Planning a wedding or a home renovation? Faced with an emergency or investing in a business opportunity? It’s at these times that you could use some extra cash without having to wait long for the processing of your loan application.
Convert your credit line on the Citibank Ready Credit account, or your credit limit on your Citibank Credit Card into an easy instalment loan. Enjoy flexible repayment options ranging from 12 to 60 months at attractive rates.
|Loan size/amount||Loans booked via Citi Mobile® App|
|Min cumulative amount S$7,500||S$50 cash back|
|Min cumulative amount S$10,000||S$100 cash back|
|Min cumulative amount S$15,000||S$300 cash back|
*Fulfilment of the cash back will take place within 2 months from the end of the Promotion. Customer will receive a SMS by mid Aug 19 with details on his/her cash back.
Instant disbursement is available only for Citi Deposits Accounts displayed during the funds disbursement option. Click here for T&Cs.
Our Citibank banking officer will give you a call by the next business day to complete the application. The products and services mentioned in this application are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey. This application is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products or services mentioned herein to such individuals.
For new Citibank Credit Card or Ready Credit holder (≥ $20,000 loan amount):
|Nominal Interest Rates (per annum)||4.11%||4.00%||3.99%||4.01%||4.05%|
|Effective Interest Rates (per annum)||7.50%||7.50%||7.50%||7.50%||7.50%|
For new Citibank Credit Card or Ready Credit holder (< $20,000 loan amount):
|Nominal Interest Rates (per annum)||4.94%||4.82%||4.55%||5.72%||5.79%|
|Effective Interest Rates (per annum)||9.00%||9.00%||8.50%||10.50%||10.50%|
Note: Loans with 0% interest rate with upfront service fee option are available.
Upon approval, the funds will be deposited within the next working day into your Citibank account or up to 5 working days for non-Citibank account.
3% of outstanding unbilled principal amount or S$100 whichever is higher.
For new customers:
Minimum annual income of S$30,000
Minimum annual income of S$42,000
For Salaried Employees:
Please email your supporting document to email@example.com
Citi Quick Cash Program Terms and Conditions
By clicking "APPLY ONLINE", you consent to Citibank Singapore Limited contacting you for the purpose of marketing of Citibank Unsecured Credit Products including via the telephone.