Benefits of the Citibank Ready Credit PayLite
- Get your loan approved in an hour. Call 6238 8888 or visit any Citibank branch.
- Credit limit of up to 4X monthly income.
- Attractive interest rates and affordable monthly instalments.
- Flexible instalments of up to 60 months.
Apply for a new Citibank Ready Credit account and be eligible to enjoy a Citibank Ready Credit PayLite with a promotional interest rate of 4.55% p.a. (EIR 8.50% p.a.)^ for loan tenures of 12, 24 and 36 months.
|Call us at 6238 8888 or Visit any Citibank branch||Online - Click-for-Cash|
1 hour loan approval
Steps to apply:
Step 1: Login to Citibank Online
Step 2: Go to Menu -> Services
Step 3: Input loan amount and tenure
Step 4: Submit online!
For Salaried employee:
Click here for a list of Citibank Branch locations.
PayLite Interest Rates and TenuresWelcome offer: Promotional interest rate with no service fee for new Citibank Ready Credit customers^
|Nominal Interest Rates (per annum)||4.66%||4.55%||4.55%||5.72%||5.79%|
|Effective Interest Rates (per annum)||8.50%||8.50%||8.50%||10.50%||10.50%|
|Effective Interest Rates (per annum)||14.82%||15.20%||13.63%|
|Upfront Service Fee||3.00%||6.60%||9.00%|
For existing Citibank Credit Card or Ready Credit holder:
|Nominal Interest Rates (per annum)||6.06%||5.65%||5.39%||6.75%||6.85%|
|Effective Interest Rates (per annum)||11.00%||10.50%||10.00%||12.25%||12.25%|
* No interest rate with upfront service fee, offer is not available for online application.
For existing customers, exclusive online rates are only applicable when you book your loan online. Other Terms and Conditions apply.
PayLite Interest Rates and Tenures (for SmartCash customers only)No interest rate with upfront service fee*
|Effective Interest Rate||19.95%|
|Upfront Service Fee||4.00%|
|Tenure||12 months||24 months||36 months|
|Effective Interest Rate||17.97%||19.02%||19.57%|
|Nominal Interest Rate||10.00%||10.50%||11.00%|
3% of outstanding unbilled principal amount or S$100 whichever is higher.
The loan amount will be deposited into the bank account of your choice within 3-5 days of approval.
- Citibank Ready Credit PayLite is valid for customers within minimum annual income of S$30,000.
Citibank Ready Credit PayLite Terms and Conditions: