PERSONAL LOAN

Get your loan in one hour.

^Welcome offer:
4.83% p.a. interest rate (EIR 9% p.a.) on instalment loan with Citibank Ready Credit

Get Your Personal Loan in One Hour

Personal Loan on Ready Credit

^Welcome offer: 4.83% p.a. interest rate (EIR 9% p.a.) on instalment loan with Citibank Ready Credit for 36 months tenure

Eligible for new Citibank customers who apply for Citibank Ready Credit account with:

  • $1,000 minimum loan amount
  • Flexible loan tenure of 12, 24 or 36 months
  • 4.94% p.a.(EIR 9%p.a) for 12 months, 4.82% p.a. (EIR 9% p.a) for 24 months, 4.83% (EIR 9%) for 36 months

Rates & Fees

For existing Citibank Credit Card or Ready Credit holder:

Tenure (months) 12 24 36 48 60
Nominal Interest Rates (per annum) 8.76% 7.76% 7.39% 7.79% 7.92%
Effective Interest Rates (per annum) 15.80% 14.25% 13.50% 14.00% 14.00%

Note: Loans with 0% interest rate with upfront service fee option are available.

Upon approval, the funds will be deposited within the next working day into your Citibank account or up to 5 working days for non-Citibank account.

Cancellation fee:

3% of outstanding unbilled principal amount or S$100 whichever is higher.

 

Valid for customers with minimum annual income of S$30,000.

For new customers:

Singaporean/PR Foreigner

Minimum annual income of S$30,000

Minimum annual income of S$42,000

For Salaried Employees:

  • A photocopy of the front and back of your NRIC
  • Past 12 month's CPF statement submitted via CPF web-link
    OR Latest Income Tax Notice of Assessment and latest original computerised payslip

For Self-Employed:

  • A photocopy of the front and back of your NRIC
  • Last 2 years' Income Tax Notice of Assessment and last 3 months' bank statements
  • A photocopy of the front and back of your Passport/Employment Pass
  • Latest Income Tax Notice of Assessment and latest original computerised payslip

Please email your supporting document to sgcardsales1@citi.com

  • Loan Amount (S$):

  • Tenure:

  • Nominal Rate (p.a.):
    0%
  • Effective Interest Rate (p.a.):
    0%
Your monthly repayment (S$):

Citibank Quick Cash Terms and Conditions (Credit Card)

Citibank Ready Credit PayLite Terms and Conditions (Ready Credit)

Citibank 1 Hour Loan Approval Program Terms and Conditions

Apply for your loan here

Apply for Citi Personal loan

 

Are you an existing Citibank Credit Card or Ready Credit holder?:

Yes No

All fields are mandatory

Name:

NRIC/Passport No. /FIN:

Email:

Mobile Number:

Annual Income

Mailing Address

I confirm that I:

  • Am applying for Citibank Ready Credit;
  • Have provided accurate and complete details about myself in this form;
  • Agree to the terms of Customer Declarations & Confirmation;
    and
  • Consent to the Citibank Singapore Limited contacting me for marketing of Citibank products and services including via the telephone.

    Consent to the Citibank Singapore Limited contacting me for marketing of Citibank products and services including via the telephone. You can find more information about Privacy here >>

Please note that a Citibank Credit Card or Ready Credit account application is required for the “Citibank Quick Cash/ Ready Credit PayLite” application.

Upon submission, our Customer Service Officer will contact you within 24 hours or the next business day.