and a Singapore Tax File Number. Please visit Internal Revenue Authority of Singapore (IRAS) website for details.


Being prepared for any eventuality brings peace of mind. Citibank has a whole range of insurance products to suit your needs at every stage of life. It is never too early to be insured. For details, visit here.

International Money Transfer

Global Transfer

Citibank Global Transfer is a convenient and economical online service to keep in touch with your money. It lets you transfer funds instantly from your Citibank checking, savings or money market account to your Citibank accounts anywhere in the world. Click here to learn more on how you can manage your accounts anytime, anywhere.

Common payment methods

FAST FAST (Fast And Secure Transfers) is the new and latest electronic funds transfer service that lets our Citibank customers pay anyone, anytime, in Singapore, almost instantly. Your fund transfers can be made speedily and conveniently via Citibank Online or with the Citi Mobile App. Find out more here.
GIRO GIRO ia a tripartite mechansim between billing organisations, customers and the bank. GIRO is especially useful for bill payments which are regular in nature and of a fixed quantum. Citibank All-in-one Bill service helps you to keep track of all your bills easily. Your monthly bills are automatically charged to your credit card every month so you only need pay one bill - your credit card.
AXS stations Make use of the wide AXS network island-wide to pay your dues and bills or transfer funds with no Service fees* with Citibank Bill Pay. Making bill payments is never easier with Citibank Credit Card. Just bring your bill(s) and your Citibank Credit Card to your nearest AXS Station and follow the simple steps on the screen.

To learn more about Citibank's complete suite of Bill Payment services, please click here.