Planning a wedding or a home renovation? Faced with an emergency or investing in a business opportunity? It’s at these times that you could use some extra cash without having to wait long for the processing of your loan application.
Convert your credit line on the Citibank Ready Credit account, or your credit limit on your Citibank Credit Card into an easy instalment loan. Enjoy flexible repayment options ranging from 12 to 60 months at attractive rates.
Enjoy up to S$300 RedMart vouchers when you apply for a personal loan with us. Offer valid till 28 Feb 2019
|Loan size/amount||Loans booked with Permanent Credit Limit Increase Approved* during the Promotion Period||Loans booked with No Permanent Credit Limit Increase Approved* during the Promotion Period|
|Minimum principal amount of
|Get S$100 RedMart vouchers||Get S$50 RedMart vouchers|
|Minimum principal amount of
|Get S$300 RedMart vouchers||Get S$150 RedMart vouchers|
*Please note that should your income documents reflect a lower earned income than what is currently in our record,
your current Combined Credit Card Credit Limit and/or Citibank Ready Credit Credit Limit will be reduced accordingly to reflect the prevailing earned income.
"Permanent Credit Limit Increase" refers to an increase in the aggregate overall permanent credit limit of the Eligible Customer's Credit Card and Ready Credit account(s). An Eligible Customer's request for Permanent Credit Limit Increase will require him/her to furnish income documentation for the bank's review and approval. For the avoidance of doubt, merely adjusting the apportionment of the credit limit between the Eligible Customer's Credit Card and Ready Credit account(s) without any overall increase in the aggregate overall permanent credit limit of the Eligible Customer's Credit Card and Ready Credit account(s) will not be considered a Permanent Credit Limit Increase.
To apply for a Credit Limit Review, please click here.
Note : Fulfillment of the RedMart vouchers will take place within 2 months from the end of the Promotion. Customer will receive a SMS and/or EDM by end Apr 19 with details on how to access to his/her RedMart codes.
Our Citibank banking officer will give you a call by the next business day to complete the application. The products and services mentioned in this application are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey. This application is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products or services mentioned herein to such individuals.
For new Citi Credit Card or Ready Credit holder:
|Nominal Interest Rates (per annum)||4.94%||4.82%||4.55%||5.72%||5.79%|
|Effective Interest Rates (per annum)||9.00%||9.00%||8.50%||10.50%||10.50%|
Note: Loans with 0% interest rate with upfront service fee option are available.
Upon approval, the funds will be deposited within the next working day into your Citibank account or up to 5 working days for non-Citibank account.
3% of outstanding unbilled principal amount or S$100 whichever is higher.
For new customers:
Minimum annual income of S$30,000
Minimum annual income of S$42,000
For Salaried Employees:
Please email your supporting document to email@example.com
Citibank Quick Cash Program Terms and Conditions
By clicking "APPLY ONLINE", you consent to Citibank Singapore Limited contacting you for the purpose of marketing of Citibank Unsecured Credit Products including via the telephone.