Get your loan in one hour.

^Welcome offer:
4.83% p.a. interest rate (EIR 9% p.a.) on instalment loan with Citibank Ready Credit

Get approved your bank loan in one hour from Citibank Singapore

Loan Products

Enjoy fast and easy access to cash with our instalment loans drawn on your Citibank Ready Credit or Citibank Credit Card account. Get your low interest loan approved in as quickly as an hour!

Everyone has something they aspire towards – A holiday, a new wardrobe. And we understand you might need a little financial support from time to time.

That's why we at Citi have prepared a selection of loans for you. Not only do you receive a loan at low interest rates, you get to choose a repayment tenure that keeps you financially comfortable. Find out which is the best online loan for your personal needs today!


Select the Loan product that best suits your lifestyle needs

Personal Loans

Personal Loan

Get your loan approved in an hour. Enjoy low interest rate and choice of fixed instalments up to 60 months tenure.

Ready Credit Cards

Ready Credit

The fastest, most flexible credit line that offers credit limits of up to 4X your monthly income.

Balance Transfer - Loans

Balance Transfer

Enjoy financial flexibility by getting additional cash to fund your needs with this loan – and all you need to fulfill is a minimum payment for the whole tenure.

Citi Paywise


Enhance your shopping experience with Citibank Paywise - this allows you to spread out your retail purchases into interest free instalments with a nominal service fee for a course of 3, 6 & 12 months on your Citibank Credit Card.

Home Loan

Home Loan

Receive up to S$500 worth of Best Denki shopping gift vouchers^.

Bonus interest on your savings with your home loan.