Planning a wedding or a home renovation? Faced with an emergency or investing in a business opportunity? It’s at these times that you could use some extra cash without having to wait long for the processing of your loan application.
Convert your credit line on the Citibank Ready Credit account, or your credit limit on your Citibank Credit Card into an easy instalment loan. Enjoy flexible repayment options ranging from 12 to 60 months at attractive rates.
Enjoy up to S$300 RedMart vouchers when you apply for a personal loan via Citi Mobile App®
|Loan size/amount||Loans booked via
Citi Mobile App®*
|Loans booked via other Online Channels|
|Minimum principal amount of S$7,500||Get S$100 RedMart vouchers||Get S$50 RedMart vouchers|
|Minimum principal amount of S$12,500||Get S$300 RedMart vouchers||Get S$150 RedMart vouchers|
*Citi Mobile App® offer is applicable to existing Citi Credit Card customers who take up a personal loan on their cards.
Our Citibank banking officer will give you a call by the next business day to complete the application.
For new Citi Credit Card or Ready Credit holder:
|Nominal Interest Rates (per annum)||4.94%||4.82%||4.55%||5.72%||5.79%|
|Effective Interest Rates (per annum)||9.00%||9.00%||8.50%||10.50%||10.50%|
Note: Loans with 0% interest rate with upfront service fee option are available.
Upon approval, the funds will be deposited within the next working day into your Citibank account or up to 5 working days for non-Citibank account.
3% of outstanding unbilled principal amount or S$100 whichever is higher.
For new customers:
Minimum annual income of S$30,000
Minimum annual income of S$42,000
For Salaried Employees:
Please email your supporting document to firstname.lastname@example.org
By clicking "APPLY ONLINE", you consent to Citibank Singapore Limited contacting you for the purpose of marketing of Citibank Unsecured Credit Products including via the telephone.