BALANCE TRANSFER

Maximize your interest savings today.

*Welcome offer:
0% interest rate for 6 months with 1.58% service fee
(EIR 3.60% p.a.) on Citibank Ready Credit

Balance Transfer to Credit Card

Citibank Balance Transfer on your Credit Cards or Ready Credit account helps you shrink your interest payments and maximize your interest savings substantially.

  • - 0% interest with low processing fee
  • - Flexibility in monthly repayment
Balance Transfer on Citibank Ready Credit

*Welcome offer: 0% p.a interest for 6 months with 1.58% service fee with Citibank Balance Transfer

  • EIR 3.60% p.a (Citibank Ready Credit)
  • EIR 3.65% p.a (Citibank Credit Cards)
  •  

Eligible for new Citibank customers who apply for Citibank Ready Credit account with S$500 minimum loan amount

Benefits

Interest Savings

For new Ready credit holder

Tenure (months) 3 6
Service Fee 1.58% 1.58%
Effective Interest Rates
(per annum)		 6.69% 3.60%

For new Citibank credit card holder

Tenure (months) 3 6
Service Fee 1.58% 1.58%
Effective Interest Rates
(per annum)		 6.73% 3.65%

For existing Ready credit holder

Tenure (months) 6
Service Fee 2.5%
Effective Interest Rates
(per annum)		 5.72%

For existing Citibank credit card holder

Tenure (months) 6
Service Fee 2.5%
Effective Interest Rates
(per annum)		 5.81%

Freedom

Cash in hand for your investments, well-deserved holidays or pay off your outstanding balances with other banks.

Flexible Payment

For Ready Credit: Pay a minimum of 3% of the transfer amount or S$45, whichever is higher throughout the loan tenure.

For Credit Card: Pay a minimum of 1% of the transfer amount or S$50, whichever is higher throughout the loan tenure.

How to Apply

To enjoy this offer, you can:

  • Call our hotline at 6225 5225 and choose to
    • Complete the application through the phone by following a few simple steps

      • Step 1:

        Call into CitiPhone @ 6225 5225

      • Step 2:

        Key in your NRIC or 16-digit card number

      • Step 3:

        Press *9 for Balance transfer

      • Step 4:

        Complete the Balance transfer application

    • Talk to our CitiPhone officers
  • Simply fill up online form and we will be in touch with you shortly.

Offer is subject to approval.

Citibank Ready Credit Balance Transfer Terms and Conditions apply.

Citibank Credit Cards Terms and Conditions apply.

Apply for Citibank Balance Transfer Now

* Mandatory fields

*Are you an existing Citibank customer?:

Yes No

Personal Details

*Name:

*NRIC/Passport No. /FIN:

*Email:

*Mobile Number:

*Annual Income:

*Mailing Address:

I have read and accepted the terms & conditions*

* I confirm that I:

  1. am applying for the Citibank Balance Transfer
  2. have provided accurate and complete details about myself in this form;
  3. agree to the terms of Customer Declarations & Confirmation; and
  4. consent to Citibank Singapore Limited contacting me for marketing of Citibank products and services including via the telephone.
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