BALANCE TRANSFER

Maximize your interest savings today.

*Welcome offer:
0% interest rate for 6 months with 1.58% service fee (EIR 3.60% p.a) on Citibank Ready Credit

Balance Transfer to Credit Card

Citibank Balance Transfer on your Credit Cards or Ready Credit account helps you shrink your interest payments and maximize your interest savings substantially.

  • - 0% interest with low processing fee
  • - Flexibility in monthly repayment
Balance Transfer on Citibank Ready Credit

*Welcome Offer: 0% p.a interest for 6 months with 1.58%service fee with Citibank Balance Transfer

  • EIR 3.60% p.a. (Citibank Ready Credit)
  • EIR 3.65% p.a. (Citibank Credit Cards)
  •  

Eligible for new Citibank customers who apply for Citibank Ready Credit account with S$500 minimum loan amount

Benefits

Interest Savings

For new Ready credit holder

Tenure (months) 6
Service Fee 1.58%
Effective Interest Rates (per annum) 3.60%

For new Citibank credit card holder

Tenure (months) 6
Service Fee 1.58%
Effective Interest Rates
(per annum)
3.65%

Freedom

Cash in hand for your investments, well-deserved holidays or pay off your outstanding balances with other banks.

Minimum Payment

For Ready Credit: If the current balance on your Citi Ready Credit (“CRC”) account, including any Quick Cash (“QC”) minimum payment if you have a QC (“CRC Outstanding Balance”) is less than S$50, the minimum payment amount shall be equivalent to the current CRC Outstanding Balance. If the CRC Outstanding Balance is more than or equal to S$50, the minimum payment shall be the higher of (i) Sum of 1% of CRC outstanding balance, Quick Cash minimum payment, interest charges and late payment charges; or (ii) S$50. Any CRC Outstanding Balance due and unpaid in respect of earlier CRC statements shall be added to the minimum payment due and payable under any current CRC statement.

For Credit Card: The minimum payment amount is specified in your statement of account and is computed by taking 1% of the current balance plus 1% of any outstanding unbilled instalment amounts plus interest charges (including interest/ service charges for any recurring/instalment payments) plus late payment charge or S$50 whichever is greater, plus any overdue amounts. If the current balance is less than S$50, the minimum payment amount shall be equivalent to the current balance.

Offer is subject to approval.

Citibank Ready Credit Balance Transfer Program Terms and Conditions apply.

Citibank Credit Cards Balance Transfer Program Terms and Conditions apply.

Apply for Citibank Balance Transfer Now

* Mandatory fields

Our Citibank banking officer will give you a call by the next business day to complete the application. The products and services mentioned in this application are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, and The Isle of Man. This application is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products or services mentioned herein to such individuals.

*Are you an existing Citibank customer?:

Yes No

Personal Details

*Name:

*Email:

*Mobile Number:

*Annual Income:

*Mailing Address:

I have read and accepted the terms & conditions*

* I confirm that I:

  1. am applying for the Citibank Balance Transfer
  2. have provided accurate and complete details about myself in this form;
  3. agree to the terms of Customer Declarations & Confirmation; and
  4. consent to Citibank Singapore Limited contacting me for marketing of personal loans on my Citibank Credit Card/ Ready Credit account including via the telephone.