Interest-bearing checking account.

Plus instant access to funds and payments.

Apply for Citi MaxiSave Account right here!

What is MaxiSave Account?

The MaxiSave Account is an Interest-bearing checking account that offers checking convenience with 0.01% p.a. interest. Interests are credited every month. It also provides the first checkbook upon account opening for free.

Revision to the MaxiSave Account

With effect from 1 December 2020, please note that the following change will apply to the MaxiSave Account:

Prior to 1 December 2020 From 1 December 2020
Base Interest Rate First S$5,000 - 0.01% p.a.
Next S$25,000 – 0.05% p.a.
Above S$30,000 - 0.10% p.a.
0.01% p.a. on the entire account balance

There is no action required and the revised interest rate will apply to the account automatically.

Benefits of MaxiSave Account

  • Savings interest rates.
  • Debit card with point-of-sale debit payment.

Looking for an alternative way to boost your savings? You can earn up to 7.51% p.a.* with the Citi Wealth First Account. *T&Cs apply.

Find out more

Eligibility Criteria to Apply for a MaxiSave Account.

Eligibility Criteria Yes Individuals aged 18 years old and above
Individuals between 16 and 18 years old as secondary account holder

Features of MaxiSave Account.

Checking facilities Yes
  • First checkbook upon account opening will be issued upon request, at no charge.
  • Subsequent checkbooks are issued upon request via Citibank Online.
  • Free check imaging printed on monthly statements for easy monitoring and tracking
Interest Earning Yes Interest is accrued daily and credited monthly
Online Banking Yes Pay Anyone online cheque payment service, direct transfer of funds between accounts
Phone Banking Yes CitiPhone Banking and Automated Voice Response
Citibank Debit Card Yes Free Citibank Debit Card with access to Citibank ATMs as well as merchants worldwide

Terms & Conditions:Terms & Conditions:

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

For more information, please refer to SDIC's website at

The promotions, products and services mentioned in the referenced document are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. The referenced document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.

Citibank full disclaimers, terms and conditions apply to individual products and banking.