Insuring your future.

Insuring your future.

From Protection and Health, Savings, Endowment to Retirement and Legacy, with our comprehensive suite of insurance products, you are sure to be able to find a policy that suits your needs.

Life Insurance

Life Insurance

Insurance Plans

You are 21-30

A young adult entering the workforce and thinking about saving for your future.

Your Needs:


Short Term Savings:

To achieve immediate goals such as vacations, buying a car, etc..

Long Term Savings:

To achieve your long term goals, the earlier you start saving, the easier for you to meet them.


Death/ Terminal Illness benefit:

To help your loved ones maintain their lifestyles even when you are not around.

Total Permanent Disability:

To be able to provide for your own living expenses, when you are unable to work anymore.

Hospitalization & Surgery:

To provide financial support so you and your family will not be burden with hospital bills.

Product Solutions:

Regular Premium Full-pay endowment plan / Whole Life plan / Hospital & Surgical plan

You are 31-40

Married with a young family and thinking about adequate coverage for their potential medical needs.

Your Needs:

Saving for a child's education:

To give your child the best gift by allowing them to reach their academic potential.

Hospitalization & Surgery:

To have your spouse or child adequately covered, to avoid being burdened with medical bills. Young children have weaker immune systems and are more susceptible to illnesses. Being more active, they are also more prone to accidents.

Protection for a child:

To provide your child with a protection plan early in life, as it is cheaper when they are still young and healthy.

Product Solutions:

Regular Premium Full-Pay & Limited-Pay endowment plan / Children's educational plan / Hospital & Surgical plan / Whole Life plan

You are 41-50

Established with a family and thinking about wealth accumulation to have provisions for your family's future.

Your Needs:

Wealth accumulation:

  • It is important to accumulate wealth to have provisions for your family's needs. With the cost of living rising faster than salaries, you can hedge against inflation by growing your wealth through investment vehicles/ instruments which offer higher returns when compared to low interest yielding savings accounts.
  • Building a retirement fund
  • To ensure a comfortable retirement, it is prudent to build a retirement fund early. By starting early, you can determine your retirement lifestyle through the income you plan to receive, with the savings you put in over time.

Product Solutions:

Single Premium endowment plan / Annuities (immediate/ deferred)

You are 50+

Retiring or retired and thinking about supplementing a retirement lifestyle.

Your Needs:

Saving to supplement a retirement lifestyle:

To ensure a golden retirement, supplement your retirement fund so that you are able to continue with your lifestyle of vacations and leisure hobbies comfortably.

Wealth distribution:

To provide for your loved ones through wealth distribution. You may wish to have a legacy plan to leave behind and distribute your wealth to loved ones, to help them along with life.

Product Solutions:

Single Premium Guaranteed Issuance Option endowment plan / Whole Life plan that pays out across 3 generations

How To Apply

Call 6333 9000 from Mon-Fri, 9:00 am to 5:00 pm

Call 6333 9000 from Mon-Fri, 9:00 am to 5:00 pm

Click here to leave your contact details, and our officers will contact you shortly.

Terms & Conditions:Terms & Conditions:

Insurance Products are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited, Citigroup INC or any of their affiliates or subsidiaries.

Life insurance products are not eligible for deposit insurance coverage under the Deposit Insurance Scheme.

They are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC).

Each member of the Policy Owners' Protection Scheme maintains a register of insured policies it offers.

To find out if a policy offered is covered, you can refer to the insurer's register of insured policies.

For more information on the Policy Owners' Protection Scheme, please contact your insurer or visit the websites of the General Insurance Association (, the Life Insurance Association, Singapore ( or the Singapore Deposit Insurance Corporation Limited (

This is not a contract of insurance. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid.

Past performance of any funds or fund managers and any prediction, projection or forecast on the economy or markets are not necessarily indicative of the future or likely performance of the funds or the fund managers. Accordingly, the information should be read and construed in light of and subject to, all terms and conditions contained in the policy.

Full details are stated in the policy. You should seek advice from a qualified financial adviser if in doubt. If you choose not to, you will have to take sole responsibility to ensure that this product is appropriate to your financial needs and insurance objectives. All insurance applications are subject to the insurance company's underwriting and acceptance.

Not all products and services are available in all jurisdictions.