2.5% p.a. bonus interest on your savings
Citibank InterestPlus Savings Account
With Citibank InterestPlus Savings Account, earn 2.5% p.a. bonus interest on your savings. Insure, spend and invest with us to see how it all adds up.
bonus interest when you insure with a single premium of S$25,000 or a monthly premium of S$250 for 12 months
bonus interest when you spend S$25 monthly on your Citibank Credit Card
bonus interest when you invest a lump sum of S$25,000 in unit trusts or S$250 monthly for 12 months in a regular savings plan
Continue to earn the bonus interest for the next 12-month period if you take up another insurance or investment.
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You are eligible if you are:
You will earn bonus interest on the Citibank InterestPlus Savings Account if you have:
The Bonus Interest applicable for each Qualifying Transaction Category is as follows:
Yes. The applicable Bonus Interest of 0.1% p.a. (Spend) + 1.2% p.a. (Invest) will be applied to your Citibank InterestPlus Savings Account balances (capped at the first S$50,000) based on the qualifying transaction(s) you have made.
Bonus Interest is calculated using your average daily available balance. The relevant average daily available balance used for the purpose of computing Bonus Interest is:
You will be paid Bonus Interest in the month immediately following the Transaction Date, Settlement Date, Inception Date and Disbursement Date, as the case may be. You are entitled to Bonus Interest at the applicable Bonus Interest Rate for a 12 month period starting from the Settlement Date, Inception Date and Disbursement Date, as the case may be. In the case of Regular Savings Plan and Regular Premium Insurance Policy, you will no longer be entitled to Bonus Interest when you cease to participate in the Regular Savings Plan, when you terminate the insurance policy or when your insurance policy lapses, as the case may be. For Credit Card Transactions, you are entitled to Bonus Interest only for the month in which you incur the minimum retail spend.
Bonus Interest at the applicable Bonus Interest Rate will be applied to the balances in your Citibank InterestPlus Savings Account and is capped at the first S$50,000.
You may open more than one Citibank InterestPlus Savings Account. However, if you are the primary accountholder of more than one Citibank InterestPlus Savings Account, you will be paid Bonus Interest only for the first Citibank InterestPlus Savings Account opened.
Terms & conditions:Terms & conditions:
Click here for Citibank InterestPlus Savings Account Terms & Conditions.
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please refer to SDIC's website at www.sdic.org.sg.
Investment products are: Not Bank Deposits. Not Bank Guaranteed. May Lose Value. Not Insured By Any Government Agency. Investment products are not available to U.S. Persons. Insurance products are an obligation only of the Insurance Company. They are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited, Citigroup Inc. or any of their affiliates or subsidiaries. Insurance products are not eligible for deposit insurance coverage under the Deposit Insurance Scheme. They may be protected under the Policy Owners' Protection Scheme administered by the Singapore Deposit Insurance Corporation (SDIC). For more information on the Policy Owners' Protection Scheme, please contact your insurer or visit the websites of the General Insurance Association http://www.gia.org.sg, the Life Insurance Association, Singapore www.lia.org.sg or the Singapore Deposit Insurance Corporation Limited www.sdic.org.sg.
Full details are stated in the policy contract. You should seek advice from a qualified advisor if in doubt. If you choose not to, you will have to take sole responsibility to ensure that this product is appropriate to your financial needs and insurance objectives. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value may be less than the total premiums paid. All insurance applications are subject to the insurance company's underwriting and acceptance.
Citibank full disclaimers, terms and conditions apply to individual products and banking.