What is your relationship with Citi?
- New to Citi clients
New to Citi clients
Enjoy low interest rates and affordable monthly repayments
Competitive rates
As low as 3.45% p.a.
(E.I.R 6.5% p.a.)
Up to 8x your monthly income+
Flexible line of credit up to 4x your monthly income or up to 8x your monthly income if your annual income is S$120,000 and above. Subject to Bank's approval+.
Get big things done in an instant
Get your cash within the next working day*
Cash on your terms
Get it anytime with flexible repayment options from 12 to 60 months
Apply for your loan here
Disclaimer
1. Citi Quick Cash loan is drawn on your available credit limit in respect of your Citi Credit Card or Citibank Ready Credit account. You are required to have a Citi Credit Card or Citibank Ready Credit account to be offered a Citi Quick Cash loan.
2. By clicking on ‘Apply Now’, you will be applying for a Citibank Ready Credit account and for Citi Quick Cash loan on such account. Minimum annual income to apply: S$30,000 for Singaporeans/PRs, S$42,000 for foreigners
3. To find out more about Citibank Ready Credit account and its related fees and charges, please click here.
4. The instalments from this Program are billed to the Citi Credit Card (CC)/Citibank Ready Credit (RC) account monthly similar to a normal retail purchase.
If you pay or had paid less than the total amount due indicated on your credit card current or previous monthly statements of account on or before the payment due date OR did not pay the full minimum payment amount within 30 days from the relevant payment due date indicated on the Citi Ready Credit account, the instalments will be subject to the usual finance charges (fees or APR interest).
Please note that this Program will take more than the scheduled term to pay off in full if only minimum amount due is paid on your CC and less than minimum amount is paid on your RC
If you are an Existing Citi Credit Card or Citibank Ready Credit account holders, please click here to apply.
Citi Quick Cash Calculator
Get a quote
For new to Citi customers:
| Tenure (months) | 12 | 24 | 36 | 48 | 60 |
|---|---|---|---|---|---|
| Nominal Interest Rates (per annum) | 3.56% | 3.46% | 3.45% | 3.46% | 3.48% |
| Processing Fee (%) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Effective Interest Rates (per annum) | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% |
Upon approval, the funds will be deposited within the next working day into your Citibank account or up to 5 working days for non-Citibank account.
Maximum Effective Interest Rate (E.I.R) Per Annum across all tenors is 6.5%
Cancellation fee: $100 or 3% of the outstanding loan amount, whichever is higher.
The promotions, products and services mentioned in this application are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil and New Zealand. This application is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
For new customers:
| Singaporean/PR | Foreigner |
|---|---|
|
Minimum annual income of S$30,000 |
Minimum annual income of S$42,000 |
|
For Salaried Employees:
For Self-Employed:
|
|
Enjoy interest rates from as low as 3.45% p.a today (EIR 6.5% p.a.)
Applicable to new Citi Credit Card or Citibank Ready Credit account holders only.Disclaimer
1. Citi Quick Cash loan is drawn on your available credit limit in respect of your Citi Credit Card or Citibank Ready Credit account. You are required to have a Citi Credit Card or Citibank Ready Credit account to be offered a Citi Quick Cash loan.
2. By clicking on ‘Apply Now’, you will be applying for a Citibank Ready Credit account and for Citi Quick Cash loan on such account. Minimum annual income to apply: S$30,000 for Singaporeans/PRs, S$42,000 for foreigners
3. To find out more about Citibank Ready Credit account and its related fees and charges, please click here.
4. The instalments from this Program are billed to the Citi Credit Card (CC)/Citibank Ready Credit (RC) account monthly similar to a normal retail purchase.
If you pay or had paid less than the total amount due indicated on your credit card current or previous monthly statements of account on or before the payment due date OR did not pay the full minimum payment amount within 30 days from the relevant payment due date indicated on the Citi Ready Credit account, the instalments will be subject to the usual finance charges (fees or APR interest).
Please note that this Program will take more than the scheduled term to pay off in full if only minimum amount due is paid on your CC and less than minimum amount is paid on your RC
How others are using Citi Quick Cash
Frequently Asked Questions
What is Citi Quick Cash?
What can I use for Citi Quick Cash for?
Where can I check the interest rates and repayment amount of the Citi Quick Cash loan?
Does Citi offer flexible repayment options?
What is the minimum income required to apply for a personal loan?
Minimal annual income for main applicant to qualify for personal loans:
- S$30,000 for Singaporeans and PRs
- S$42,000 for foreigners
What are the documents required to apply for Citi Quick Cash?
Existing Citi Credit Card / Citibank Ready Credit customers
Existing Citi Credit Card/ Citibank Ready Credit customers need not furnish any documents to apply for Citi Quick Cash.
For new customers
For salaried employees:
- A photocopy of the front and back of your NRIC
- Past 12 month's CPF statement submitted via CPF website
OR latest Income Tax Notice of Assessment and latest original computerized payslip
For Self-Employed:
- A photocopy of the front and back of your NRIC
- Last 2 years' Income Tax Notice of Assessment and last 3 months' bank statements
For foreigners:
- A photocopy of the front and back of your Passport/Employment Pass
- Latest Income Tax Notice of Assessment and latest computerized payslip
How to apply?
Existing Citi Credit Card/ Citibank Ready Credit customers
Existing Citi Credit Card/ Citibank Ready Credit customers can apply for the Citi Quick Cash by logging onto Citi Mobile® App or Citibank Online.
Click here to apply now.
For new customers
Citi Quick Cash will require you to have a Citibank Ready Credit or Citi Credit Card to grant the loan.
If you wish to have Citi Quick Cash on a Ready Credit Account, you can start your application by clicking here. To find out more about Citibank Ready Credit account, click here
If you wish to have Citi Quick Cash on a Credit Card instead, you will need to apply for a Credit Card first and contact us to book Citi Quick Cash on the card. To find out more about the type of credit cards you can apply, click here.
I am having issues applying online. Who can I look for?
How will my repayment behavior (for this Program and outstanding balances from my previous monthly statements) incur additional finance charges to my Citi Credit Card / Citibank Ready Credit account?
The instalments from this Program are billed to the Citi Credit Card (CC)/Citibank Ready Credit (RC) account monthly similar to a normal retail purchase.
If you pay or had paid less than the total amount due indicated on your credit card current or previous monthly statements of account on or before the payment due date OR did not pay the full minimum payment amount within 30 days from the relevant payment due date indicated on the Citi Ready Credit account, the instalments will be subject to the usual finance charges (fees or APR interest).
Please note that this Program will take more than the scheduled term to pay off in full if only minimum amount due is paid on your CC and less than minimum amount is paid on your RC
Terms & Conditions
Click here to view Citi Quick Cash Terms and Conditions
*For existing Citi Credit Card and Citibank Ready Credit customer. Cash is disbursed instantly for Citi Deposit Accounts displayed during the disbursement option. For disbursement to other bank accounts, it will take up to 5 working days.