CLICK FOR CASH

Click-for-Cash.
Instant online loan approval.

Click-for-Cash. Instant online loan approval.

Login. Click. Approved!

Now available online! Click-for-Cash gives you the option to avail Citibank Quick Cash and/or Citibank Ready Credit PayLite right away. It's personal loans at your fingertips and it's hassle-free!

  • Citibank Ready Credit
  • Rewards Visa Card
  •  Platinum Card
  • citibank rewards cards
  • Preferential interest rates
  • Choice of flexible instalments up to 60 months
Features

Click-for-Cash

Now available online for greater convenience and instant approval!

Here's how:

  • Login to Citibank Online with your Username and Password.
  • Select "Services" from MENU, then "Card Services", then Click-for-Cash"
  • Choose your loan amount and tenure
  • Submit online

Loan in an hour

  • Go to any Citibank branch**Except Esplanade, Cuscaden, and Changi Business Park branches.
  • Get approval within an hour

Instant cash guarantee

24-Hour CitiPhone banking at 6225 5225

Rates

Interest Rates and Tenures

Choose between:

No interest rate with upfront service fee*

Tenure 6 months 12 months
Effective Interest Rate p.a. 12.29% 12.55%
Upfront Service Fee 2.50% 5.50%

Preferential interest rate with no service fee

Tenure 12 months 24 months 36 months 48 months 60 months
Effective Interest Rate p.a. 11.50% 12.25% 13.00% 13.75% 14.50%
Nominal Interest Rate p.a. 6.34% 6.63% 7.10% 7.64% 8.23%

* No interest rate with upfront service fee offer is not available for online application.

Cancellation fee

3% of outstanding unbilled principal amount or S$100, whichever is higher. Not applicable for no interest rate with upfront service fee.

The loan amount will be deposited into the bank account of your choice within 3-5 days of approval.

Citibank Ready Credit PayLite Terms and Conditions apply:

Click here for 0% interest rate offer.

Click here for preferential interest rate offer.

Citibank Quick Cash Terms and Conditions apply:

Click here for 0% interest rate offer.

Click here for preferential interest rate offer.

Citibank Ready Credit SmartCash PayLite Interest Rates

Tenure 12 months 24 months 36 months
Effective Interest Rate 17.97% 19.02% 19.57%
Nominal Interest Rate 10.00% 10.50% 11.00%

Cancellation fee

3% of outstanding unbilled principal amount or S$100 whichever is higher.

The loan amount will be deposited into the bank account of your choice within 3-5 days of approval.

Citibank Ready Credit SmartCash PayLite Terms and Conditions apply:

Click here for preferential interest rate offer.

Tools & Resources
Faqs

Loan in 1 hour Program - Call 6238 8888

Click on    to expand and on    to minimise the details.

This program allows customers to obtain approval for their instalment loan application on Citibank Ready Credit (RC) and/or Citibank Credit Card (CC) within an hour. This includes RC and/or CC account setup. If we are unable to make a decision on your instalment loan application within an hour and the loan application is subsequently approved, we shall grant you a 6 months interest waiver.

Only Singaporeans and PRs. with minimum income of S$20,000, are eligible for this program.

A photocopy of the front and back of your NRIC: and

(a) For Salaried employee:

  • Past 12 months' CPF statement submitted via www.citibank.com.sg/cpf or
  • Latest Income Tax Notice of Assessment and latest original computerised payslip.

(b) For Self-Employed:

  • Last 2 years' Income Tax Notice of Assessment and last 3 months' bank statements.

Yes, you are. This program applies to both new to bank and existing customers.

Call in to 6238 88886238 8888 from Mondays to Fridays (9.00 am to 5.00 pm, Singapore time), excluding public holidays.

No, this program is only available through our telesales officers at 6238 8888 6238 8888.

It starts the time when we confirm receipt of a complete set of Loan Application documents via a call-back to you. However, you must send us the complete set of Application documents by 5:00pm (Singapore time) on the same day.

The interest waiver will be credited to customer's CC/RC account on a monthly basis, over the initial period of 6 months.

You would need to call in to check on the status of your Loan Application after one hour after our Telesales officers has confirmed receipt of the complete set of Loan Application documents.

No, the 1 hour excludes the time required for the disbursement of the Loan.

Funds can be disbursed through the following methods:

  • Cash collection from banking branch
  • Direct crediting into Citibank banking account
  • Direct crediting into non-Citibanking account
Eligibility
  • Citibank Ready Credit PayLite is valid for customers within minimum annual income of S$30,000.
  • For applicants with annual income of between S$20,000 to < S$30,000, please click here for SmartCash.
  • For Salaries employee:
    • A photocopy of the front and back of your NRIC
    • Past 12 months' CPF statement submitted via www.citibank.com.sg/cpf OR Latest Income Tax Notice of Assessment and latest original computerised payslip
  • For Self-Employed:
    • A photocopy of the front and back of your NRIC
    • Last 2 years' Income Tax Notice of Assessment and last 3 months' bank statements

* Mandatory fields

*Are you an existing Citibank customer?:

Yes No

Personal Details

*Salutation:

Mr Mrs Mdm Ms

*Name:

*NRIC/Passport No. /FIN:

*Mailing Address:

*Contact Number:

*Annual Income:

S$30,000 Or Above
S$20,000 - < S$30,000

I have read and accepted the terms & conditions*

By clicking "Submit" and providing your personal data, you consent to Citibank contacting you to market Citibank products and services including via the telephone.