Planning a wedding or a home renovation? Faced with an emergency or investing in a business opportunity? It’s at these times that you could use some extra cash without having to wait long for the processing of your personal / business / home improvement loan application.
Welcome to Citibank Personal Loans. Convert your credit line on the Citibank Ready Credit account, or your credit limit on your Citibank Credit Card into an easy instalment loan. Enjoy flexible repayment options ranging from 12 to 60 months at attractive rates.
Our Citibank banking officer will give you a call by the next business day to complete the application.
For new Citi Credit Card or Ready Credit holder:
|Nominal Interest Rates (per annum)||4.94%||4.82%||4.83%||5.72%||5.79%|
|Effective Interest Rates (per annum)||9.00%||9.00%||9.00%||10.50%||10.50%|
Note: Loans with 0% interest rate with upfront service fee option are available.
Upon approval, the funds will be deposited within the next working day into your Citibank account or up to 5 working days for non-Citibank account.
3% of outstanding unbilled principal amount or S$100 whichever is higher.
Valid for customers with minimum annual income of S$30,000.
For new customers:
Minimum annual income of S$30,000
Minimum annual income of S$42,000
For Salaried Employees:
Please email your supporting document to firstname.lastname@example.org
Exclusive Online Offer: Apply through Citibank Online and enjoy up to S$150 Gift vouchers and low interest rates!*
*Offer is only applicable when you book your loan online.
Other Terms and Conditions apply.