PERSONAL LOAN ON YOUR CREDIT CARD OR READY CREDIT

Get $10,000

for just under $10 a day.

Personal Loan on your Credit Card or Ready Credit

Get $10,000 for just under $10 a day. Personal Loan on your Credit Card or Ready Credit

Personal Loan on your Credit Card or Ready Credit:

  • Low interest rates
  • No service fee
  • Flexible instalment payments up to 60 months

  • Loan Amount (S$):

  • Tenure:

  • Nominal Rate (p.a.):
    0%
  • Effective Interest Rate (p.a.):
    0%
Your monthly repayment (S$):
Tenure (months) 12 24 36 48 60
Nominal Interest Rates 7.18% 6.63% 6.24% 7.49% 7.61%
Effective Interest Rates 13.00% 12.25% 11.50% 13.50% 13.50%

Note: Loans with 0% interest rate with upfront service fee option are available.
Please leave your contact details to find out more.

The loan amount will be deposited into the bank account of your choice within 3-5 days.

Cancellation fee:

3% of outstanding unbilled principal amount or S$100 whichever is higher.

  • Get your loan approved in an hour by speaking to us at our branch.
  • Or call our CitiPhone Hotline at 6225 5225

Valid for customers with minimum annual income of S$30,000.

For applicants with annual income of between S$20,000 to < S$30,000, please click here for SmartCash.

For new customers:

Singaporean/PR Foreigner

Minimum annual income of S$20,000

Minimum annual income of S$42,000

For Salaried Employees:

  • A photocopy of the front and back of your NRIC
  • Past 12 month's CPF statement submitted via CPF web-link
    OR Latest Income Tax Notice of Assessment and latest original computerised payslip

For Self-Employed:

  • A photocopy of the front and back of your NRIC
  • Last 2 years' Income Tax Notice of Assessment and last 3 months' bank statements
  • A photocopy of the front and back of your Passport/Employment Pass
  • Latest Income Tax Notice of Assessment and latest original computerised payslip

Please email your supporting document to sgcardsales1@citi.com

Citibank Quick Cash Terms and Conditions (Credit Card)

Citibank Ready Credit PayLite Terms and Conditions (Ready Credit)

Apply for your loan here

 

Are you an existing Citibank Credit Card or Ready Credit holder?:

Yes No

All fields are mandatory

Name:

NRIC/Passport No. /FIN:

Email:

Mobile Number:

Annual Income

Mailing Address

Plus, apply for 2 Credit Cards to get a free cabin-sized luggage or Phillips Headset.

Yes No

Yes, I would like to opt for Electronic Statement (optional)

I confirm that I:

  • Am applying for Citibank Ready Credit;
  • Have provided accurate and complete details about myself in this form;
  • Agree to the terms of Customer Declarations & Confirmation;
    and
  • By clicking "Submit" and providing your personal data, you consent to Citibank contacting you regarding the Citibank Quick Cash and/or Citibank Ready Credit PayLite program including via the telephone.

Upon submission, our Customer Service Officer will contact you within 24 hours or the next business day.