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Receive up to S$1,080 worth of shopping vouchers* *For applications from 28 December 2020 to 28 February 2021 (both dates inclusive) and letter of offer issued by Citibank must be accepted by 15 March 2021. Subject to a minimum loan size of S$800,000. Other terms and conditions apply. Click here for the promotion terms and conditions.
Receive up to S$1,080 worth of shopping vouchers* *For applications from 28 December 2020 to 28 February 2021 (both dates inclusive) and letter of offer issued by Citibank must be accepted by 15 March 2021. Subject to a minimum loan size of S$800,000. Other terms and conditions apply. Click here for the promotion terms and conditions.
Mortgage refinancing replaces your existing mortgage with a new mortgage loan that could provide better interest rates and features. By refinancing your mortgage with Citibank, you can enjoy benefits such as interest savings and lower monthly instalments. What's more? Our mortgage loan interest offset feature lets you enjoy lower interest rates as you save more!
Use the Citibank Mortgage Refinance Calculator to know how much you can save by refinancing with us. Just enter details like your property type, outstanding loan amount, outstanding loan duration and current interest rate and lock-in period. The refinance calculator will show you an estimate of the effective interest rates and monthly installments payable. Check out on how much you can reduce your mortgage loan interest by increasing the deposits in your Citi Home Saver Checking Account using the slider and discover the potential interest savings you can enjoy with this calculator.
If you were assisted by a mortgage specialist, please indicate his/her mortgage specialist code.
Please authorise so we can approve your loan request.
IPA or In-Principle Approval is an indication by the bank of the loan amount a prospective purchaser is eligible for. However, an IPA does not constitute as approval of the loan quantum or an offer of any home loan facility by the bank. Home loan facilities are granted at the sole discretion of the bank. A prospective purchaser must still submit a home loan application, and the bank's approval is dependent upon various factors, including but not limited to property valuation. It is advisable to know your IPA amount before committing to a property.
This includes your fixed basic monthly income and fixed monthly allowance (if any) as per your latest income documents. For other income sources such as variable income (i.e. commission), rental income or annual bonus, please provide the details below.
This includes your monthly minimum sum payable for all credit cards and credit lines as per the latest statements. For other loans such as mortgage loan (excluding the subject home loan that you are currently applying to be financed by us, where applicable), car loan or other instalment loans, please provide the details below.
This is to facilitate the pulling of credit bureau data with your consent.
