Citibank Balance Transfer on your Credit Cards or Ready Credit account helps you shrink your interest payments and maximize your interest savings substantially.
*Welcome offer: 0% p.a interest for 6 months with 1.58% service fee with Citibank Balance Transfer
Eligible for new Citibank customers who apply for Citibank Ready Credit account with S$500 minimum loan amount
For new Ready credit holder
| Tenure (months) | 6 |
| Service Fee | 1.58% |
| Effective Interest Rates (per annum) |
3.60% |
For new Citibank credit card holder
| Tenure (months) | 6 |
| Service Fee | 1.58% |
| Effective Interest Rates (per annum) |
3.65% |
For existing Ready credit holder
| Tenure (months) | 6 |
| Service Fee | 2.5% |
| Effective Interest Rates (per annum) |
5.72% |
For existing Citibank credit card holder
| Tenure (months) | 6 |
| Service Fee | 2.5% |
| Effective Interest Rates (per annum) |
5.81% |
Cash in hand for your investments, well-deserved holidays or pay off your outstanding balances with other banks.
For Ready Credit: Pay a minimum of 3% of the transfer amount or S$45, whichever is higher throughout the loan tenure.
For Credit Card: Pay a minimum of 1% of the transfer amount or S$50, whichever is higher throughout the loan tenure.
Offer is subject to approval.
Citibank Ready Credit Balance Transfer Program Terms and Conditions apply.
Citibank Credit Cards Balance Transfer Program Terms and Conditions apply.
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Our Citibank banking officer will give you a call by the next business day to complete the application. The products and services mentioned in this application are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey. This application is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products or services mentioned herein to such individuals.