CREDIT INSURE GOLD

Credit Insure Gold

Credit Insure Gold
  • Covers your outstanding balance in the event of Death, upon diagnosis of Heart Attack of Specified Severity, Major Cancers, Stroke or Hospitalization.
  • Pay only as you use.
CreditShield

CreditShield

  • Covers your outstanding balance in the event of Death, Total & Permanent Disablement and/or upon diagnosis of 30 Critical Illness.
  • Pay only as you use.
Benefits
  • Pays 4 times your Citibank Ready Credit and/or Credit Card balance (up to S$80,000 or 2.4 times your credit limit, whichever is lower) in the event of Death or diagnosis of Heart Attack of Specified Severity, Major Cancers, or Stroke (defined under Critical Illness).*
  • Pays you or your estate, the remainder (if any) of the insurance payout after deducting your outstanding balance, as a Benefit!
  • Pays off your Citibank Ready Credit and/or Credit Card balance up to S$3,000 for each period of Hospitalization (admission in a Hospital for at least 7 consecutive days).
Fees & Charges

$0.42 for every $100 of the outstanding balance (which is the sum of the closing balance including unbilled installments) on your Ready Credit and/or Credit Card statement. There is no charge if there is no closing balance for that month.

Apply
  • Call our 24-hour CitiPhone Hotline at 6225 5225
Claim

Download claims form:

Please complete the applicable claims form and submit directly to Manulife together with the required documents as indicated in the claims form.

Important InformationImportant Information

  • For further details on Credit Insure Gold, please read the Credit Insure Gold Information Sheet. Please refer to the Credit Insure Gold Specimen Certificate of Nomination for the full terms, conditions and exclusions.
  • Please note that there will be changes made to the terms and conditions in the Certificate of Nomination for Credit Insure, including changes to the definitions of Critical Illness. The changes to the definitions of Critical Illness are to align with the Life Insurance Association’s revisions to the standard definitions of certain Critical Illness in its LIA CI Framework (version 2019). If your Certificate of Nomination was issued before 1 July 2020, these changes will take effect from 26th August 2020. If your Certificate of Nomination was issued on or after 1 July 2020, these changes are effective from date of issuance of your Certificate of Nomination.

DisclaimersDisclaimers

Credit Insure Gold is an insurance policy underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D) (“Manulife”). Insurance products are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited (“CSL”) or its related entities.

Credit Insure Gold is a group insurance policy between Manulife and CSL and is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage under the policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Manulife or visit the Life Insurance Association or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg).

This is only general product information provided by us and is not a contract of insurance. Please refer to the Certificate of Nomination for the policy terms and conditions.

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