Loading - Citibank Personal Loan Online Application

PERSONAL LOAN

Citi Personal Loans

Get your personal loan approved and disbursed instantly via Citi Mobile App® and enjoy S$300 cash back*.

*TnCs apply

Get your personal loan approved and disbursed instantly via Citi Mobile App and enjoy S$300 cash back*.

Planning a wedding or a home renovation? Faced with an emergency or investing in a business opportunity? It’s at these times that you could use some extra cash without having to wait long for the processing of your loan application.

Convert your credit line on the Citibank Ready Credit account, or your credit limit on your Citibank Credit Card into an easy instalment loan. Enjoy flexible repayment options ranging from 12 to 60 months at attractive rates.



Enjoy up to S$300 cash back* when you apply for a Personal Loan with us.
Valid till 15 June 2019


Loan size/amount Loans booked via Citi Mobile® App
Min cumulative amount S$7,500   S$50 cash back
Min cumulative amount S$10,000 S$100 cash back
Min cumulative amount S$15,000 S$300 cash back


*Fulfilment of the cash back will take place within 2 months from the end of the Promotion. Customer will receive a SMS by mid Aug 19 with details on his/her cash back.
Instant disbursement is available only for Citi Deposits Accounts displayed during the funds disbursement option. Click here for T&Cs.



Personal Loan Calculator


What is your existing relationship with Citibank?

How much do you need?

$1,000

$1000

Citibank Personal Loan

Nominal Interest Rate(p.a.) 0 %

Effective Interest Rate (p.a.) 0 %


Your Monthly repayment S$0

VIEW REPAYMENT SCHEDULE >

What you need to know about this loan.

Fill In Your Details

You are applying for: Citibank Personal Loan

Our Citibank banking officer will give you a call by the next business day to complete the application. The products and services mentioned in this application are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey. This application is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products or services mentioned herein to such individuals.

* Mandatory fields

Existing Citibank Customer?*

Yes No

* I confirm that I:

  1. am applying for the Citibank Personal Loan
  2. have provided accurate and complete details about myself in this form;
  3. agree to the terms of Customer Declarations & Confirmation; and
  4. consent to Citibank Singapore Limited contacting me for marketing of Citibank products and services including via the telephone.
Personal Loan Interest Rates and Fees for New Citibank Customer

For new Citibank Credit Card or Ready Credit holder (≥ $20,000 loan amount):

Tenure 12 24 36 48 60
Nominal Interest Rates (per annum) 4.11% 4.00% 3.99% 4.01% 4.05%
Effective Interest Rates (per annum) 7.50% 7.50% 7.50% 7.50% 7.50%

For new Citibank Credit Card or Ready Credit holder (< $20,000 loan amount):

Tenure (months) 12 24 36 48 60
Nominal Interest Rates (per annum) 4.94% 4.82% 4.55% 5.72% 5.79%
Effective Interest Rates (per annum) 9.00% 9.00% 8.50% 10.50% 10.50%

Note: Loans with 0% interest rate with upfront service fee option are available.

Upon approval, the funds will be deposited within the next working day into your Citibank account or up to 5 working days for non-Citibank account.

Cancellation fee:
3% of outstanding unbilled principal amount or S$100 whichever is higher.

Personal Loan Eligibility and Documents Required

For new customers:

Singaporean/PR Foreigner

Minimum annual income of S$30,000

Minimum annual income of S$42,000

For Salaried Employees:

  • A photocopy of the front and back of your NRIC
  • Past 12 month's CPF statement submitted via CPF web-link
    OR Latest Income Tax Notice of Assessment and latest original computerised payslip

For Self-Employed:

  • A photocopy of the front and back of your NRIC
  • Last 2 years' Income Tax Notice of Assessment and last 3 months' bank statements
  • A photocopy of the front and back of your Passport/Employment Pass
  • Latest Income Tax Notice of Assessment and latest original computerised payslip

Please email your supporting document to sgcardsales1@citi.com



Citi Quick Cash Program Terms and Conditions