Mortgage refinancing replaces your existing mortgage with a new mortgage loan that could provide better interest rates and features. By refinancing your mortgage with Citibank, you can enjoy benefits such as interest savings and lower monthly instalments. What's more? Our mortgage loan interest offset feature lets you enjoy lower interest rates as you save more!

Use the Citibank Mortgage Refinance Calculator to know how much you can save by refinancing with us. Just enter details like your property type, outstanding loan amount, outstanding loan duration and current interest rate and lock-in period. The refinance calculator will show you an estimate of the effective interest rates and monthly installments payable. Check out on how much you can reduce your mortgage loan interest by increasing the deposits in your Citi Home Saver Checking Account using the slider and discover the potential interest savings you can enjoy with this calculator.