Loading - Citibank Personal Loan Online Application

Get extra cash at 4.83% p.a.
(EIR 9% pa.)* with Citi Personal Loan

*Only applicable for new to bank customers

Welcome to Citibank Personal Loans

Planning a wedding or a home renovation? Faced with an emergency or investing in a business opportunity? It’s at these times that you could use some extra cash without having to wait long for the processing of your personal / business / home improvement loan application.

Welcome to Citibank Personal Loans. Convert your credit line on the Citibank Ready Credit account, or your credit limit on your Citibank Credit Card into an easy instalment loan. Enjoy flexible repayment options ranging from 12 to 60 months at attractive rates.

Personal Loan Calculator


What is your existing relationship with Citibank?

How much do you need?

$1,000

$1000

0

Exclusive Online Offer: Apply through Citibank Online and get up to S$100 Grab Vouchers plus low interest rates!*

*Exclusive online rates and vouchers are only applicable when you book your loan online. Other Terms and Conditions apply.

Nominal Interest Rate(p.a.) 0 %

Effective Interest Rate (p.a.) 0 %


Your Monthly repayment S$0

VIEW REPAYMENT SCHEDULE >

What you need to know about this loan.

Fill In Your Details

You are applying for: Citibank Personal Loan

Our Citibank banking officer will give you a call by the next business day to complete the application.

* Mandatory fields

Existing Citibank Customer?*

Yes No

* I confirm that I:

  1. am applying for the Citibank Personal Loan
  2. have provided accurate and complete details about myself in this form;
  3. agree to the terms of Customer Declarations & Confirmation; and
  4. consent to Citibank Singapore Limited contacting me for marketing of Citibank products and services including via the telephone.
Personal Loan Interest Rates and Fees for New Citibank Customer

For new Citi Credit Card or Ready Credit holder:

Tenure (months) 12 24 36 48 60
Nominal Interest Rates (per annum) 4.94% 4.82% 4.83% 5.72% 5.79%
Effective Interest Rates (per annum) 9.00% 9.00% 9.00% 10.50% 10.50%

Note: Loans with 0% interest rate with upfront service fee option are available.

Upon approval, the funds will be deposited within the next working day into your Citibank account or up to 5 working days for non-Citibank account.

Cancellation fee:
3% of outstanding unbilled principal amount or S$100 whichever is higher.

Personal Loan Eligibility and Documents Required

Valid for customers with minimum annual income of S$30,000.

For new customers:

Singaporean/PR Foreigner

Minimum annual income of S$30,000

Minimum annual income of S$42,000

For Salaried Employees:

  • A photocopy of the front and back of your NRIC
  • Past 12 month's CPF statement submitted via CPF web-link
    OR Latest Income Tax Notice of Assessment and latest original computerised payslip

For Self-Employed:

  • A photocopy of the front and back of your NRIC
  • Last 2 years' Income Tax Notice of Assessment and last 3 months' bank statements
  • A photocopy of the front and back of your Passport/Employment Pass
  • Latest Income Tax Notice of Assessment and latest original computerised payslip

Please email your supporting document to sgcardsales1@citi.com

Citibank Quick Cash Terms and Conditions (Credit Card) | Citibank Ready Credit PayLite Terms and Conditions (Ready Credit) |
Citibank 1 Hour Loan Approval Program Terms and Conditions