Enjoy 0% p.a. interest rate with 3.5% processing fee (EIR 7.85% p.a.)

Limited time only. Applicable to new Citi Credit Card or Citibank Ready Credit account holders on a 12-month loan tenure.

Readily available cash from your
Citi Credit Card
or Citibank Ready Credit Account



Enjoy up to S$400 Grab Food Voucher* when you apply for a Personal Loan with us. Valid till 30 June 2020.



Loan size/amount Loans booked via Citi Mobile® App
Minimum cumulative amount of S$10,000 S$50 Grab Food Voucher
Minimum cumulative amount of S$20,000 S$150 Grab Food Voucher
Minimum cumulative amount of S$50,000 S$400 Grab Food Voucher

*Fulfilment of Grab Food Voucher will take place within 2 months from the end of the promotion. Customer will receive an SMS by end of August 2020 with instructions on how to retrieve the promo codes.

*Click here to view Grab Food Voucher Promotion Terms and Conditions.

Get big things done in an instant

Convert your unutilised credit limit to cash in your Citi Deposit Account in 60 seconds*.

Cash on your terms

Get it anytime on your mobile phone and repay with plans up to 60 months.

Simple and Hassle-free

No documents required and no hidden fees.

*Instant disbursement is available only for Citi Deposit Accounts displayed during the funds disbursement option.

Get a Citi Quick Cash quote

I need
over
for my
=
from
/month
The monthly repayment amount is an estimation and may differ based on the interest rates offered to you based on your customer's profile.
  • Application via Citi Mobile® App
  • Application via Non Citi Mobile® App

Application via Citi Mobile® App

How it works on the Citi Mobile® App

Login to Citi Mobile App
1

Login to the Citi Mobile® App

Credit Card Account
2

Select Credit Card Account

Get Started with Quick Cash
3

Swipe left to go to Quick Cash, then tap "Get Started" and key in the amount of cash you need before tapping "Next"

 Select Repayment Plan
4

Select Repayment Plan and tap "Next"

Select your Citi Account
5

Select your Citi account to receive your loan proceeds instantly, or if you prefer another bank of your choice, key in the details and tap "Next"

Funds Credited to your Citi Account
6

Your funds will be credited into your Citi account. For non-Citi account holders, it will take 5 working days to get your funds

How others are using Citi Quick Cash

Citi Quick Cash - Covers your Medical bills
Medical expenses
Citi Quick Cash covers your medical bills so you can focus on your recovery with ease.
Citi Quick Cash - Finance your renovation costs
Home Renovation
Citi Quick Cash finances your renovation costs so you can build your ideal home.
Citi Quick Cash - Fund your Further Studies
Education
Citi Quick Cash funds your education so you can further your studies anywhere.

Download Citi Mobile® App to get Citi Quick Cash

Download on the App Store GET IT ON Google Play

Frequently Asked Questions

What is Citi Quick Cash?

Citi Quick Cash allows you to convert your Citi Credit Card / Citi Ready Credit available credit limit into cash, payable in monthly instalments along with your monthly payment.

What can I use for Citi Quick Cash for?

Right from big ticket purchases to home renovations, you can avail a Citi Quick Cash for any type of expenses. On the other hand, you can also apply for a Citi Quick Cash to pay for urgent expenses such as medical bills, business expenses, unexpected repairs and much more. With Citi Quick Cash, the possibilities are endless.

Where can I check the interest rates and repayment amount of the Citi Quick Cash loan?

You can check the interest rates and repayment amount of Citi Quick Cash during your loan booking application.

Does Citi offer flexible repayment options?

You can select repayment plans options ranging from 12 to 60 months at attractive rates.

What is the minimum income required to apply for a personal loan?

Minimal annual income for main applicant to qualify for personal loans:

  • S$30,000 for Singaporeans and PRs
  • S$42,000 for foreigners

What are the documents required to apply for Citi Quick Cash?

Existing Citi Credit Card / Citibank Ready Credit customers

Existing Citi Credit Card/ Citibank Ready Credit customers need not furnish any documents to apply for Citi Quick Cash.

For new customers

For salaried employees:

  • A photocopy of the front and back of your NRIC
  • Past 12 month's CPF statement submitted via CPF website
    OR latest Income Tax Notice of Assessment and latest original computerized payslip

For Self-Employed:

  • A photocopy of the front and back of your NRIC
  • Last 2 years' Income Tax Notice of Assessment and last 3 months' bank statements

For foreigners:

  • A photocopy of the front and back of your Passport/Employment Pass
  • Latest Income Tax Notice of Assessment and latest computerized payslip

How to apply?

Existing Citi Credit Card/ Citibank Ready Credit customers

Existing Citi Credit Card/ Citibank Ready Credit customers can apply for the Citi Quick Cash by logging onto Citi Mobile® App or Citibank Online.

Click here to apply now.

For new customers

Citi Quick Cash will require you to have a Citibank Ready Credit or Citi Credit Card to grant the loan.

If you wish to have Citi Quick Cash on a Ready Credit Account, you can start your application by clicking here. To find out more about Citibank Ready Credit account, click here

If you wish to have Citi Quick Cash on a Credit Card instead, you will need to apply for a Credit Card first and contact us to book Citi Quick Cash on the card. To find out more about the type of credit cards you can apply, click here.

I am having issues applying online. Who can I look for?

For any enquiries on your applications online, you can reach out to our Citiphone officers at +65 6225 5225.

Terms & Conditions

Click here to view Citi Quick Cash Terms and Conditions


^For a limited time only, new Citi Credit Card or Citibank Ready Credit account holders can enjoy a rate of 0% p.a. with 3.5% processing fee
(E.I.R 7.85% p.a.) for a 12 month loan tenor.

Personal Loans Interest Rates and Fees

For new to Citi customers taking a minimum loan amount of $20,000:

Tenure (months) 12 24 36 48 60
Nominal Interest Rates (per annum) 0.00% 4.00% 3.99% 4.01% 4.05%
Processing Fee (%) 3.50% 0.00% 0.00% 0.00% 0.00%
Effective Interest Rates (per annum) 7.85% 7.50% 7.50% 7.50% 7.50%

For new to Citi customers taking a loan amount of less than $20,000:

Tenure (months) 12 24 36 48 60
Nominal Interest Rates (per annum) 0.00% 4.82% 4.55% 5.72% 5.79%
Processing Fee (%) 3.50% 0.00% 0.00% 0.00% 0.00%
Effective Interest Rates (per annum) 7.85% 9.00% 8.50% 10.50% 10.50%

Note: Loans with 0% interest rate with upfront service fee option are available.

Upon approval, the funds will be deposited within the next working day into your Citibank account or up to 5 working days for non-Citibank account.

Cancellation fee:
3% of outstanding unbilled principal amount or S$100 whichever is higher.

Get Quick Cash now

The products and services mentioned in this application are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, and The Isle of Man. This application is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products or services mentioned herein to such individuals.

All fields are mandatory

Email:

Mobile Number:

Annual Income

Mailing Address

I confirm that I:

  • Am applying for Citi Quick Cash and Citi Credit Card/Citibank Ready Credit;
  • Have provided accurate and complete details about myself in this form;
  • Agree to the terms of Customer Declarations & Confirmation;
    and
  • Consent to the Citibank Singapore Limited contacting me for marketing of Citibank products and services including via the telephone.

    Consent to the Citibank Singapore Limited contacting me for marketing of Citibank products and services including via the telephone. You can find more information about Privacy here >>

Upon submission, our Customer Service Officer will contact you within 24 hours or the next business day.